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whats best employee or going self employed
i am thinking about going back to work when my maternity period ends. i have been offered a job but self employed. is this better than working as an employee ?? hoe do i go about mational insurance and tax if i go self employed ?? thank you
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Housing benefit question (a different one!)
I need to move out of my current property at the end of June. I am looking for somewhere else and was under the impression that under 25 year olds were only allowed a room, but I went to see a landlord agent today who says that he gets loads of single 18/19 year olds (not pregnant or with kids) being allowed a 1 bedroom…
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Adding to bith cerificate
Hi was wondering if anyone can help me, I am 34wks pregnant and still with my unborn baby's father we don't live together but am confused about what will happen when the baby is born I'm currently receiving income support and my boyfriend is a self employed joiner, I know that by law his name has to be present on the birth…
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HB query please
Adult son who receives DLA wants to try moving out to live with his older sister her fiance & new baby He wants independance with security of family around No problem with this & he knows the door is always open if he wants to come back (suspect screaming baby may see him coming home fast ;) ) However OH made redundant…
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JSA & Savings Question
Hiya, Just wanted to know how many months bank statements do you have to show as proof of savings for claiming JSA? (I know for Housing Benefit it is the last 2 months). The reason is because a couple of months ago I gave my mum a cheque for £5200, to cover my share of last years rent, food and bills (ie. £100 x 52 weeks =…
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ESA and Carers Allowance
Hi there Can anyone tell me if you can claim both carers allowance and ESA ( contributions based)?? My hubby has been getting carers for a while and has just been awarded ESA and he did tell them he was getting carers but he has still been awarded the £60 odd pound a week. Thanks for any help Li
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Pre-school for under 3 year olds FUNDED
Hi Hope someone can help. Daughter is 2 year 9mths on 1st April (tomorrow) and as i am on WTC i have been told she can start pre-school funded on 20th April. The only thing is i have handed in my notice and will not be getting WTC from 24th April! Although i may get the run on................ I have 2 questions 1. Will i…
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Overpayment of DLA whilst in hospital - please help.
Hi there I have been in hospital since october and shall be for a couple of more months. (Mental Health Unit) The inreach team have only just got round to telling the DLA that I was in hospital I didnt know you had too. I have since had a letter saying they have overpaid me four months which has all been swallowed up…
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could you have a look and maybe help me out?
hi there, im looking for some suggestions on what i should do here as i'm getting in a right mess financially. i thought maybe you nice people could help me see where i'm going wrong if i gave a little breakdown of my finances. monthly outgoings - rent 475 for one bedroom flat. (quite a lot but property is really expensive…
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Family as lodger whilst on benefits?
First of all, this is my first post - so hello to all! Rather complicated situation but I'll explain as best I can... I'm a single Mum of one and I claim full Income Support, full Child Tax Credits and Child Benefit and live in a mortgaged house. (I've been left high and dry by my lovely husband, so not working just now as…
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Mortgage Interest Support unexpected payment
In writing some weeks ago I was advised I was eligible for mortgage interest support at a weekly rate of £233.85 effective from 14 Mar - and that it would be paid in 4 weekly blocks in arrears, direct to the mortgage account. Good. Except my mortgage account was credited with £233.85 on 26 Mar, no letter of explanation,…
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Tax credits and returning to work after mat leave
Hi, I have had some excellent advice in the past which helped me eventually get my tax credits sorted so i am wondering if someone can answer my query .I am due to return to work in June after my maternity leave i would be doing around 10hrs.My query is how does this affect our tax credits as my wages will be down a lot to…
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training grants
Hi I was just wondering does anybody know of any training grants I may be able to get? I'm a self employed driving instructor in wales, own my own home with my partner and 2 and a half year old daughter, my partner's in part time employment 32 hours a week and her income is £13k p/a. I've just applied for the ila wales to…
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Help Needed !!!!!
I got made redundant last June and have not signed on yet. When i first got laid off I was told I had to wait 26 wks before I could. I also thought I would of got another job quite easily by now but after 175 applications I still have nothing !!!!! I am a single parent to two children and have a mortgage which I am now…
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Can you help?
Hi, Looking for a bit of advice on behalf of a friend. My friend currently works part time and has a 4year old son. He is due to start school in August. Currently, her parents look after him whilst she goes to work but it is taking it's toll on them to look after him 5days (sometimes 7!) so she has enrolled him into the…
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Signing on - Why bother
I have been unemployed since last July. (Redundancy was not due to the credit crunch). I have been claiming contribution based Jobseekers Allowance but that is only payable for 6 months. I don't qualify for means tested JSA as my husband is still in work (thank goodness) and we have some savings although they are being…
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LHA changes month to month so will HB be reduced for a home move??
hi all! we were claiming housing benefit and moved on monday.we sent form and info in but when i looked at our local council housing allowance ,the LHA is lower for this month than it was in sept last year when we moved to our old house. my question is, does this mean that we will get the reuced rate of LHA or will it be…
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Help me sort out my Ex benefits etc
My wife and I split up last summer and she seems to be in a very depressed state, is not working and is not claiming benefits other than tax credits ( but no working any more ) She was a SE decorator / Tiler, But not worked more than 5 or 6 days this year Now I know I pay 50% of the mortgage on the family home and…
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Tax Credits
Is there any way you can have tax credits overpayments written off or reduced ? I have 3 CCJs because of them. Two large amounts because we did not submit the paperwork until after the deadline. I seem to think that we gave them our figures over the phone but since it was years ago I don't really remember.
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DLA and carers allowance.
can someone please advise?? my daughter has just been told that she will get DLA for her 3 year old, at the higher rate for personal care. this means that she can now claim carers allowance BUT it seems that this may affect any other benefits she is getting, such as tax credits. can someone please help here? i have been…