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TSB Spend & Save current account - Get £100 to Switch & Stay
Hi there, TSB is offering the below: https://www.tsb.co.uk/current-accounts/spend-and-save-account/ Get £100 to Switch & Stay £50 for switching, then £50 to stay with either a Spend & Save or Spend & Save Plus account.* To qualify for the £50 switch incentive, you will need to: * Open a new TSB Spend & Save or Spend & Save…
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Adult with addiction problems and banking
I’m hoping that someone on the forum will be able to give me some advice. To explain as briefly as I can I’ll put the problem in short sentences. Adult with chronic addiction needs a bank account that will NOT under any circumstances grant an overdraft . An account that does not allow cash withdrawals. An account that…
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Simple computer programme to record household expenses
Hi MSE newbie here. Can anyone recommend a simple computer programme to record household expenses. Ideally one that can draw in statements from Lloyds Bank but if that's not possible that's ok. I need something fairly straightforward as I'm not great with tech
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Switching and nominated accounts
After decades with Lloyds, their branch closures and the newly announced requirement to pay £2,000 a month into my account has made me decide it's time to move. What I can't find out, however, is how the automatic switching service handles nominated accounts. For example, NS&I and some smaller banks with which I have fixed…
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Santander Edge train cashback
Can anybody who has an Edge account please advise if they are getting cashback when paying for train tickets booked through TicketySplit/TrainSplit please? I just wanted to check that the company's (whatever they call-it) code is a valid travel code that triggers the cashback. Just opened a new Edge account. TIA for any…
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Best bank account to open for a new-to-the-UK person
Hello! I've recently moved from Canada to the UK. I've just been using Wise for now, but I am starting my first proper adult job and figure it's time to get a proper bank account to match. I've reviewed the banking info available on MSE, but all of the cash bonuses (the thing I'm most interested in, to be honest) are…
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Foreign currency bank accounts
Hello all, I'd like a little advice from the hive mind please. :) I'm a Brit and about to start a job where I'll be paid in US dollars. I have heard there are bank accounts where you reside in one country but open another account in a foreign currency thus enabling you to take advantage of good currency exchange rates when…
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Changing how I Budget
I want to change how I budget. I am single and will be 73 next month. I use an app to manage my finances. My belief is that I need to rewrite my my budget. I know what would do. But, I would love to hear from anyone that has done the same. Additionally, this is my first post. I want to see what happens. Thank you
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Why do you bank with your bank?
Just curious, I'm getting a bit bored with my main bank account provider and looking to change it up. Having read through several of the providers there's a lot of overlap on features, some banks are further behind in features/benefits than others and some still have their niche. So, why do you bank with your bank?…
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Incorrect Standing order, Lost £800! sent 2 times, to the Wrong person! HELP
Incorrect Standing order, Lost £800! sent 2 times, to the Wrong person! HELP Hello have a distressing situation, can you please assist with as many questions as you can below have had an injury so is a bit hard to get into bank, and phone is giving issues. Your answers would be appreciated xx Only looked at statements…
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Transferring funds from Germany to UK
I lived and worked in Germany for about 5 years between 2009 and 2014 and accumulated a considerable amount of savings from work income which I would like to use as a part of the deposit to fund a property purchase now. What would be the easiest and most efficient way of doing this? The amount involved is around 50K EUR.
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Old account with Northern Rock
Hi all, I've been going trough my paperwork from years ago and found document for an e-saver account I opened with Northern Rock in 2009. Unfortunately I don't have any statements, only a letter confirming the account was opened and the account number. I'm fairly sure I withdrew the money and closed the account but as I…
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Push towards banking apps
I want to open a Barclays ISA, but checking their website found I either had to download their app or make an appointment to go into a branch. I prefer not to use banking apps on my phone, and my 3 nearest branches could only offer appointments in March- 6 weeks away. I phoned Barclays today to ask why it was so difficult…
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Keeping it simple
Hi all. Need your collective brains please. Before kids I was all over the finances. But two kids later, and no spare time, I have let things slip. Want to try and get back on top of things though. Our savings are hardly working for us. So looking for a simple process. Currently £3k in a virgin isa paying 0.2% interest…
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I think my daughter has a CIFAS marker?
Two years ago my daughter who was 17 at the time was stupid enough to allow someone to do fraud on her bank account. Unsurprisingly the account was closed, so she opened a Stirling account and shortly afterwards that was closed, she tried to open accounts with other banks and they all denied her. Although we have never…
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Is there any bank account (saving account) open with kid age 7 as first account holder?
I am wondering is there any bank account that I as a parent can open for my kid who is age 7 now, where my kid is the first account holder?
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Stolen Bank card
My Mother-in-Law is 90, and she has recently been widowed. She went to the local branch of The Halifax Bank, in Carlisle, with her daughter, to arrange for the joint account she had shared with her late husband to be converted to a personal account in her name only. In order to speak with a customer advisor you need to…
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Timing of credit check during applications
I applied for a Barclays current account and failed the security set up where you record a video so I have to make an appointment to take my ID into a branch. If it's like Santander and there's over a month waiting time for appointments then I'm not sure if I can be bothered, but I don't want to waste a hard search. Will…
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Old paper bank notes are they worth more than face value
I have found some old paper bank notes, £1, £5 and £10 with consecutive numbers. In mint condition as new as issued by the bank. Are they likely to be worth more than face value and if so where should I try to sell them. Are there dealers/buyers for such notes. . I know I can take them to a bank but I'm hoping they might…
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EXpat Bank account opening
Wow! Just how difficult is it to open a UK bank account from the USA...... Ok.. i have existing pension investment in the UK, i have lived in the USA for 5 years! now having turned 55 i figured i could get my 25% tax free/ not tax free, depending on how i declare the lump sum i guess to the IRS Question though is... My…