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  • Special_Saver2
    • #3
    • 27th Nov 07, 10:35 PM
    • #3
    • 27th Nov 07, 10:35 PM
    Matures After More Than 12 Months

    Nationwide BS FlexOne Regular Saver Account (age 11-17)

    Interest rate: 3.5% gross p.a. variable from 29th October 2014
    Monthly payment: £0-£100
    Miss any payments:
    Yes, as many as you want.
    Penalty-free withdrawals: Yes, as many as you want.
    Age of applicant: Age 11-17, when holder reaches age 23 then the account will convert to an instant access account
    How to open account: Branch or online
    Special conditions: Must also have a FlexOne current account.

    Penrith BS Junior Affinity Regular Saver (children only)

    Interest rate: 2.75% gross p.a. variable from October 2016
    Monthly payment: £5-£100
    Miss any payments: Yes, you can miss as many as you like
    Penalty-free withdrawals:
    A maximum of two withdrawals per year (January to December) of any amount leaving the minimum balance of £5.
    Age of applicant:
    Aged 0 - 16
    How to open account: Branch or post

    Special conditions: This is a 5 year fixed account. A payment of 0.5% p.a. will be made to Penrith RUFC Juniors or Penrith and District Red Squirrels Group.

    Nottingham BS Special Regular Saver (Issue 6)

    Interest rate: 2.5% gross p.a. variable from 6th November 2017

    Monthly payment: £1-£500
    Miss any payments: Yes, you can miss as many as you like
    Penalty-free withdrawals:
    You cannot make any withdrawals until maturity
    Age of applicant: At least 16 years old
    How to open account: Branch only
    (several forum users have reported that it is not possible to open Nottingham BS accounts by post by sending an application to a branch)
    Special conditions: This account matures on 28th February 2019.


    Chorley BS Members Festive Fund

    Interest rate: 2.5% gross p.a. variable from October 2017
    Monthly payment: £1-£500
    Miss any payments: Not mentioned in terms and conditions, presumably you can miss as many as you like
    Penalty-free withdrawals:
    No withdrawals or closure before maturity.
    Age of applicant:
    Aged over 18 years old
    How to open account: Branch or post

    Special conditions: Account matures on 31st October 2018. Variable interest rate but if they reduce the interest rate they will give you 14 days notification prior
    to the change and 30 days from the notification to switch your account. Only available to members where "A ‘member’ is a customer who holds an open product with Chorley Building Society at application for at least 12 months."

    Chorley BS Festive Fund

    Interest rate: 2.25% gross p.a. variable from October 2017
    Other details as per the Members Festive Fund except that this account can be opened by people who have not been a customer for 12 months.


    Darlington BS Junior High Days & Holidays Bonus Saver (children only)

    Interest rate: 2.25% gross p.a. variable

    Monthly payment: £0-£150
    Miss any payments: Yes, you can miss as many as you like
    Penalty-free withdrawals: Yes, two per year from 1st September to 31st August
    Age of applicant: Under 16
    How to open account: Branch or post
    Special conditions: This account will be a transferred to a Foundation account at the end of the month that the child turns 16 years old. Maximum balance £15,000. The final bonus is paid on 31st August in the year before the child turns 16 years old, so it is probably worth closing the account at that point.

    Nottingham BS Robin Hood Young Saver (Issue 6, children only)

    Interest rate: 2% gross p.a. fixed

    Monthly payment: £1-£100
    Miss any payments: Yes, you can miss as many as you like
    Penalty-free withdrawals:
    Yes, as many as you like
    Age of applicant: Children aged between 7 and 17 can open the account themselves; children aged under 7 will need a parent or guardian to open the account
    How to open account: Branch only
    (several forum users have reported that it is not possible to open Nottingham BS accounts by post by sending an application to a branch)
    Special conditions: This account matures on 31st May 2019.


    Chorley BS Children's Regular Saver (Issue 2)

    Interest rate: 2% gross p.a. variable
    Monthly payment: £0-£150
    Miss any payments: Yes, as many as you want
    Penalty-free withdrawals: Yes, no restrictions on withdrawals specified
    Age of applicant: Aged 0 to 16 years old
    How to open account: Post or branch
    Special conditions: Minimum balance £1. Maximum balance £28,800. Free piggy bank with every account opened. When the account holder turns 16, the account will be transferred into a Young Chorleian Account subject to full identification being provided.

    Scottish BS Junior Regular Saver Account (children only)

    Interest rate: 2% gross p.a. variable from 4th October 2016
    Monthly payment: £5-£50
    Miss any payments: Yes, you can miss as many as you like
    Penalty-free withdrawals:
    Yes, two per year
    Age of applicant: Under 18 years old
    How to open account: Branch or post
    Special conditions: This account runs until the child's 18th birthday

    Newcastle BS Big Little Saver (children only)

    Interest rate: 1.87% gross AER variable from 8th July 2016
    Monthly payment: £1-£250
    Miss any payments: Yes, but you earn a lower interest rate for that month
    Penalty-free withdrawals: Y
    ou earn a lower interest rate for the month of any withdrawals
    Age of applicant: Age 18 or over, on behalf of a child aged under 16
    How to open account: Branch or post
    Special conditions: This account must be a transferred to a standard deposit account before the child's 17th birthday. Also available as a Junior ISA account that allows transfers in from other JISA accounts.

    Yorkshire BS Monthly Regular Saver

    Interest rate: 1.75% gross p.a. variable from 2nd September 2016 (2% from 14th December 2017 as indicated here)
    Monthly payment: £0-£500
    Miss any payments: Yes, miss as many as you want
    Penalty-free withdrawals: Yes, can make 1 penalty-free withdrawal per account year. You can also close the account without penalty even if you have made a withdrawal in that account year
    Age of applicant: Not stated
    How to open account: Branch or post (account can be operated online but not opened online)
    Special conditions:
    The account runs for 2 years.


    Penrith BS Regular Saver 200

    Interest rate: 1.75% gross p.a. variable from 1st September 2016
    Monthly payment: £0-£200
    Miss any payments: Yes, you can miss as many as you like
    Penalty-free withdrawals:
    A maximum of two withdrawals per year (January to December) of any amount leaving the minimum balance of £1.
    Age of applicant:
    Not stated
    How to open account: Branch only

    Special conditions: This is a 2 year fixed account.

    Norwich and Peterborough BS Monthly Regular Saver Account


    Interest rate: 1.75% gross p.a. variable from 2nd September 2016
    (2% from 14th December 2017 as indicated here)
    Monthly payment: £0-£500
    Miss any payments: Yes, you can miss as many as you like
    Penalty-free withdrawals:
    Yes, one per year (based on anniversary of account opening date)
    Age of applicant: Not stated
    How to open account: Branch only
    Special conditions: This account runs for 2 years. Once opened, can be operated by post or electronic payment and "limited facilities are available online via internet banking".
    Steve65e reports in post 4102 that the N&P BS Monthly Regular Saver account can be opened in Yorkshire BS branches so it is possible that may apply to this account too
    Last edited by Special_Saver2; 13-11-2017 at 12:15 AM.
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