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Freeholder or leaseholder responsibility?
I have noticed lots of cracks appearing in my flat in the
wall and ceilings, I have been monitoring these for about a year or so and they
seem to be increasing in number. I have the leasehold of the flat, there are
two flats in the house. I live in the upstairs flat and there are cracks in
both flats. Is the freeholder…
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For SDLT is the developers contribution to SDLT & chattel cost deducted before calculating this?
I'm hoping someone may be able to help me get my head around this. I'm about to complete a purchase on a new build home with the purchase price being £399'999. The developers had an offer where they gave me 20K to spend as I wished in having upgrades or just having the money. After upgrading various bits and having the…
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The case of the missing deposit
Trying to find my deposit and having no luck, any advice would be helpful. Last known whereabouts of the deposit were March 2018 when the landlord unprotected it from MyDeposits - only found this month when trying to locate it. Background: My husband and I rented a flat from August 2013 - Feb 2024. It was an AST, renewing…
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TA10 and internal door fittings
According to form TA10 internal door fittings are not included in the property sale. Does that means seller is allowed to remove whole door?
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Need a bit of advice with timings
I’m just after a little help with timings really, I haven’t posted on here since purchasing our first property back in 2020, which was a little different as we were first time buyers buying an empty property. Purchase went through in 8 weeks from viewing to keys and we exchanged and completed on the same day!This time…
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Remortgage stalled due to insufficient time left on a 99 year lease - how to extend the lease?
NB: am posting in HBR&S on the advice of 1 of the people in a different sub-forum where I have already posted re this issue (https://forums.moneysavingexpert.com/discussion/6515988/remortgage-stalled-due-to-insufficient-time-left-on-a-99-year-lease-how-to-extend-the-lease/p1?new=1) so didn't want anyone wasting their time…
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Unpaid shared gas account.
Hello, As a condition of renting my flat I had to agree to the gas bill being shared between two flats. So my and my neighbour's names are on the account. He has since moved out without paying his share of the bill. I have sent emails to him about the account which he has not replied to. He seems to have disappeared. I…
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20 week initial period
I've just realised my contract with willaim h brown is for 20 weeks, this seems very long! Is this normal for, say, out of london? I am also on a fixed fee (which equates to 1% of the current asking price) which i didnt think was a big deal as i thought the price they were proposing to sell at (or thereabouts) was fair.…
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What is This? (Feature in auction property)
What actually is this thing? This is a genuine question - I don't know what this is. https://www.bondwolfe.com/auctions/properties/238078-property-auction-willenhall/
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Estate Agent Fee's (in particular, William H Brown)
Hi, I am about to go on the market and am currently meeting with all 4 of my local estate agents. Currently, I have met with William H Brown, however, the bloke was really good- and he has done his research, supporting everything he said. I am keen to go with them without even meeting the other 3 as speaking to these they…
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Selling freehold
I was told that the freeholder company of our building block composed of a number of flats, wants to sell their freehold. As leaseholders we have been offered 'first refusal' to purchase the freehold before it is sold on the open market. Is this convenient to do at this time? I am aware of the ongoing leasehold reform so…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Equity Release and Compulsory Purchase Order query
I am considering equity release in the future on my property, I do not wish to move (I realise that this can change), have no children, and to own the property out right. I realise there are a lot of shortcomings with ER and I'm not saying that I would do this for sure. But one thing that occurs to me is that because it's…
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Can i argue with the postcompletion fees over 220 pounds by the property company
hi We bought the freehold house in the new estate. They charge 150pounds per year for the maintanance of the common areas but they demand post completion fees of over 220 pounds just because i bought the house! Is there any way i can argue with these excecive fees for nothing ?
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Land Registry form ST1- adverse possession
Hi, hoping someone with the correct knowledge can help. We are trying to fill in Land Registry form ST1 for adverse possession, and we are not sure on questions 12 and 13. The land for adverse possession is 'unregistered' land, and looking at the LR schedule(6), Q12 seems to apply only to registered land, not unregistered.…
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Using survey to bargain price
Hi, I'm going through the process of buying my first flat and have a problem. I've got to the stage where I've agreed a price, signed contracts and deeds and sent them back to my conveyancer, but stupidly left the survey until quite late, meaning I'm not sure if I can still use it as a bargaining tool for the price now. I…
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How to decide area to buy a flat in London?
Hello, I've been living for the last 10 years in East London (Stratford, Bromley by Bow, East India, Limehouse) & I'm looking to buy a 2 bed flat in Central London to live in. I cannot decide which area though therefore I'd like some help from you. I am working in Liverpool Street and I want a residential & quite area…
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Changing boundary of leasehold
Help! We are leaseholders of a bottom floor maisonette. Alan Mattey are freeholder. The back garden is currently split on the lease between us and our downstairs neighbours. However, we have agreed that neither of us like the current split and want to change it - as it currently stands they have access across their garden…
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After paying capital gains tax on house sale, do you also pay income tax on remaining profit?
Pretty much as the title days really , but here are a few more details... Sold a buy to let in 2023/24 tax year, Capital Gains tax already paid on profit of that sale - a very small amount of earning from income for that year (below personal tax allowance) - do I also have to pay income tax on the remaining profit of the…
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Transferring To New Joint Tenant After
Dear MSE Forum - My mother died last year leaving me half of the home in her will (Sharing with my father who will continue to live there - They were Joint tenants I think). We need to change the land register to half in my name. Can we do this ourselves without paying for a land registry person (to avoid further charges?)…