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Nationwide Flex Plus
Searched the forum but found nothing about value of packaged accounts in the current situation we are in. Do people still see any point in keeping packaged account such as Nationwide Flex Plus? £13 p/m for family worldwide travel insurance, European car breakdown assistance and quite generous mobile phones insurance. Looks…
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Starling - Slow updates to Credit Reference Agencies
Hi all, I've been taking a bit more interest in looking at my credit report lately as I recently wanted to apply for and successfully got a credit card. When looking at my credit report via the three CRAs I noticed that my Nationwide current account and mortgage updates around the same date each month and updates regularly…
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nationwide flexdirect vs flexaccount
hi i have both of these accounts and dont know any difference.between them, id like to close one and just use one current account. is there any difference, is one better than the other?
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Cloing LLoyds Reg saver early using 'renew' account .....
Wont go into ALL the detail but as usual being told different things by CS reps on the phone ..... Has anybody actually used the 'renew account' option to effectively close a regular saver early by converting it to an easy access saver? They are telling me the option shouldn't be available.... but it's there.......
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Fineco Bank multicurrencies account
Has anyone else seen this account and/or already signed up? I registered an interest when someone else posted a link on Facebook and finalised the account opening last week. Basically they are part of the UniCredit group (Champions League sponsor) and have been a challenger bank operating in many part of Europe for quite a…
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MSE Guide: How to open a bank account
This is the place to discuss our new How to open a bank account guide. We'd love to hear your thoughts, personal experiences, and general feedback. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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First direct switch Sept 23 - some stated info incorrect both online and on paper
Hi, We have used the same banks for such a long time and have never switched bank accounts for a bonus before, took the plunge and read the info online with First Direct. The information stated you could open a single account then change to joint and also stated you had access to First directory package travel ins,…
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Banking
My husband and I have always had separate bank accounts. We are moving house soon and wish to open a joint account (in addition to our separate bank accounts) to manage household bills etc. We are keen to benefit from any financial incentives on offer however note that most only offer them when ‘switching’ and closing…
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Combining Current Accounts
My girlfriend and I have decided after 10 years its tim to combine finances. As Im the main bill payer with all direct debits from my account we've decided just to add her as an account holder to my account. Will she be able to see all my past statements/transcations from before she was joint account holder or just from…
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Online bank accounts that don’t require spoken ID verification
My son has a Chase account but hasn’t been able to successfully switch this into FD for the switching bonus (it keeps rejecting it on Chase’s end). He tried to open a Starling account but he is disabled and can’t speak the required phrase to complete the ID verification match on the video selfie. Are there any others he…
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Switching from Natwest to First Direct after four months
Hi folks, I switched to Natwest four months ago and received the £200 switching bonus. Is there a minimum time I need to stay with them before doing another switch to First Direct? Thanks.
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Bank account on “temporary block”
The only account I have which is Co-Operative have blocked my account use for what they claim is suspicious activity. I’ve had a call with them three days ago and explained everything they asked for but I still have no access I don’t have any cash I need access to my funds for food! I called again this morning and they…
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Ordering paper statements
I need to obtain paper statements from at least two banks/credit card companies for ID purposes. I always opt for electronic versions so don't receive these ordinarily. I thought it would be straightforward, but the first one I try, Lloyds, tells me that no statements have been prepared for this year on my (very active)…
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Motorpoint 3rd party bank, incorrect bank number, no funds, CPR
We did a part ex on cars with Motorpoint. Our car was a much higher value, so they owe us ~£14k After doing everything at the depot, he took our card, sorted tax and everything, we left, on the assumption he had started the payment of money to us. Transpired, as this was not explained face to face at point of sale, we need…
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First Direct £175 bonus - query
Hi all, Anyone opened a new FD account and ha sgot the cash bonus? Wondering if anyone can advise... It says: Pay in £1,000+ within three months. - Wait 28 days for the £175. ... do i have to have £1000 in there for the whole 28 days? Or can I just pay in £1000, take it out a day later, and i will still get the £175?
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Why do banks with opening offers (and regularly) like you to use the debit card
I've just moved my 2nd account to TSB for the offer, and I am trying to maximise the payout. I will reach the 20 debit card transactions and I wondered why they like you to do this. Normally everything would go on the credit card, one payment when the statemnt comes round. Leave enough in the current ac for DDs and the…
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Halifax £225 switching offer 25/7/23 to 31/8/23
It appears Halifax will be launching a new switching offer tomorrow. According to this is money you will receive £150 for switching an account to a Halifax reward or ultimate reward account, plus an additional £25/mth cashback if you spend £750/mth for the first 3 months, so £225 in total. You are only eligible if you…
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Paying a cheque into NatWest
I have just received a compensation cheque from an insurance claim. Bit of a surprise as the accident was 5 years ago. It’s over £1000 and NatWest say that I need to go to a branch to pay it in. It’s a major pita to get to one from where I live. I’ve tried asking their bot but it doesn’t seem to answer the question so I’m…
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Starling Bank - CIFAS Marker For Bank Transfer - False Instrument(s) Paid In
I am hoping that someone has an understanding of CIFAS Markers and how a bank transfer can be viewed as and result in a Misuse of facility and “False Instrument(s) Paid In” marker?. I ask because looking at the various information, false Instruments require a physical document, a fake/false driving license, bank note,…
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Kids Accounts
Hi All, Which kids accounts do you all use? I haven’t looked into them before and last night saw the £15 credit offer for the GoHenry accounts..and 3 months free. 3 months free I thought? What? I was shocked to see they charge £4 a month and £0.50p to top up after the first top up each month! For an account which…