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Oil Fired Stanley Range Hot Water Issue
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swapping to another 0% card ???
I have a card that's 0% which the time is up in Jan. It was one emergency after another with every intention I'd pay it off before Jan but the family crisis has just kept coming!! I now have £5000 to pay back by Jan, not possible. Can anyone tell me would I have difficulty in getting another 0% card before then? When would…
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Barclaycard compromised?
Barclaycard compromised fraud Got a call off a 0844 number which I ignore. Googled it barclaycard fraud department. So phoned number on back of the card and yes they have received a list of possible! cards being compromised. Mine now blocked and no dodgy transactions supposedly.'cant access my online account as it's #being…
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Balance Transfer to Lloyds
I'm about to do a 0% balance transfer to my new 0% credit card but it seems I will pay interest on the fee. Is this correct? Can someone clarify? Thanks. Mike
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American Express Scam
The link on MSE to apply for an American Express Platinum Everyday cashback card takes you to a website where you choose between the 'Platinum Card' and the 'Platinum Everyday Card'. BE CAREFUL! Which ever you chose, you will be taken to a link to apply for the 'Platinum Card', and once opened, American Express will charge…
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Natwest Balance Tranfer Charging Interest on Purchases
Hi, I took out a 24 month 0% balance transfer credit card a year ago - I think it also came with 0% on purchases for 6 months. I am now being charged interest on purchases, even though I am paying them off in full each month, because apparently the T&Cs state that I will be charged interest on purchases unless the full…
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Is it possible to increase my credit limit for a one-off payment?
I'm paying for a conservatory, with a deposit of £6000. However, my credit limit is only £1700 on my Amazon credit card, but I do have the cash in my Halifax current account. I'm under the impression that it's less risky to pay by credit card, as if they do a runner, the credit card company will bail me out. Can I pay cash…
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Barclaycard online "statements"
I have a question to others about Barclaycard online "statements". I have paperless billing (as it was a requirement) and was told that I could go online to view and download my current and old monthly statements. However, I cannot find anything in my online account that I would call a proper statement like you would…
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Balance Transfer processed to quickly
I applied for a balance transfer on line with Virgin Credit Card and was accepted, they gave me a credit limit of 4 times my requirement with sixty days to carry out the the balanace transfer. The balance was transferred imediately without me activating the account I have just the activation code and cards today. The point…
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Pre-paid credit cards for Malaysia
I am moving to Malaysia in August. I currently have a Visa Electron card with my bank as I have a bad credit rating and cannot open a current account. As this card doesn't work in all places in the UK I am worried it won't work in Malaysia (Kota Kinabalu). Would a pre-paid credit card be a good option?
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admin where has my post gone?
i made a post yesterday under credit cards, it was my first one. i got one reply, came back on to see if any more & thank but it has gone?
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Overdraft and Credit Card Consolidation
Hi All, I currently have a small overdraft and a slightly larger credit card balance. I need to get rid of my overdraft by the summer (student overdraft) however do not currently have the free money to pay it off - is there a credit card that would be recommended interest free to consolidate the two? Thanks in advance :)
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Increasing Credit Rating Via CC
Hi, I'm 18 and currently have 2 Credit Cards, I did have an Aqua (non-activated). Long story short they sent me an agreement form I never signed but they still sent my card (this was when I got no reply after a week of applying so I signed up with Capital One). Anyways now that is completely cancelled off. I have Capital…
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More Amex Foursquare offers! Available to everyone who has an Amex network card
A few new Amex foursquare offers have now appeared. You can view them at http://www.cardmemberoffers.co.uk under shopping and dining
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Locked Natwest/Rbs Online banking 'Disabled'(Cust number), has this happened to you?
Online banking has been disabled, for access to current account and credit card account, (natwest, similar platform to rbs) Online it is giving this message "Customer advice, please address the following issues: The Customer Number entered has been disabled. We have taken action to disable access to your online service,…
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Barclaycard phonecall
My partner found a message, supposedly from B/card, left on her phone. It stated that her card could be compromised in the future and asked her to call a number. That number is not on the B/card site. When spoken to we were careful not to give out personal information. They stated that they were contacting a number of…
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Promotional transfers % change every 3 months, who are the same though ?
The promotional % on balance transfers change every 3 months on many credit card promos, are there cards which keep them the same all year around? the promo %
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Beware MBNA's allocation of payments
I recently transferred a balance to an MBNA credit card at 0% for 18 months. New purchases were at 0% for 3 months so I made some purchases using the card with the intention of repaying them before the interest free period of 3 months for purchases ended to avoid being charged interest. I have done this on a couple of…
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Question regarding credit card application - Employment
Hi All, Was wondering if anyone could help me with this & it might be a dumb question lol... I am applying for a credit card but am unsure what to put for 'Employment Details'. The problem is I recently resigned from a job I was at for 3 years. Since then I have been working for a company for around 4 weeks but through an…
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Debit card about to expire
Hi My lloyds tsb vista debit card is due to expire 07/14. Does anyone know if they send the new card automatically or if I need to get in touch with them? Thanks