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tesco energy saving light bulbs
Hi I am new to this and apologies if this has already been posted and I missed it but was in Tesco earlier and noticed all there energy saving light bulbs are now half price and double green reward points for them as well
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Free £10 from A&L (MBNA)
..Just to set up a direct debit for the minimum payments (open until 23 February) Conditions: 1 Qualification to gain £10 credit is restricted to A&L credit card customers whose accounts are open, within their credit limits and not in arrears or dispute at the time the direct debit is set up via the internet or telephone…
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BA AMEX Offers to Cancel Card due to dodgy APR on Literature !!
Anyone else out there received the recent postal mailing regarding their BA AMEX Cards APR having been incorrectly advertised on literature to incorporate when interest is also charged on the annual fee ? I've had my card for 6-7 years and the letter is basically offering to cancel the agreement on the basis of literature…
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Car Hire CDW
I believe a number of credit cards in the USA give you CDW car hire insurance as one of their perks. Does anyone know of a card available to us in the UK that has a similar feature. I am going to the USA in April and hiring a car for 3 weeks so being able to decline the CDW at approx $18 per day would be nice.
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m&s credit card balance transfer?
i have a m&s card with 3000, so i asked how much i can transfer and the man says 3000 which i have done, i thought you could only transfer 90% of the avalible limit?? is i just me..( being a bit thick) but oviously the 3.9 apr will take it over the 3000 on my first bill?:rolleyes:
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Morgan Stanley - New T & C's Must read
Be sure to read the Notice of Variation (Important Changes to your Card terms and conditions) issued with this month's statement. Note: Transactions which are not in Sterling - the commission is being raised to 3% from 2 3/4%. Handling fee for cash advances is being raised to 3% from 2%. There are a number of other changes…
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Capital One transfer fees
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claiming natwest credit card charges & advantage gold account
I have been an advantage gold customer for approx 10 years, paying £10 then rising to £12 per month in charges for basically something I wasn't using - their 'discounted' house, travel insurance etc etc. I cancelled my advantage gold account in December & have gone back to a current plus account. I've also had a natwest…
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MBNA overlimit charge...Are they ripping me off ?
OK, I have an MBNA credit card and (stupidly) last month I went over my limit by £5. I accept that it was my fault, and accepted the overlimit fee of £12 applied to my account. I paid money into my account to clear this and pay my monthly fee, so every thing was fine, or so I thought. This month I get my statement and it…
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Claiming back unlawful Halifax credit card charges
Has anyone been successful in claiming back the Halifax card charges? I was originally told that I would have to pay £240 for copy statements, then £100 - after writing to them now have statements for free but I have been informed that they will not refund any late payment fees as these were stated at time of taking out…
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IF Life of Balance Credit card
Just a quick question for anybody who has successfully applied for this card online. How long did it take from filling in the online application form to actually receiving the card? I have recently sent back a credit agreement and am awaiting the card and related balance transfer. Also, did people applying for this card…
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Iva
hi I'm new to this so apologies for any confusion! My son is in the throes of IVA as he is in debt to the sum of around £26,000. Rather than him follow this route, I have agreed to help by trying to pay his credit card and loans off and him pay me back. I am now looking at the options - would he get a loan if I acted as…
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Credit Card Cheques
Hi Guys and Girls Credit Card Cheques had a quick look on google and it seems they are the devil!! I'm actually a bit of a fan - i'm with capital one and have had a wodge of credit card cheques which are charged at your purchase rate, thus i've used them to put money into my account for Match Betting purposes ( Go across…
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Rejected on a BT CC: what next?
Guys, I've just been rejected on the Morgan Stanley Fly & Buy card which I was going to use to do a balance Transfer from my existing (expensive) CC. I do still want to tart and transfer the 2700 on this card to a less expensive one, but I'm concerned that if I apply for another I'll get rejected again and just get in a…
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Consolidate Credit Cards
Hi I have the following cards Vanquis 1000 Virgin 5000 Barclay 2250 HSBC 2000 CAP1 600 My credit files are spotless with no late payment or any adverse credit I have 2 loans which is 15000 oh I earn 26500 / year I would like to know if a credit card company would do one transfer to clear all my cards on either a lob or 0%…
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M&S More Card
Hi, I am thinking of applying for the M&S Credit card to take advantage of the 3.9% for life BT rate. Am just wondering, what are the credit limits like on this card? On Amazon, I got a 10k limit, Post Office 6k. Thanks, Richard
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regarding credit cards and flexi-loans
I have a small flexi-loan of £2000 that has been the monkey on my back for five years now, and I was wondering if it were possible to pay it off using a credit card? I've seen a good 0% interest and balance transfers one (the Halifax One online only mastercard) and would like pay off the flexi-loan using this to a)avoid…
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MasterCard/Visa, Maestro & Visa Electron
Maestro acceptance is continuously improving, and card acceptance is currently around 960,000 locations and internet sites in the UK, and 7 million locations world wide. Over 100 countries accept Maestro. But, many do not, so be sure to check acceptance before using Maestro card for your holiday money or international…
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Quick & easy cashback with egg money?
Hi all, I've the Egg money card, and I always pay in full & get the 1% cashback. They have given me a crappy £500 limit, and they wont increase it (had a £5,000 on my egg green card). Anyhow i've managed a whole £22 cashback so far this year, which is a bit rubbish, but with such a small limit its hard to bloody spend…
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Heres a Humdinger
Hiya Deleted the thread, we'll sort it! I hope Thanks to those who replied ;-) Frosty :mad: