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stoozing disaster story
My stoozing activities took some punishment overnight! Contributing factors: 1. Spending CC now via DD for full amount. 2. Holiday - resulting in high CC balance and going over (lowered!) CC limit. 3. £1000 standing order to (stooze pot) A&L current account. 4. DD minimum payments for stooze CCs. All funds are coming from…
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Ideal Number of Stooze Cards
What do experienced Stoozers feel are the ideal number of cards to hold? I currently have: Egg Money (mule card) Sainsbury's Bank (0% on purchases) - Limit £4,000 Macmillan Cancer Relief (0% on balance transfers) - Limit £6,800 HSBC (0% on balance transfers) - Limit £7,500 GM Card (0% on balance transfers) - Limit £6,300…
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Credit Scoring and stoozing/tarting
The Credit Reference Agency, Experian, has answered detailed credit scoring questions from stoozers and rate tarts here. Some interesting answers. Clariman
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pay via 0% card and then withdraw to bank?
Following on from a recent post I am wondering whether there are any online companies (i.e. paypal, bookies etc.) where we could load in funds via a 0% I have looked in to paypal To prove whether we could use paypal to obtain cash from a 0% on purchases card I sent a friend a £1 payment via paypal. 50p was already in my…
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Has anyone won "big" from premium bonds?
I was wondering if anyone that has had money stoozed away in premium bonds has work any substantial amount of money? I have had £8k stoozed in premium bonds for 7 months and won £100, have other people had better or worse returns than that? Regards Antony
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Stooze Pot and Minimum Repayment
:confused: As some of you may have gathered from my previous posts, I am fairly new to this stoozing lark. I have just obtained my first card, a charity card from Bank of Scotland from which I have transferred the entire credit limit to my Egg Money card. My question is this, the minimum repayment is 2% each month which…
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Help me increase my stooz pot!
Current situation: Virgin 9 mths interest free - £2790 (ending 17 June 06) Just been accepted for Mencap halifax platinum 0% interest 9 mths (don't know credit limit yet) I have applied to transfer the balance from Virgin to Mencap, but am wondering if there's anything I can do to increase my stooz pot e.g. could I still…
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BMI classic credit card : free airmiles
i saw this in the guardian's money section on saturday http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1078975245,19185, i was particularly interested in the BMI classic card offering 20000 miles (scroll down half way to "top freebies available") but when i look at the bmi site i cant see anything about it.…
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pay credit card on time or early
:A I'm sorry if this a stupid question but I know someone will help me here. We are struggling to repay debt and are looking for any saving however small. When you get the credit card bill do you save any interest by paying immediately or should you time the payment for the due date. Thanks for all the support we get…
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stooze with virgin c/c cheques
After having my virgin card for ages they have finally sent me a really good deal :D I have BT or CHEQUES at 0% till october, and I have 13.6k limit. It says handling fee of 2% (min £2, max £35). Can I just check to be sure, I can write a cheque to myself for £12,920 (95% of limit) and then deposit it into my websaver…
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Credit card cheques
I have a dilema. I need to get a £6000 loan, but want to pay it off very quickly (in the next 2 months), so I don't want to get a standard loan that ties you down to a year or more. I'd also like to get it as cheaply as possible!! I had an idea that I would pay the £6000 into my bank account using a credit card cheque,…
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Do I need my Egg Green now?
I currently have 3 CCs:- Egg Blue (Money) - for daily use to get cashback, paid in full every month. Lloyds - current stooze card. Egg Green - for anniversary and mule for stoozing. Now the Egg Green has uncapped fees on anniversary mule stooze, should I close it? Does it have any value now :confused: ? Is there another…
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Cashback and balance transfers (Egg Money)
Just to give my experience ... I used my Egg Money card as a mule, and I called them up, and asked for a transfer money from my Egg Money card -> my current account and they gave me cashback on the amount (£5000) to the sum of £50. I didn't try to do this intentionally, but it seems they do this by way of a BACS transfer,…
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Free cashback using stamps?
I had an idea the other day that you could purchase £200 worth of stamps on a 0% puchases cc (assuming it appears on statement as a purchase) then take them back for a refund (in cash). I believe that stamps are classed as legal tender, cash, either at a post office or via a postal order. If this worked it could be a…
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increase NSPCC credit limit?
just got accepted for a NSPCC cc - limit is £3600. it's my new stoozing card but i currently have £8000 with egg. i phoned up NSPCC and asked for a possible increase but i was told they would only consider it after 6 months. i think i've read somewhere here that they increased the limit before that. should i ask again when…
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Egg card B/T fee for existing customers
I can't be bothered to trawl through more than 4 pages of threads & I can't see that anyone else has [recently] posted this, but -- egg card is now charging a b/t fee to EXISTING CUSTOMERS as well. Not only that, but from 1st May it will increase to 2.5% with no limit. It's a good job I checked because Anniversary Offer is…
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How to avoid the minimum payment
It's remarkably easy to avoid having to pay the minimum payment on many credit cards with a 0% purchase facility. After you get the statement, simply buy something with it that is more than the minimum payment from somewhere that has a no quibble refund policy and then take it back. The credit card refund is treated by…
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barclay card
hi,i need help,i have a barclaycard and owe £5,000 on it can't pay it off in one go,can anyone suggest the best or cheapest way to pay it off e.g get a different card and swap it over.
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Slightly confused over BT's and charges
Hi, I am fairly new to stoozing and have never done BT's before. I currently have a Lloyds cc which is 0% until July which I've been using for purchases and keeping the money I would have been paying back in a separate savings account. I have also recently been accepted for both the Egg Money and Egg (green) credit card,…
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0% via CC and then pay to bank account
Not sure if anyone has posted this up. But if anyone who uses Amazon to sell things you can do this and not be charged a fee. You need 2 amazon accounts or do it with a friend, and 2 credit cards and 1 debit card. 1)Post something up on amazon account no 1. 2)Pay for it via amazon account no2 on credit/debit card (but…