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Woohooo 100% interest on my savings
My 1p in my Sainsbury's bank account has grown to 2p with 1p interest. Better withdraw my 1p or next year I will only get 50%
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Taking a "punt" withthis year's ISA
As subject, I can take a bit of a gamble (not Newmarket 3.30 gamble, but something fairly adventurous) with my ISA for this year. Where should I be looking, in your opinion? China still on the up? India seems to me tobe a "sensible" China. US, South America? Property? If it wasn't your money what would you do (it is my…
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Index-linked Savings Certificates and RPI
In the new RPI linked savings account from National savings shown on MSE, what is "the small reduction in interest rate" if you take your money out after 1 year? Any idea?
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Best way to dispose of a few shares?
Hi, can anyone advise me on the best way to dispose of a small amount of shares. I have some certificates for about a half dozen companies. They are only worth a few hundred pounds but I could do with the cash, so don't want to end up paying too much to dispose of them. Should I go to my bank? I have an online share…
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Knowledge- Advice -Advisers how much do I need
How much more advice do I need? I am about to stop earning at the age of 55. Due to a recent inheritance and an insurance payout I will shortly have a large sum to invest to provide an income for life (together with a 100k) pension pot. I will probably post lots of questions on the specific advice I have received in…
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MSE News: New savings blow as top rate disappears
This is the discussion thread for the following MSE News Story: "Coventry Building Society has withdrawn its 3.15%-paying account, as rates continue to take a battering from inflation ..." Read the full story: New savings blow as top rate disappears
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AA Internet Extra (Issue 1) - 3.15% gross p.a. / AER (3.30% if £50,000+)
Hi Everybody, The AA have introduced this instant access account which has no strings except that the interest rate includes a 12 month introductory bonus and you have to link it to an account with a direct debit facility. Link: AA Internet Extra (Issue 1) I have never had an account with the AA although I understand that…
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Trading UK shares whilst living in Europe
I am currently living abroad in the Czech Republic but would like to start trading on UK shares, would this be a problem as I don’t live in the UK currently? Im not sure about taxes and stuff like that, also what brokers do would people recommend? I will be looking to start with 500 GBP next month and add 250 GBP each…
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Investec High 5 - opinions please
What do people think of this: http://www.investechigh5.co.uk/ Our High 5 account pays the average of the 5 highest interest rates on the market. No more shopping around or moving your money – just one top-5 rate for everyone, always. * Tracks the 5 highest rates on the market2 * Interest rate adjusted weekly * No…
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Gold Fix Hits New British Pound Record 1/3/10
The Gold Price in Sterling hit a record London Gold Fix above £742 an ounce, some 299% above its price of 1st March a decade ago. Gold priced in the Euro ... http://goldnews.bullionvault.com/gold_pound_030120105
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Starting to Save - at last!
I am a Primary school teacher and have finally convinced myself that it is indeed time to start saving for a rainy day (i.e. my retirement!). With just under 30 years to go, I do feel that I have plenty of time to accumulate some 'spends' for the future...if I start now! My plan is to set up a direct debit in order to put…
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Instant access savings questions
Hi, Ive got just over £25,000 that im looking to put into a instant access savings account for approx 6 months but ive got some questions first. Firstly wheres best? Secondly do everyone credit check for savings accounts or is it just a id check? Ideally i dont want to be credit checked as in the next week or so ive got a…
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opening A & L ISA account
Hi all, I applied for A&L ISA account online and today received a letter from them asking for certified ID for ID check. Can I bring copies of driving license etc to a local A&L branch to have them certified? thanks in advance
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Confused about ISA Transfers
Hi, As we approach the end of the financial year I'm turning my attention to taking out another ISA. So that's no problem, find the best rate and apply. What I am confused about is that I have two cash ISA's from previous years and I should really transfer these to the best rate I can find. So here's my question. When…
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Inheriting an ISA - Cash in or Transfer ???
Hi - My father recently passed away leaving an HSBC stocks isa as part of his estate. As executor the solicitor has asked me if we (there are 4 daughters) wish to cash it in or transfer it into a new account in our names. I understand stock isa's have done a bit better than cash isas recently, but don't really have any…
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IFAs
I had a chat with a few IFAs on the phone, I get the impression from them that they are fibbing about their 'fees', can anyone enlighten me as to what complexities are involved investing small amounts of money, say like £25K-£50K As I don't want to invest a lot more than that, in case things go badly wrong or it turns out…
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Halifax monthly saver
I am hoping not to appear dense, but I am somewhat confused by the Halifax Monthly Saver account. I have paid in, twelve payments for a full year, £500 per month at a fixed rate of 5%. The matured sum pays tax paid interest of £118.30, which is about £11 less than the calculation on Martins Money Tips, and also about the…
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Past interest rate data
When messing around doing some savings calculations, I was wondering if there was any data on past interest rates. The Bank of England, LIBOR, etc are all available. But what would be interesting is to see the top rates for instant access savings, 1 year fixed rate, 2 year fixed rate, instant cash ISA, etc. Effectively the…
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My future and portfolio building
HELLO ALL,. (((ADVICE ON WHAT TO INVEST INTO NEXT OR ANY OTHER SUGGESTIONS))) To let you know where i stand, currently 21 full time employment with maximum pension contribution 5% and matched by employer, all sharesaves maxed out £250.00 + SIP at £125.00 * premium bonds £1000, * sharedealing account managed by myself…
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Hepl needed with shares ...
Hi Can anyone please help me with the following and please pardon my dim intelligence, thanks With the firm that I work I joined a share save scheme where I had you put aside a lump sum from my salary and at the end of the saving period I would then have the option to purchase shares. Over a never ending period I manage to…