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New ISA rules April 2024
HMRC has recently released more information regarding the new ISA rules to come into effect from April 6th 2024. Notably, it includes: 1.1 Increase the age for opening cash ISAs from 16 to 18 years old and over From 6 April 2024 it will not be possible for anyone aged 17 and under to subscribe to more than one…
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Does withdrawing from a Flexible ISA equate to "subscribing" to it?
Hi, As I understand it multiple subscriptions are allowed for 24/25 onwards however I have been desperately trying to find out whether withdrawing from a Flexible ISA equates to "subscribing" to it in the current tax year (23/24). My situation is as follows: I have two stocks and shares ISAs, ISA 1 and ISA 2. Both were…
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Best ISA for 10K now
Lads, Whats the best ISA for putting 10K TODAY with a view to withrawing it in 2026 when I come to remortage. Also if I opened an ISA last June does that limit what I can do this year? Cheers!
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Maxed Cash ISA, next option?
I currently have the full amount for the year in a cash ISA, I have the full amount in Premium Bonds and I am now at my limit of £500 a year interest in savings. What is my option for remaining savings that would be the most tax efficient so that I am not getting taxed on my regular savings above £500?
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Is money box a safe company to invest with .?
Are money bow insured ?
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Paragon 1 Year Fixed ISA @ 5.05%
Not the best, but not far from. Paragon have hopefully opened the ISA market as we approached the end of the Tax year. Even monthly interest available. Now waiting for the others to compete with Virgin @ 5,25%,
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Fixed Rate Cash ISA advice
Hi guys, im pretty new to Cash ISA’s and this year was the first time I’ve opened one. I’m still a bit confused with the rules around them going forward so just wanted some advice for those who know better. I opened a 1 year fixed rate cash ISA in August 2023 and deposited £20,000 which I understand is the max amount per…
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Trading 212 easy access ISA 5.2% APY and 1% cashback. Too good to be true?
Hi all, This sounds just too good to be true and I wonder if I have missed anything or if this is just an account that beats all the other market offers at the moment? I am a bit confused... Trading 212 offers an ISA and offers 1% cashback (not counting towards an ISA allowance). The cashback is paid within 3 business days…
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ISA Question
I opened a fixed 2 year cash ISA with Virgin in April 2023 at 4.26%, I've now opened the 1 year 5.25% fixed with Virgin, i'm waiting to fund on April 6th, is there anything stopping me transfering the 2 year fix into the new ISA.
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Virgin 1 Year Fixed Rate Cash ISA Exclusive issue 11
I have just opened the Virgin Cash ISA issue 11 with a fixed rate for 1 year of 5.25% and maturity date of 31/3/25, which at the moment is top of the 1 year fixed cash ISA tables. You need a Virgin current account. T&C`s state that no minimum is required to open and maintain this account and that you have up to 30 days…
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23/24 ISA Allowance
Hi All Newbie to ISA's here, so apologies that I'm a novice in advance!! So I took out my first Cash ISA last August (2023) with10K. Its a fixed rate one for a year. I'm aware the deadline to use by other 10k allowance is coming up before the end of the current tax year in April 2024. I've checked with my provider (Nat…
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Bed and isa
I have some shares that l would like to bed and isa, but have had them so long l don’t know what they cost
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Yorkshire Cash ISA maturity - do you retain your flexible withdrawal allowance
Does anyone have first hand experience of this? When my Yorkshire 6-access ISA matures, I am told it will retain its account number but change to a different product. Currently I have mae withdrawals from the ISA, and aim to put them back in as part of the flexible allowance this tax year. But maturity occurs next week. Do…
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Innovative Finance ISAs
There isn't much info about these on the site or forum - does anyone have any experience / recommendations of providers etc?
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ISA Question
Hi I have a fixed rate cash ISA with a bank which matures in November 2024 which has the maximum allowance for this financial year of £20k.Can I add the maximum allowance ie £20k into this ISA once the new financial year begins in April 5th or do I have to wait until the maturity date of the ISA in November ?
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Just opened a Chip Cash ISA (5.10% AER)
Hello everyone, Yesterday I opened a Chip cash ISA(5.10% AER). I've linked it up with my bank account for 90 days and as yet not transferred anymoney into it. I did read something about transferring back out I might have to give them a call first, not sure I'll have to do this if I've linked my bank account already? It was…
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Transfer in to Zopa
Hi, Anyone done a transfer into Zopa yet, any issues? I already have a Zopa ISA funded from this years allowance. Elsewhere I've two Virgin (exclusive) accounts which together now exceed the FSCS limit, so am considering transfering the smaller one into Zopa.
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Lifetime ISA Cash or stocks
I'm 22 and will graduate this year. I recently have downloaded the moneybox app and looking into putting some money into a LISA. I was thinking of putting it into cash because I wasn't sure about risking it, however, I had a think about it it and I think I don't mind losing a bit of money as long as it isn't over a £1000.…
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Can a cash ISA only be funded in the year of opening?
Hello ISA experts I would like to know if I open an ISA now for the 23/24 year can I still pay into it in 24/25 and open another ISA in 24/25 and fund that also? Many thanks.
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New employer but same WPP?
Just wondering what happens when you leave one employer who go with one workplace pension provider & you go to a new employer who also uses the exact same pension provider? Do you contributions go in to the same pot or is it like a second account?