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halifax £5 reward account
Hi, i'm totally new to this forum game so don't laugh at me too much. I have been looking at the latest offer from the Halifax ie £5 every month if you pay £1000 into your account. I've looked on their website and a married couple are allowed to open three accounts (two individual and a joint). It seems to me to be…
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Transferring ISA
I am in the process of transferring my ISA with Halifax to M&S. I have my student current account with Halifax at the moment. I now realise that while you can deposit money online, M&S don't seem to have the facility to view your balance and make withdrawals online. Whilst I've only made two withdrawals in the last year…
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advice appreciated regarding isa and what to do
Hello. This is my first post on this section of moneysavingexpert, I would love some advice about savings. My ISA is due to fnish this year. It is a three year one with £3k odd in. What are the best options for me? I am very ignorant with finance, and the whole subject sends me into a spin, so sorry for the ignorant…
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Abbey Direct ISA - Be Aware
Earlier in the year I attempted to pay money into my ISA via an Abbey ATM machine. Half way through my transaction, the machine broke down. Later that same day, I went to another ATM and deposited the money. My statement showed the correct deposit balance, it also shows the deposit attempt in the Money In and the deposit…
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isa mislead
Hi about a month ago i spotted on this site halifax 4% isa fixed for 4 years i went on to the link and filled in the application form first receiving a letter on the 26th feb[though dated the 19th feb ] the interset rate stated on the letter was 3.35% i rang up on the 27thfeb and queired this i was told as long as i…
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M&S Advantage Cash ISA
My daughter has just opened the M&S Advantage Cash ISA option offering a rate of 3.10% AER/tax free (includes 1% bonus until 21 April 2010) reverting to 2.10% AER/tax free variable She has received the paperwork today and has told me that it is not an account that can be used online, so she is not happy. She is going to…
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Confused by ISA please help!
Hi Guy, I am doing my best at saving loads of money to buy a house. i currantly have one isa with Barcleys and one tax haven with Barcelys. I am a bit worried about putting all my eggs in one basket with Barcleys. so far i have 3,000 in the ISA then 3,600 from 2007-2008 and £3,600 from 2008-2009 so there is £7,200 in the…
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Basic ISA question. Thanks for help
I am thinking of using my 2008/09 ISA allowance by investing in a stocks and shares ISA. Is it possible to start a stocks and shares ISA before the end of the 2008/09 tax year and build up my holding in a regular savings plan throughout the rest of the 2008/09 tax year and into the 2009/10 tax year? Will any additions…
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Can I Transfer in On Top of New ISA?
hi please advise me. I have 2 exisiting cash ISAs : a Barclays Tax Haven ISA 08-09, & an Abbey Direct ISA that I opened by transferring my Barclays Tax Beater from 07-08 in March 08. The whole process was quite a nightmare both years both with Barclays applications & the transfer was not smooth either. I now like the look…
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Help please confused by ISA's
Hi Guy, I am doing my best at saving loads of money to buy a house. i currantly have one isa with Barcleys and one tax haven with Barcelys. I am a bit worried about putting all my eggs in one basket with Barcleys. so far i have 3,000 in the ISA then 3,600 from 2007-2008 and £3,600 from 2008-2009 so there is £7,200 in the…
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Nationwide members ISA bond
Looking at transferring my nationwide members ISA bond to a Natwest E-ISA. The transfer form from Natwest asks for a sortcode and account number in XXXXXX, YYYYYYYY format and the account number I have for the Nationwide accout is in XXXX/YYY YYY YYY format. Any one who has done the transfer know how to convert between the…
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How much interest?
Hi forum, Does anyone have any idea how much interest i should get on my RBS ISA. Currently the balance is £3148. Cheers Leanne
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Britannia ISA offers for exisiting FRISA memebrs
Instant Access From 1.50% to 2.50% depending on amount invested + 1% payable for 6 months. 1 year Fixed 3.1% 2 year Fixed 3.1% :confused: Think I could do better than that, will leave mine to go into their instant access ISA on 6th April and then check for the best instant access deals.
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Best index tracking ISA?
I've always just stuck to cash ISAs in the past, but I'm thinking now might be a good time to get stuck into stocks and shares with the market so low. I'll probably go for an index tracker rather than rely on a fund manager to make investment decisions for me. Does anyone know which index tracker ISA has the best track…
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Natwest ISA Declaration
Under my Natwest ISA declaration,it states: "I would like to apply to subscribe for a Cash ISA for the tax year 2008/2009 and eachsubsequent year until further notice" So does that mean I need to inform them of not wanting to open future year ISA's with them,and if so how?
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M&S Isa
Hi I am looking at moving my isa from NS&I direct isa, wont need to access this money as am really using it as a long term savings account for the children, short list really is M&S Isa but dont really know how they are at responding to interest rate cuts etc Natwest e-ISA but havnt read a huge amount of good things about…
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what to do with cash
hi all, i need advice on savings... i`ve got 20k to invest,but cant afford to lose it,so low/medium risk only. got 3600 cash isa last year at TSB, they say to invest 7200 `back to back` in investment isa. does that sound ok? if so...what to do with rest of cash? i want to invest for 12 mths at a time. any ideas? thanks
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Natwest ISA ..Your Experiences
Hello I have applied for a Natwest ISA I want to save around £20 or more a week or month, randomly I want to save them and not eat them, changing my habits. How much interest is it in £ .. Im a newbie to this, i understanded all from MSE but want some more advice please about the Natwest ISA. Any thing about it, your…
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Natwest / Icesave ISA
Is anyone else having trouble after posting cheque plus ISA reinstatement cerificate to NatWest? Husband and I had both tried to transfer our ISAs from Icesave to Natwest just before Icesave went bust. We eventually got letters from NatWest Central Tax Unit with addressed envelopes to send our cheques plus the ISA…
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transfer to lower rate or take out cash and open higher rate ISA?
Hi, I'm looking for a bit of advice for my son. He has a NS&I Direct ISA which he hasn't paid into this year (08-09). The rate is now only 1.8%. I have seen that Natwest have a Cash Isa Plus at 3.51% and an E-Isa at 3.25% for the amount that he has (£4600) to transfer. The Cash ISA Plus does not accept transfers in. The E-…