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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Small claims mediation (reject or accept?)
I have filed in court following a long running dispute and the court has directed us to mediate a solution. The defendant has always and continues to state they are not the responsible party despite this being categorically false. Something i have verified through a number of channels. Due to the nature of the situation, I…
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Divorce equity
Getting divorced too my wife got 2 kids 4 6 house in my name what’s the chances of me getting 50/50 if there’s enough equity too house us both . Children will stay with wife
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Do mortgage companies insist on buildings insurance with subsidence cover?
We has a prior movement in the property which was monitored from 2018 and addressed and a certificate of structural adequacy issued in 2021. No further signs of movement on the original area. Insurance company has continued to cover the property but has excluded subsidence. I am now selling. Will my buyers mortgage company…
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Selling mum’s home - how to deal with lack of paperwork, regulations or planning
In the next month or so we will have to put my mum’s house on the market to pay for her care home fees. I have power of attorney for her so am going to do it all on her behalf. She still has capacity but feels unable to cope with all the paperwork etc. The LPA allows for me to do this. My stepfather passed away last…
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Structural Survey Back on Buying a House - Advise
Hi all, Just had level 3 survey back on a 3 bedroom terraced house, overall not to bad few condition 2s which can be are more long term things to keep an eye to maintain or easy fixes. Conclusion wise the surveyor has stated Overall, the property is in a satisfactory condition, however properties of age generally require…
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Fuse box for house is in the garage.
Looking to buy a bungalow hiuse fine but we noticed the fuse box for the bungalow is in the garage and a wire goes across to the bungalow. The garage is detached from the bungalow with a possible asbestos roof. Have put an offer in and going to have a survey Anyone seen similar before. We will get the seller to test for…
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Avoiding Angela Rayners situation
Hello all, Advice required. With the present furore regarding Angela Rayner. Can anyone give me direction on this situation. For clarity it is not myself but a family member we'll call Sue for the example. Having been a home owner for ten years, five years ago Sue moved in with her partner who owns owns his own home. Two…
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Where can I park on these title deeds?? Please help
I live in a small cul-de-sac maintained by a management company. The area shown on my deeds is my property boundary. The area in yellow is a shared access area. I have been parking a vehicle in the yellow area against the fence but within my boundary (shown in other picture) only on odd occasions when parking has been…
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Overseas assets, income or gains
Hello, I apologise if this has been posted previously. I am slightly concerned that my mum (a UK resident pensioner) has today received a letter from HMRC regarding overseas income. She has a property in Spain which is being let. She is a Spanish national and so pays tax on that property in Spain. Will she is also need to…
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Selling - Open market or modern method of auction(MMoA)
Have researched on the internet so I understand the mechanics, but would like to hear from people who have experienced the MMoA. Inherited property, detached bungalow, circa £300K aged mother in-laws house so quite 'tired' needing work at some stage. My worry is the estate agents are pushing hard on MMoA, which they would…
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Oak Tree on Purchase Property. NIGHTMARE!
Good afternoon. I was after some advice, general validation and a place to just vent! We're close to exchange on a property we're buying. The property in question was part exchanged by the original occupier to a property developer as they decided to buy a new build. We're buying the property from the developer. About 3…
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Another "what to offer" thread (sorry)
We have
been looking for quite a while to buy somewhere and haven’t found anywhere we
really like. We viewed somewhere recently that we know we could make great for
us. The problem is it’s been advertised as “high spec”/”needs nothing doing”
etc. Looking at the pictures from the listing it looks amazing but we went to
view…
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Why would someone accept an offer when another viewing was booked?
I got a call today from an estate agent I was due to view a house through on Monday. They called to cancel the viewing because the vendor had accepted an offer. I’m a first time buyer who doesn’t need a mortgage and the estate agent knew that. So my question is, why would the vendor accept the offer on the table and cancel…
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Charge on a property but lender can't be found.
Any insights appreciated please! I can only give scanty information so this is all I am currently aware of... I am purchasing a probate property but my lender has found that there is a charge against it because the deceased owner had taken a loan secured on the house. The finance company Reid was taken over by or renamed…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Measuring up?
Is it normal for a buyer to want to measure up after offering on a property?
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Shared ownership single applicant but married
Hi all, I have had a mortgage/decision in principle sent forward to a housing association for a shared ownership property with a 10% deposit and I applied the first day the applications opened. My wife is pregnant and will not be working and being a stay at home mum, so I will have two dependants on my salary which has…
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Cash gift offer to vacate rented property early
Hello MoneySavers A couple of weeks ago I received my Section 21 notice as the property I rent has been sold, with an assurance that if I were to find a place to go beforehand the landlords would be fine with less than a month's notice. I said ok much appreciated, but haven't looked for anywhere else yet, and have now been…
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neighbors lean to building guttering in our garden
I had an elderly neighbour who sadly she passed away recently leaving property to children who are in the process of selling it. When I brought the property (we did not notice this when we brought it) we discovered later that the guttering to neighbours lean to extension (our fence side) is in our garden and the rain water…
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Gas Boiler Annual Servicing with social landlord - threat to cap supply
I am a social tenant. I rent from Orbit Housing and the annual gas boiler servicing is done by Robert Heath. Every year I have my boiler serviced as per the legislation. Every year I have trouble getting people out to do the job because the contractors never turn up as agreed. Last year when I had trouble I rang my…