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MSE News: Savings loophole allows under-35s to earn 5%
This is the discussion thread for the following MSE News Story: "A loophole allows non-homeowners under 35 to earn a market-leading 5% before tax on an easy access savings account ..." Read the full story: Savings loophole allows under-35s to earn 5% Also see: My blog on the nightmare of trying open this account
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Banking brands
I really like this website but why, oh why, does it still refer to the now-defunct HBOS? For example, the savings accounts section mentions “Shared £85,000 FSCS protection with HBOS group” for both Intelligent Finance and AA products. Since the area of the site that covers compensation sharing hasn’t been updated recently,…
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Punjab national bank (international) Ltd
This bank is offering 4% on a 3 year deal why isn't in any best newspaper buys. It is listed as FSA.I would like to put in max.amount of £85,000 ,is it safe to do so ?
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Egg Money migration...or not....
Supposedly, Egg Money was migrating to Yorkshire Building Society over the weekend and all that users would have to do would be complete 'a simple registration'. It's not happening for me (on Internet Explorer). Anyone had success, or similar problems to me? (Scrambled webpage, security issues failure, links don't work -…
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Transferring My ISA
Hello Guys & girls. Sorry if this has been asked before, but i'm new to this, basically I have an e-isa with nationwide, i had it a few years now, I always get my interest annually in august. This year my isa was 3.10% interest. I added £90 to the whole thing since tax year started, but recently got a letter from…
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fixed income needed on 50k
Hi, My friend is looking to put his 50k money somewhere for a monthly income. it has been with Barnsley in a fixed rate 3 year bond and recently expired, any suggestions for somewhere please? thanks richard:)
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M & S fixed bond issue 15
Applied for one of these last week just prior to closure of issue. Does anyone know how long they are taking to process the application? tried ringing them and gave up after twice being on hold for over 35 mins each times. Know there was an incredible back log from previous thread just wondered how it was progressing now.…
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Chase De Vere/Co Funds
So my mother had a visit from her CDV FA and he advised one fund needed to change as her income would go down he also looked at the rest of her portfolio an said it might be good to look at her other holdings and take some profit from the better ones to invest in two new funds. Her needs are that the value must be stable…
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Punjab National Bank deposit query...
I have never placed anything with this bank but have noticed that their "Festival Season Fixed Deposit Scheme" is paying 3.35% for a year (with a £10k minimum placement). The webpage http://www.pnbint.com/fixed-deposits.asp states : Deposit(t) can be permitted to be withdrawn at discretion of the Bank. There is no penalty…
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variable accounts need some advice
Hi I opened the Santander eSaver 5 in August at 3.2% interest rate and from checking it appears it has dropped four times since then and is currently at 1.5%, correct me if I am wrong. I wanted easy access and was with them the year before with the eSaver 4 which seemed to stay fairly close to my original rate of 3.1%,…
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Trading NASDAQ shares - how?
Just wondered, can NASDAQ shares be traded through a standard X-O, or Halifax type share dealing account? Or do you need to open an account in the relevant country? Thanks in advance
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Should I transfer from cash savings to shares to protect from Sterling devaluation?
A lot of my wealth is currently in savings accounts and fixed-term bonds (all in UK Pounds Sterling). I am am well aware of how poor the interest rates on my accounts are, and that my money is losing value in real terms due to inflation. However, it gets worse... I am concerned that the BOE's QE policy is having the effect…
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Meeting an ifa
Hi I would like to know how is money transferred to an IFA should the customer agree with the IFA's plan. Are payments made by cheque to the individual investment or to the IFA firm? I take it no payment should be made in the name of the IFA. Thanks
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Nationwide Card Reader
Can anyone tell me when using the Nationwide card reader for online banking, how to enter the . (point). For example I want to enter £100.25p. I can enter the 100 but can`t see where the point is on the reader to enter the 25p.
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Are share dividends considered income?
Hello, Just wondering what people think? Are Share Dividends considered income as I am filling out a form which asks for my monthly income but my share dividends only get paid to me roughly every 6 months? Not sure what to put. My last tax dividend was £18.79 and the tax credit on it was £2.09. It also says on my last…
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halifax investment
just had my halifax personal investment manager phone up to say that halifax are to stop selling investment plans so he was asking if i would let him advise me and be in charge with my money when HE GOES SELF EMPLOYED as he is takeing redundancy from bank ... obviousley could be pit falls does any one have any advise of…
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Saving for my nephew
Hi Sorry if the answer for this is elsewhere but I'm all confused I would like to set up some savings for my 2 month old nephew I want to save by standing order or direct debit for about £30-50 a month for him. I don't want to access it until he is 18 years old I don't want to do anything risky and don't want to have to…
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waiting fpr April 13 or moving my Isa
Hi, I had an Isa with Santerder which expired 2weeks ago. I went to bank and the lady didn't advise me very well. She said that I had 2 options: -wait until Apr 13 and tranfer the money on a new Isa as the interest will be attractive -open a 1yr saving account at 2.3% My husband is advising me to transfer the money into my…
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Small amounts to invest/save
Hi Forum, This is my first post so please go easy on me :) Im 25yo and have had my own mortgage for the past 5 years, my monthly wage goes out to cover the costs of my apartment and other general outgoings, which leaves me with about £50/£100 for myself at the end of the month. I am wanting to start investing this money…
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Sainsburys on-line login problem
Been trying to log into Sainsburys account ... system refuses login telling me that details are incorrect. I Phoned Sainsburys online technical 'support' who simply told me their systems are down .. and it's not a fault at my side. They can't (won't?) close their system or publish any info. "Scott" told me the expect…