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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Shared Ownership insurance
Hello! I am a first time buyer who is in the process of getting a shared ownership flat. It’s all very new to me and I’m wondering what people have gone with regarding contents insurance? I’ve done some comparisons but I’m unsure whether to say I’m renting or have a mortgage (might sound silly but I don’t know which would…
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car insurance changing fees mid contract
hi all my daughter changed something on her policy recently adding a private plate , the documents for the insurance clearly state the fee for this change is £20 to amend , but they charged £25 and wouldn’t budge changing the cost has increased , can they do this mid contract , cheers
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Car Insurance Claim
Last year someone hit me and so I put a claim in with my insurance, the company were terrible so I asked the claim to be closed as I was cancelling the insurance with them anyway. Nothing came out of the claim as it was closed. When looking for a renewal quote now, do I have to declare this as a claim or as it was closed…
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Buildings insurance - one claim - is no claims totally down to 0 now?
I know with car insurance you can have more than 1 claim. Does it work the same way with building insurance or is it now ZERO? Not sure what sort of discount I'd be losing...
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Safe will writer
I am trying to find a kosher will writing company for my partner , she has contacted many companies but they demand money up front , deposits and are aggressive seller's. She needs a firm who can handle slightly complex arrangements, she has chosen her executor ( not me ), and really needs to get this sorted , too many…
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Cost of claim impact on renewal price & loss of no claims
Hi all, hoping someone can enlighten me as to how this works please! Following a fault accident, I am waiting for the other party to give me a cost for repair of his car so as not to have to claim on my policy. I have found somewhere to have my car fixed. My question is - if I pay to have my car repaired and the other…
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Car insurance
Yesterday during high winds we went to our local garden centre. I parked next to another car and when my husband opened the passenger door a gust of wind caught the door and it struck the drivers door of the car next to us. We checked both doors to ensure there wasn't any damage to either vehicle and there didn't appear to…
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Have you already bought the car?
Why do insurers/comparison sites ask if you have already bought the car? Is it better to get quotes before buying or after?
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Home Insurance Complaints Advice
Hello All I am hoping for some advice about making a complaint to the FOS about the LV Home Insurance. Also whether anyone has had similar issues with this company. Now for the back story. Back in December 2023 we had water ingress from a flat roof which covers the kitchen and bathroom area of the house. The water…
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Hastings Direct - unable to cancel auto-renewal
Morning all, I have just taken new car insurance with By Miles (thanks MSE for the £55 worth of free miles!). Hastings Direct auto-quoted me £686 (this year gone cost me £580), By Miles price is £236.11 upfront with 3.4p/mile (est 6400 miles) = £398.71 so some saving! My insurance is due for renewal on 17th July so I tried…
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House insurance - 12 week holiday
Anyone have any good options for insuring house for a 12 week holiday period? Luckily my current policy runs out around 2 weeks into the holiday so it will cover me for that (think up to 6 weeks). Ideally after that I'd find an insurer who allows long periods of un-occupation to cover the remaining 10 weeks. Alternatively…
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Car Insurance - Hastings Direct - Proof of purchase mistake?
Hi All, I'm new to the forum, but wanted to join to share what's happened to my wife and I with our latest car insurance with Hastings Direct. I've had a look on the forum and cannot find the exact same issue. I'll try and keep it short and hopefully give you some advice or get some advice from you. My wife and I purchased…
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Insured or Not?
Hello, I’ve read a few threads on here and many people seem to be correct when giving advice. My question to everyone is the following: Had an accident 16 months ago. I called to report the accident straight after it happened and said I was coming home from work. Surprise, that wasn’t included in my policy and I am deemed…
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Buildings insurance - property in trust
In 2013, Mum and Dad put their property into a family protection trust (50% in each person's trust). Dad passed away 8 years ago but his FPT continues. For the last couple of years, buildings insurance has been arranged through a brokers - most insurance firms wouldn't provide cover as the property was not owned by an…
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High rise in home insurance cost
Ive received my renewal quote from my home insurer and it has gone up by 43% in just 1 year. How can they justify such huge increases when the risk hasnt changed? Can anyone suggest an insurance company that charges reasonable costs? Sadly when I used a comparison website the quotes were either roughly the same or even…
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MORE THAN to stop providing insurance
Apologies if the post is a duplicate, I did search but the phrase "more than" provided way too many results to be useful. Anyways, they're to stop providing insurance products ... https://www.morethan.com/information-about-more-than/#:~:text=Why are MORE THAN no,MORE THAN brand during 2024.
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Insurance returned car in undrivable state and refuses to help further
Apologies if this isn't the right place to post, I'm new to the site and desperate for some advice. In summary: My SO had her parked car hit by another driver over 5 months ago. There had been minimal communication from the garage and insurance despite her having to chase up on where her car was being held (it was left…
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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Changing Main Driver
Last year my wife bought a car and the V5C and owner is her. This year I would be the main driver, do we need to change the V5C? Or just put my name as main driver when we renew car insurance? We don't mind to lost 1 year NCD.
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What sports are covered under permanent income protection
Hello, I wonder how the insurance market works in UK regarding permanent income protection. I'm evaluating a few and none seem to mention exclusions for sports, but then I ask myself why sports insurances exist... Is it relative to the way the pay? Permanent income vs lump sum? I just want to do some sport for fun where…