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Problems transferring out of Marcus
As the title suggests.... Is anyone else having problems transferring money out via the Marcus website? I've tried a few times, but keep getting an error message.
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NS&I website - going round in circles trying to log in
NS&I have now introduced two factor authentication, so this morning when I tried logging on, it said I needed to create a six digit PIN, and logon also requires a One Time Passcode sent via text to my mobile. Fine...except every time I enter the OTP, it pops up with a message 'securing your browser', asks me whether I want…
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An instant way to add cash on Vanguard Investing on SIIP Account
I am about to add cash on MY SIIP to use my SIIP allowance this tax year. What is an instant way to add cash on Vanguard Investing on SIIP Account. I am already aware about using Debit card to meet Halifax Reward requirement. For the future use, not necessarily instant, is there any better way of doing it. For instance to…
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Aldermore Double Access savings
Might be if interest to some but I done 3 transfers out recently forgetting that the rate would drop. Got an email to confirm this. Was going to transfer the rest of my balance to another savings account but noticed it was still offering the double access issue 1 at 4.9%. The same as I already held. Thought I would apply…
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SIPP advice
Newbie here, who has no real knowledge of investing and low risk tolerance I have virtually no income other than my savings Heard a bit about SIPPs and have been told I should put money in a SIPP to get tax relief back - but I don't pay tax except potentially a little on my savings, so not sure I understand how I can get…
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Ulster Loyalty Savings Account
I noticed that this account is no longer listed on MSE under "Top Easy Access", even though its listed as 5.2%, which is higher than most on the list. Any particular reason for this? It was there a few months ago. I saw some negative comments about the registering process, and some confusion on whether you need an account…
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Vanguard Sterling Short-Term Money Market Fund Interest Missing
Is anyone else missing their Vanguard Sterling Short-Term Money Market Fund Interest for July? I was due to be paid out on 31st August but still nothing today.
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Venture Capital Trust (VCT), how to buy?
I am considering buying a Venture Capital Trust (VCT). I would like to invest between £20,000 and £50,000. The objective is to obtain a 30% income tax relief for the 2023/2024 tax year. Given that there are three weeks left until the end of the tax year, is it too late to buy a VCT? Could someone recommend a good platform…
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Best way to invest about 200k
Hi All, I am a higher rate tax payer and pay into my pension but not a large amount about £400pm as I am still some years away from retirement and do not like that the pension age keeps increasing. I have money in various savings accounts such as Santander, chip and Tandem. I have around 11k in 1 year fixed ISA maturing in…
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Quick sanity-check
I was PT-ing somebody today & we happened to get onto finance. They don't have any ISAs but have £40k with Natwest earning 2.x%. Obvs I picked up on this & suggested they open an ISA today to exploit the £20k allowance. For the sake of expedience and to rule out the chance of delays or issues transferring to a new…
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Barclays share price improving and other shares?
Any idea why Barclays share price is going up? Is this something across the board or is it just a select few companies? Likely to change at the end of the tax year? And, finally, what effect might this have if I was wanting to buy an annuity? Hopefully it means that the pension pots are larger but maybe the annuities won't…
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Loanpad P2P - Reviews, experiences, info or updates, post them here. I'm having a dabble.
Morning all I've seen this name pop up a couple of times in various threads, but can't see that there is a dedicated thread for them. I've had a quick look at their website, and on the face of it, it seems like a pretty good deal, somewhere between cash and a S&S ISA. I realise that capital is at risk, and the interest…
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What's the advantage of a SIPP?
Hello everyone, I just typed 'SIPP' into the search bar, and have a lot of results to go through, but I thought I should try and ask my question, in a clean thread. I've never had a SIPP, and never really earned enough to be bothered. But I have mentioned in the past I have some inheritance I'm trying to make the best use…
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100k to invest, help!
I’m looking for some advice/ideas/thoughts please. I know some
finance basics, however I’ve never had this
kind of money to manage, which is really quite a responsibility I’m finding. I’m concerned i may not have thought of the things
i don’t know about. If that makes sense. I have 100000 to invest/ save available in about…
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Coventry Building Society App
Just thought I'd post to let you know you can now browse/apply for accounts through the app now, also you can leave feedback by the app talking you to their website. Really like how this app is getting better, not been around long either. Hope other Building Societies etc get apps eg Principality (don't understand why they…
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Drip-feeding from EA Savings Accounts to fund RS's?
Trying to decide which EA Savings Account to use after Santander eSaver LE Issue 3 drops to 4.2% in May. I use the eSaver to drip-feed a Santander's CA that has SO's set up to fund RS's. I realised that the above EA has a useful facility ... you can set up monthly withdrawals up to 90 days in advance of the set-up date.…
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Monument Easy Access 5.11%
Can't see any threads about this account? Anyone have one? Saw this comment in the top easy access thread but no further discussion on it... "Have tried opening Cynergy and Monument. Both a disaster! App this, scan that, SMS coming, activate here .... (20 x with Cyn. ) Gave up. No thanks" What interests (no pun intended)…
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Tax on savings
Hi, I get a personal pension of £10500 and I’m going to earn £7200 in saving interest this tax year 23/24. My personal tax allowance is £12570 so I’m asking should I have any tax to pay. This all my income, thanks for any reply’s
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Any Interest Paying Product in Fidelity ?
Good morning I have an investment ISA account with Fidelity where I hold some shares and funds. What is the best use of any cash held within the account while waiting for a buying opportunity ? I know they pay some interest but I am wondering whether there is any low risk product that can offer better return on cash…
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Financial advisor or DIY?
Hi, all. I hope everyone had a nice bank holiday weekend. I'm looking for some advice on whether I should hire a financial advisor to help with savings, investments, and pensions. Here's my current situation: * Age 35. * Single. No dependants. * Own my house outright. * I have a 20-year-old car, so no PCP, HP, etc. *…