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Quidco - best click thrus?
Apologies in advance if this isn't the most appropriate place to post this :o Would some kind peeps please point me in the right direction for what CTs to use on Quidco each day? Ta very much :beer:
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New to this board..need help..pleeease!
Posted on mortgage board and got some really helpful advice yesterday hence i'm, here! Am an overwhelmed single mum of three with four jobs and no money...not quite sure why???? Anyway have huge £100,000 mortgage thats going up and up and just consolidated £10,000 debt with Lloyds :mad: ( i know ...even a nightmare with…
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Advice please regarding promised money
Hi All Firstly i apologise if this is the wrong message board, wasn't sure where to write it. Im writing to see if anyone can advise me on law between engaged couple and financial disputes! I was seeing a girl long distance(500 miles), for a while and we got engaged after about 8 months. over the next four months we…
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fed up with me and OH never agreeing about money
he thinks he is fine - getting by on teh bare minimum and paying the minimum payments whereas i wanna get debt free ASAP. We both want a family and to get married but I am not prepared to even consider this with his level of debt. It drives me potty. If i was in as much debt as him i would be working night and day to get…
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Its Saturday night - fondue anyone?
Hope nobody minds a newbie starting this but I've missed the last 2 saturday night DFW stay ins so thought I'd host tonight. Clearing out my kitchen revealed an old fondue pot and despite not being born until 1980 I used to love these, although we always had the oil ones not chocolate (sadly) or that icky cheese stuff!…
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Fredrickson International Limited
I had an outstanding phone bill with O2 (Carphone Warehouse) that I failed to pay. The debt was passed to Fredrickson International Limited. I think I made a few payments. Anyway, in May when I wrote to all of my creditors I never heard from Fredrickson International Limited so I decided to call them. They said that the…
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What have you spent today, Saturday 19th August?
I have had another no spender, which makes 3 in a row and I'm very pleased with myself! :j What about you?
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Wescot letter for my sister!
Hi everyone, yesterday I got home from work and waiting for me on the doormat was a letter from Westcot debt collection agency for my sister who doesn'nt even live with me! what should I do tell them myself or let my sis do it? best wishes Luke:beer:
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CCA Letter
as some of you may or may not know i sent a letter to cap quest asking for a copy of the cca as they were chasing me for £340 on behalf of hsbc. i gave them the 28 days and this morning i had this in the post We write to you in regards that you have requested a copy of the cca. we have failed to received a response to your…
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Using Moneyclaim
Evening all, hope you are all having a pleasant weekend ? its great that the footy season has started again :beer: can somebody please direct me to the instructions of how to file your calim with moneyclaim.com as I cant seem to find the "idiots guide" anywhere :rolleyes: Many Thanks Damian
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The Little Debts Are Gone ...
Yippee I got paid yesterday and have enough to pay off the small balances on the overdraft and credit card and to stay in credit for the next month. I've worked out what I want/need to spend this month and should have enough left at the end of the month to throw in the savings account to pay off loan/overpay mortgage/save…
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Thanks MSE!!!!
Hi from another n00b DFW :beer: After lurking on these forums for quite a while.. ive got up off my @ss to do something about my debts :T - they were not totally unmanageable, but i was getting nowhere quickly, and had kinda settled into a rut of minimum payments and high interest charges.. heres what ive done with…
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Advice needed (please)
Hi to everyone. Ok, yes I am new to all of ths but not to debt! I need some advise. I am in debt and now im starting to panic because I am having to take money from cc's to pay the DDs, have told my boyfriend everythng this week (we dont live together) and he has been great, but what I really need to know is, which way to…
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Catalogue
Just wondered if anyone could help me i am trying to become debt free and have just managed to completely clear my great universal catalogue account,i have just phoned them up to say i want the account closed and they said basically they cant do that and the only thing to do is wait a couple of months and the account will…
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Value for money
Have we had a value for money thread? I'm talking about the things that aren't necessarily the cheapest around, but pay off in the long term. I'm thinking about this because I recently bought a bicycle rack for my car from Halfords. You can get racks for two bikes for £50, whereas the competition from Thule is £50 for one.…
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Capital One problem
I applied after many months of continous flyers for a credit card with capial one, they to my surprise gave me a card for £1k (even though my credit record showed defaults with MBNA and Barclaycard to the tune of £23k collectively) I have a payment plan in place with MBNA and barclaycard - after taking advice from CCCS…
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13 days to go!!! and SOA
Yes, folks, on PAYDAY (last big bucks payday!) I am PAYING OFF THE LOAN!!! And then I will be debt free! and penniless! My outgoings are... mortgage 413 council tax (inc. discount) 143 house insurance (changed through this site last year) 27 car insurance (also changed, roll on 4 yrs no claims!) 32 gas and electricity…
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Charged for the “Privilege” of being a Lloyds customer???
H E L P!!!! I have been a customer of Lloyds bank for nearly 30 years and in October 2005 the account manager in charge of looking after me, automatically changed me to a Platinum account as one of their "privileged" customers. In reality, due to circumstances at the time, I required quite a substantial overdraft facility…
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Help! MBNA - I'm being hassled at work now!
Advice please! Just signed up with CCCS and now in limbo period before DMP actually gets going. I have an overdue amount on a Virgin card - yes, those lovely folks at MBNA! The phone calls have been incessant - thankfully I'm out when most of them come in (God Bless caller display!) Anyway, they have now passed collection…
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Who do I send my cheque to now???
I've had the following responses from my creditors : Halifax - accepted pro-rata payments till 2nd October payment Tescos - have sent me a default notice which they say they have to do this by law before they can look at pro-rata payments John Lewis - asked for 3 mths worth of salary slips & copy of tenancy agreement, but…