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agreed in principal??
I applied in error for a step account when i want a normal account , yes i was rushing at the time and didnt read it all :/ Well it said i was agreed in principal but after i checked later it seems this is a basic account with a solo card , i did just want a basic account though as i dont need a cq book or overdraft but i…
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Improving Credit rating-students
Currently I am a student with 2 student overdrafts that I have had since my first degree(ending 3 years ago), I am now part student, part worker and wondered whether having interest free overdrafts increases bad credit rating? I am also looking to use these overdrafts to take out an ISA?
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Halifax off setting against husbands debt
My Husband has a credit card debit with Halifax, I have just opened a savings account for our 3 year old Son with Halifax, with me as the Trustee. Can Halifax take money from our Son's account to pay my Husbands debt?
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Nationwide card reader: they've gone too far
Aarrgh!! I've just tried to transfer some money from my Nationwide flex account into my e-savings account. It is now asking for the card reader for this internal transfer as well!! It is getting to the state where the hassle outweighs the convenience for Nationwide's internet service. Has anyone else had the same problems?…
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How to secure "trust" in a joint bank account?
Hi All - I hope you can shed some light on this question regarding joint bank account and "trust"...Me and my partner decided to open a joint bank account; savings or current or combination as long as we can each have one Visa debit card so we can both use the account on a day-day basis. In that account we will deposit…
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Can't Believe someone tried to take money from me
I have just found out today after trying to display my balance and withdraw cash from two cash machines that my bank account security has been breached with a transaction from Walk and Buy £66.39. :mad:So the bank had to arrange at the post office for me to cash a cheque and block my card. this has never happened to me…
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HSBC Overdrawn?
hello im looking for some advice.... i have a basic hsbc account that i havent used in years the other day i had a letter in the post saying i am over drawn and it has been passed to an agency and if i dont pay the £100 that i am overdrawn by it will go to court and i'll have to pay £750 however...i looked onto this and…
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Letter of disassociation needed?
I moved into a property just before Christmas. I'm receiving a very large number of letters for the previous tenants, and I don't need to open them to see that they are largely debt related. Final demands, letters from debt collecting agencies etc. There may be court summons, without opening them I don't know, but the…
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natwest/rbs current accounts
I applied for an account with Natwest in branch could not continue as I they wanted 3 types of id!, I had a driving license and a bank statement I have recently renewed my house insurance would that be enough?. Secondly I have just checked my experian Entry Number: P11 Name:MR xAddress:666, the devil, anytown, random post…
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Paid in Euros, best way to get my moneys worth ???
Hi guys, As I got made redundant I went to France to work for a couple of months. I am trying to reclaim the tax, as it was a whopping 20% ! but my main issue now is where to put my euros ? I have cash which is 740, equating to 666 according to xe.com I bank with barclays, but am concerned as a freind who banks with hsbc…
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ID Cards could get Chip & PIN.
"The Identity and Passport Service (IPS) chief executive James Hall, who leads the ID cards project, has said he sees no "technical obstacles" to the Chip-and-PIN system being integrated into ID cards. Hall said, with the technology implemented, ID cards could be used in cash machines and help users assert their identity…
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Bank account for sole trader
I've started freelancing as a writer and registered as self-employed yesterday. I've been getting paid into my current account but a friend who is an accountant advised I need to ideally get a seperate account if I'm going to claim expenses for a few things - pay by card from the account to prove the thing I buy are for…
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Student account confusion
Hi all, I have just been accepted onto an Adult Nursing course to begin in September. I am a mature student (29 years old) and know very little about student accounts. I have no bank account at the moment as I got into debt when I was younger and so my credit rating is poor. When I apply for a student account which I have…
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Alliance and Leicester problem- please help!
Hi everyone, I'm a regular reader of MSE forums and a first time poster, be gentle..! I am writing regarding my A&L account. I am a former employee of a&l and was required to open an account with them to have my wages paid into when I joined(didnt really want to). They had an offer last summer in which all new account…
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citibank
Recently applied to Citibank for plus account & visa gold card. Got a letter back today sayin my new accounts provisionally approved. All it says is please include the following documents: One Original to confirm address bank statement etc. Gonna send them, but i want to know before i do. Have they searched me already, I…
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Bank has stamped counterfoil with one amount, and credited a lower amount to account
The person paying in the cash one week ago seems to have initialled the pay-in slip for changes amounting to £20 less than they were given to pay in. No amendment has been made to the counterfoil, which has been stamped and initialled by the teller for the original amount. The person who paid the money in is now living…
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---Are Online bank transfers safe+secure from Fraud? [Yorkshire bank]
Thread moved can you 2 please copy your answers to the new thread: http://forums.moneysavingexpert.com/showthread.html?t=1614543
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LLoyds Overdraft - HELP
For some reason LLoyds gave me an £1285 overdraft just before Christmas, this was not asked for or applied for. I called them to have it taken away to be told that they could speak with me as my account had been passed to collections - this is despite being in credit. Called the collections department who admitted it was…
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Fraud Warning - Esher (Kingston By Pass)
Used your Debit Card at the Shell Petrol Staion Hinchely Wood (Kingston Bypass) recently? If so check your statements. Story click here:
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Is it possible to get cash for a cheque instead of having the funds credited...
Should read "...to your bank account?" but I reached the maximum number of characters in the threat title. :D Basically, I am wondering if it's possible to get cash for a cheque instead of waiting a couple of days for the money to be credited to my bank. I am leaving London in roughly 2 months, and usually HSBC takes at…