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Amazon credi card
Hi All Read my MSE email and Martin said there was a £25 Amazon voucher if you took out the credit card but when I follow the link it's a £15 one. Has anyone got a link to the £25 voucher please? Saz
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JD Sports card. First purchase has 10% off. Close and keep for 2-for-1 bowling.
Just open it instore and use it towards a new purchase -10% off pay at Natwest (free) within 56 days, make sure its within these 56 days as the APR is a heart-squeezing 29.9% then close the account immediately, keep the card and use it for 2-for-1 bowling at http://www.bowlplex.co.uk/ the nearest center will be shown…
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BT for Egg
Does anyone know if Egg do existing customer BT's at less than standard rates. 5% for 6 months for eg. I know of the anniversary deal but that is 6/7 months away and my card is about to go clear. Ideally I want to transfer in March when my existing cheap deal expires. If they dont I guess it will be a transfer on and back…
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If I am nt pay back credit card !!
:confused: I have a Morgan Stanley credit card , currently have 1000 pounds debts on it , if I wil not pay back the money forever, wot is the worst things wil happening to me ? The debt collecter wil come 2 my door ? I dont care the credit rating , just cant pay back Thanks Tracy
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URGENT WARNING for all card holders esp. ABBEY.....
I will post this on the boards for Credit Cards as well. I think this is important. I have just had a call from 'Abbey' asking me for he last 8 digits of my card as they are trying to make sure people have their cards in their possession and protect them againstfraud. I refused to give them my number and they got very…
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what lenders use call credit?
Have just ordered my reports from equifax & experain however I've heard about call credit, does anyone know what lenders use them and is it worth me getting my report from them also? thanks
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Does the day your account opens = the day you activate your CC?
Hi, I recently applied for a Norwich and Peterborough CC. I received my card and credit card agreement in the post on Saturday. I applied for the card primarily for the 6 months 0% BT. It says on the CC agreement that the 6 months is valid from the date of account opening. Is the day I ring them to activate my card? Thanks!
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Not quite sure what's going to happen now...
Hi guys Something weird has happened - my girlfriend has recieved a letter to her home from Creation Financial Services saying they have legally assigned the debt to Aquired Debt Limited including all rights and interests etc... The letter was for somebody else, but it is my girlfriends address ( although it's a "care of"…
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Balance Transfer - Twice
I have just transferred my £3000 balance from my Morgan Stanley card to my MBNA one. However, MBNA paid the £3000 twice, so I now have a £6000 balance with MBNA and a -£3000 balance with Morgan Stanley! MBNA say that they tried to reclaim the second transfer, but Morgan Stanley won't return it without my permission. Morgan…
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Advice wanted please.
I wonder if any of you can offer any advice. I, for reasons to lengthy to explain, am struggling to pay my credit card bills at the present time, and are a little behind (about one month). I am constantly bombarded with phone call to bring the cards up to date, but things are so tight I am unable to do so at present.…
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aqua cc
Have applied for aqua card and they asked for ID to be sent, originals only eg photo driving liscence& utility bill, is this safe to send them?
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NSPCC BOS Late Fee
For the first time in my life I have been charged a £12 late fee on my credit card. I am unsure how it happened as I paid through online banking as I always do. Can I contest this?
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credit card interest
Hi I was wondering if anyone could help me?I have a natwest credit card from my uni days and although I never exceeded the limit I haven't been able to make minimum payments as I no longer have the card. I placed the wrong pin number in a cash machine and I never ordered a replacement. I also moved and although I've tried…
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HSBC - Late Payment Admin Charge
Hi - hope someone can help! I am with HSBC and have a HSBC Credit Card (Mastercard) and on 6th December, they charged me a "LATE PAYMENT ADMIN CHARGE" of £12.00. I have tried calling but all I get is some lady saying that she can't give me a balance! This has happened before. They stopped the card, not told me and…
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Cancelling Post Office Credit Card
Phoned up last night to cancel as I used it for 6 months 0% and transferred the balance elsewhere and they requested me to put it in writing. Anyone else know of any other companies that act like this? Bit of a pain in the !!!!. But then again thinking about it, not been that impressed with the overall customer service…
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minimum payment and reduced interest
Hi My first post, so sorry if this has been covered. I ran up £10k on my MBNA card, trying to emegrate to NZ... no joy there. I noticed after a few months that even though I hadnt spent since that the balance was increasing. I always thought that you paid the interest + a few quid off the balance, aparently not. I rang…
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Is Citibank Platinum card's rate for BT a gd deal?
Hello, just seen an offer for BT at the rate of 4.9% for the life of balance and BT fee of £2.5% Does it sound like a good deal? I read the Terms and Conditions but I don't really understand it...:o Has anyone got any experiences with Citibank (good or bad) or even Intelligent Finance? (Think their rates are similar)…
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Credit card balance < £1
I just had a statement from my Citi Platinum card, the balance was... 2p. Now come one, surely they would do a small balance write off for this, my Tesco card use to for anyhting less than £1 (I think), so I called them and ask for them to write it off as it would cost them more to process the payment. I then thought to…
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Transfer to current account
Its been a while since i have done this.... I want to get a new card that will allow me to bal transfer straight into my current account and one where i will get a large credit limit. I already have abbey, mbna and egg. thanks
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garlik credit rating
hi guys, signed up 2 galik.com and they obtained by credit rating by "call credit" who say my credit score is 772- good. Just thought I'd ask if anyone knew how 'good' that really is in terms of getting 4 eg a morgan stanley platinum credit card (3% cashback!)- btw im a student with pt job thanks!!