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Barclays Monthly Saver Payment Dates
How peculiar! Just checked my barclays monthly saver, started two months ago. Third payment in due on 1st of the month (so 1st of june as of today) but they have already transferred money from currrent account into the monthly saver on 30th may and paid me interest for the month. Can't cope with weekends then by the looks…
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1st time saver- advice please?
Hi there, I am looking for advice on what is the best thing to do with my Son's money. He is 19 now and we/I have just withdrawn the money we/I have put away for him over the years from various childrens accounts. It's not a huge sum -£4,100 in total, but it is for him to spend on a 'transferable asset' eg a house deposit…
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'Trust' fund type thing as a gift to friend's child
Hi, My best friend has just become a father and what I'd like to do is set up a savings account or trust of some kind for his daughter which she can access when she is 18 or so. I have looked into this and see there is a trust fund scheme for parents etc. but that doesn't apply to me seeing as I am not even a relation. I…
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hsbc high int dep bond, any1 got 1???
im thinking of this as im unable to transfer my hsbc isa into their cash e isa.??? hsbc suggested this bond. i can fix for 3 or 6 month, or 1 or 2 years. how do they work? -does it appear on my internet banking page? -where is monthly interest paid to? can it be paid to say my current account? -what happens when the terms…
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Hoodless Brennan have become useless!
I've been trying to buy 2 shares via my online account for the last 45 minutes. Each time it states 'Deal Failed - please ring to obtain quote'. The number they quote is permanently engaged. It really is farcical when the the timing in buying and selling shares is so crucial, and you can't get through either online or by…
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saving Advice
Hello I am new to money saving expert. My partner and I are trying to save just under £1000 a month as we are trying to save for a deposit for our first mortgage. Currently we are putting the money in my savings account (first direct) - I feel we could be saving much more wisely and would appreciate any advice and…
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NATIONWIDE - awful service
I have a bond with the Nationwide which matured at the end of April. I completed the letter they send giving options for reinvestment. When they received it I was told the one I wanted was no longer available. In the small print they ask you to respond within seven days of maturity otherwise it will take up to 28 days for…
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Transfer Cash ISA
Hi Can anyone advise, my son has an existing cash isa with halifax paying approx 0.5%, unfortunately he has already paid some more money into this ISA in the last few months ie this current tax year. Can he transfer the new money & the existing money to another higher interest isa account - as he has already started to use…
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Can someone explain this lloyds 38p share thing..
Can someone please explain this lloyds 38p new share issue in laymens terms for a newbie investor..... If you buy the new share at 38p, are the shares automatically valued at the current lloyds share price, or are they a seperate share and therefore have a different share price???:confused: Also i heard you can sell your…
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Taylor Wimpey share offer @ 25p
Hi I'm dabbling in shares trying to build up a portfolio for the long term - 5 years +. I've read that Taylor Wimpey are going to offer some shares ridiculously cheapish at 25p next month. I'm just wondering if I need to register somewhere to buy them or can I just go straight through Lloyds share dealing service? I know…
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Lloyds share dealing
I sold some shares the other day with lloyds share dealing online, after I sen the funds transfer I noticed I had given the wrong account number. K have since phones them and been told not to worry it will bounce back. It has now been 5 days since o made this errror and then funds have yet to bounce back Was what I was…
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Halifax regular save 10% from last June
Dear All As these are going to mature shortly please all make sure you get the correct interest of 10% gross. I have just spoken to Halifax who seem to be under the impression I am only entitled to 4% or something. I am going in to sort them out this afternoon! Please check when the fund matures.
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How Far Will the FTSE Fall? MoneySavingExperts Survey Results.
The survey results are now posted here as a new thread so as to be more likely to be seen by all of you that were good enough to reply. Thanks to you all. THESE ARE THE SURVEY RESULTS - THE ORIGINAL QUESTION POSED IS BELOW THE RESULTS: There was the odd spoiler suggesting daft figures to try to mess up the averages,…
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West Brom E Bond Issue 23 Withdrawn, but still accepting applications till 4th June!
Although the West Broms E Bond Issue 23 has been withdrawn, they are still accepting applications received up untill 4th June. I phoned up West Brom yesterday and was told that if you have still got the application form and can return it to them before 4th June they will still accept it. If you can get hold of a pdf…
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West Brom BS E bond 23 - pdf?
Hi there. I just wondered if anyone had a blank application form for the E Bond issue 23 they could e-mail me? It's just been withdrawn and the pdf has been removed from the website, but the form can be sent by 4 June to open the account. Please send me a PM if you can help! Ta
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Lloyds Banking Group open offer
Would it be possible to sell as many shares as you are entitled to buy in the open offer at the current value, then write a cheque for the open offer shares and end up with the same number of shares as you started with, and maybe making a small profit :confused:
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Advice Needed where to save.
Help..... I would be grateful for any advice. I have £25k to invest and then £2k to save a month for the next 2 years. I currently have my money in the combined accounts (6.35 and 12%) Halifax regular saver which comes to an end June 26th. My own research says the best place for the cash is with ICICI Bank at 4.35% fixed…
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Free £20! Urgent, just open a savings account
STOP PRESS! 4 March '09 11.40am. As expected ING has closed the loophole. We managed to send out 2.9 million of the 3.3 million emails before it dropped it so well done to all those that got the deal! Any similar offers will always go in the free weekly MoneySaving email. There's a loophole meaning it's possible to make a…
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Saving for child relative abroad
I would like to start saving reguarly for my brother's daughter, who will be born in July. So would her grandparents. We live in the UK, but my brother and his family live in Hong Kong, so my niece will not be a UK resident. Anyone have an idea what is the simplest, most tax-efficient and profitable way to save for her?
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Investment vs Savings returns
I had an interesting table of real returns from equities and gilts over a long period from Schroders today. The source is Barclays Equity Gilt Study 2009 I have no idea on what basis the figures are derived but I imagine that equity return includes dividends and cash returns will be taken as some average rate of return…