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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Banking Hubs.
Hello. I've just seen in the local rag that a banking hub is earmarked near by, what are your opinions on them? Good idea or just a gimmick before cash disappears in the near future.
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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Fraud
I am really hoping someonecan help me as I just have no idea where to turn. At the end of February/beginning of March the bank contacted me to say there was suspicious activity on my account, numerous orders had been made to Lets Eat and a number had not been stopped by the bank. I had an issue whereby they had failed to…
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£5 note has disappeared from cash machines
OK it seems £5 notes are becoming extinct so budgeting using cash the minimum seems to be £10 from a cash machines, even post office doesn't seem to have them, also what I have noticed is the amount of £50 notes usage has increased, if you're withdrawing money, will the £5 note become a coin like the pound note. I know…
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Lost bank account from 1969
I am (Removed by Forum Team) - Born on (Removed by Forum Team). In 1969 a friend of the family set up an account in my name. I couldn't withdraw from it till I was 7 years old. it was forgotten about until my mum (now in her 80s) found the old bank book. there are just over 2 old pounds in there. The account was with Essex…
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Santander 123 energy cashback
Hi Can anyone tell me if Santander pay cashback on Outfoxthemarket. Cheers
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Bank account with no overdraft
Is it possible to get a bank account with no overdraft? My son is 18 soon and doesn't want an overdraft facility due to his ADHD
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IBAN numbers / International payments
I'm trying - and failing - to make an international payment to the US from the UK. I'm being given conflicting info.My bank says that an IBAN should consist of 22 characters, but the IBAN number I have been given is only 8 characters long.Google says that the US doesn't use the IBAN system. If that's the case, then why…
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Nationwide take over of Virgin Money
I've got several savings accounts with Virgin Money plus credit and debit accounts.... will they be affected? https://news.sky.com/story/nationwide-agrees-terms-for-2-9bn-takeover-of-virgin-money-13088922
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Any advice on the best way to transfer money between a US bank and my UK bank?
I know I can use PayPal with my US bank to transfer money to my wife's PayPal, and there seems to be something now called Xoom that PayPal uses to transfer money from US to UK banks. It looks like that is expensive. I'm talking about maybe 20000 USD. Thanks. Doug
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Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…
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RBS removing my overdraft limit
I've just had an email from RBS about my current account that I've had for over 30 years, they are removing my overdraft limit, do you think they want rid of me?
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Coventry BS bids for the Co-op Bank
One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020
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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…
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Bank joint accounts with savings pots
As per title what are my options Currently looking to move away from virgin as getting fed up with them blocking payments to external savings accounts in my own name Monzo have pots but don't pay interest so no good (only allowed the 1 savings pot) Chase / zopa don't do joint accounts Tsb is a possibility as it allows 5…
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Switching bank problem
Hi i recently switched my coop bank over to santander but forgot to tell my employer my new bank account details anyway my wages were sent to the coop bank on fri but on phoning they are saying they did not receive them and only transferred over the balance what was in my account my wages are also not showing in my new…
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Chase App doesn't work on new Samsung phones!!!
Son opened a Chase account in the summer as preparation for travel abroad on MSE recommendation, but has just bought a new Samsung phone before travelling to SA next week as old one was temperamental and finds the Chase App does not work on certain new Samsung and Nokia models due to the hardware!!!! Only discovered this…
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Co-Op withdrawing Everyday Rewards
Should save me some time each month
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Ulster Bank BEWARE
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO…
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How many bank accounts??
have recently discovered my 20 year old sons gambling addiction and the debts he is now in. So far found he has managed to open 7 different current accounts with Halifax and overdrawn them immediately to the tune of almost £4000. He never paid money into any just opened and withdrew. We know what he has done is wrong but…