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recommendations for a credit card if self employed
and basically just to get me over the 3 months. i have no debts and the last time i looked on experian - about a few weeks back - my credit rating was good. did not do the others yet. i do not have any CCJ. only issue at mo is proving income. my bank abbey has given me a credit card which i believe is organized by mbna.…
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Help Egg have been stealing money from me
:mad: egg have been stealing money from me (out of my bank account) from a credit card i closed two years ago!!!!! according to egg its for some other company for card protection (who i have never heard of) egg say they have no record of me closing my account!!!! i contacted egg 2 yrs ago to close my account...i have…
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trying to clear partner's CCJ at mo to get a credit card in his name...
but need a bit of info on how to clear CCJ . basically he got one through the dvla saying they had not received the sorn document. i think there is a fine of £80 - though we did send it through. i wonder if rather than go to court - to set the judgement aside - which could take some time with xmas etc if we could clear…
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credit card on benefits
Even tho I am a carer on benefits, Capital One accepted me. I can't believe it. I will be really really careful with it.
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GE Money Cash Back -Act now
To get the cash back credited to your account when the card ceased in November 2007 you must telephone 0870 126 2665 (8am - 9pm 7days) armed with your card number. Enter the options maze until you get to a live agent then request that the money be sent to you. The agent will tell you you will receive your payment cheque…
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Cap 1 are ace aint they!
They tried to offer me 0% for a month! oh and then they will review my account to see if I can have a better offer than 34.9% I told them iv got 0% from Lloyds and 12.3% from Egg........... :rotfl: Account cancelled! I think I had a lucky escape!
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Is it legal?
I have just applied for a new Mastercard with Bank of Scotland with 0% on balance transfers for 12 months. Phoned them today to transfer the balance from my MBNA card only to be told that they do not accept balance transfers from MBNA??? Has anyone else had this problem? How do I ensure that if I apply for another credit…
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Credit Card Direct Debit Payments
Being a rate tart I've worked my way through most credit card companies over the years, but have only recently come across an anomaly with Capital One Direct Debit payments in that they are not taken on the 'payment due date' (as most/all other cards are), but instead are taken 5 days prior, even though DD payments are in…
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marketing material
hi just wondering if anyone can help- i had a littlewoods account which i have now closed but they have advised me that i will still recieve marketing material for up to three months after the closure despite me asking for it no longer to be sent, i am aware that this is standard practise across the board(recieved the same…
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Nationwide CC Phone Tip
If you have a query on your NW credit card, don't ring the 0845 number, call 0800 0350345. It's actually the activation line, but if you apologise, they'll put you through to CS.
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Egg card and balance transfer rates...
Hi all, just wonder if anyone could help...have an Egg card with a zero balance but am looking to transfer onto it in the new year. Have spoken to Egg but they said no promotional rates available on my account-is it worth threatening to close the account to get a decent rate?? Any advice would be great!! Thanks in advice!
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credit card fraud
I had a call this moring from a company telling me my order with them was ready for despatch. I was very surprised by this as I hadn't ordered anything with them and would they cancel this order After the initial surprise, I rang the company back and tried to get as much info about the order as possible. The people were…
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Egg - 6.9% LOB - NO BT fee
Keep an eye on your inboxes for a limited offer from Egg to BT existing debts at 6.9% LOB with NO BT fee. By invitation only apparently.
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Barclays 0% - Poor credit limit?
Hi, I applied for 2 credit cards with 0% deals on them over the last few weeks. The Barclay card 0% for 14 months (2.5% BT fee) and the Capital One 0% until April 2008 (no fee). Received both of my cards the other day. Capital One has a whopping £8300 limit on it, the Barclays a p*ss poor £1050. I rang barclays who said…
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advice please
A friend of mine is trying to get a new 0% interest credit card. She applied to Capital One but they would only offer her one that was at 17.4%. She then applied to Barclaycard and they turned her down flat. She has checked her credit rating on Experion (?) which is "good", possibly because she was late with payment by a…
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Nationwide visa debit in UK
so nationwide doesnt charge its customers for using this debit card abroad. does anybody know if theres a charge for using it in the uk? for cash withdrawels.....paying for items over counter/catalogues etc. thanks
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AA Citi Card in Sept 07 - anyone get one / offers?
Hi, Did anyone get an American Airlines Citi Card in September of this year? I need to try and find out what the offer was on this card at that stage. Many thanks.
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Denied for a bad credit rating but rating's fine? Carzy times and what to do?
Hi everyone, hope someone can help me. Basicaly got denied a mobile phone contract for a bad credit score but can't fathom why! tried the online thing and it was fine, the only thing I can think of is that before trying in this shop went to the shop I'm with and they ran through my details twice. Could that be it? I want a…
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M & S &More Card:Credit Transactions Declined?
Has anyone else had problems getting a refund back to a M & S &MORE CC? I use this as my “purchasing” card, paying off in full every month.:money: But because I put everything on it, there are frequent times when something has to be returned for a refund, albeit small amounts. So far, I’ve had “Transaction Declined” at…
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Store card question - can you help?
Hi all We are wondering if anyone has spotted a store card that gives a refund of the price difference if you buy something now and it becomes cheaper in the next x number of days. This could be particularly useful for Christmas presents that are cheaper in the January sales, but effectively could work all year round.…