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Increasing % interest rates
Just wondering what does everyone else do... Im currently on a Santander Savings account with 2.7% yearly interest (bonus for 1 year due to end in September) however Im seeing alot more accounts coming out for regular savings at over 3%. Do you change mid way through or just wait till the bonus rate is up before moving?…
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ISA Fund 'high risk' portfolio choices part 2 - please reply/comment
Hi I posted recently on this topic, responses from which were very useful. Following additional research and thoughts. I wanted to give a defined list of invesments I have chosen. For the benefit of others here is an extract from my previous thread I have spent the last few weeks researching funds/investments; reading…
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HSBC or TD Waterhouse or III?
I'm going to set up a share dealing account. HSBC, who I bank with, seem to be much the same price as the other banks at £12.95 / trade and of course that makes everything convenient. I see TD Waterhouse are only a little cheaper to trade - do they offer a better service? And I see iii are only £10 and I see from here that…
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Help needed
I wonder if anyone can help me? I'm trying to find out an average interest rate (for say an easy access saving a/c) for the period 1993 -2010. Are there any web sites that give this info? I did try Google, without success. Thanks for reading this post
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Santander relaunch 1 Year Tracker Bond
Just a heads up for those that are interested as this is not on MSE yet... Santander have re-launched the Tracker Bond. It is now Open to all, no loyalty critera. 1 Year - no withdrawals or early closure. 3.1% variable (2.6% fixed + BOE Base rate). Guarantees to track any changes in Base Rate for the term. Minimum deposit…
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Post office instant saver ATM limit ?
Anyone know whats the limit you can withdraw from the ATM per day with the Post office instant saver account. It states that £1000 a day can be withdrawn in cash from branch and ATM is this combined or from either. And can you fund the inital deposit by cash in branch after you have set it up ? Thank you.
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not earning interest on my £9k advise please
Dear Experts of the MSE forum. I came into some money recently and currently have £9300 sitting a secondary Lloyd's TSB classic Vantage account not earning very much interest at all (probably next to nothing), any advice so that I can tie it up for a couple of years and get the maximum amount of interest, any ideas on a…
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Instant "penalty free" access ?
Hi, my wife and I have recently opened "e-saver" accounts (online, obviously) with Santander. My wife opened hers in Feb and was given a cash card with it. We were under the impression that the interest rate was 3% ( including bonus for 12 months) with penalty free access. I opened my e-saver (issue 3) a few days ago and…
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6yr Equity Bond - Good Deal?
* 6 year bond minimum £3000 investment (protected) * Minimum 7% gross return * Potential growth - linked to 3 stock market indices (up to 50% of original investment) Sounds fair but assuming no growth and just 7% return, in 6 years time will this look like a crummy deal as interest rates inevitably climb? BTW - this…
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www.me2everyone.com
Has anyone heard of thsi? It seems to be a share pyramiddy type thing??
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Halifax Reward ISA Joint
Re the Halifax reward ISA, would the offer of the 3.2% interest apply to my wife and myself if we both open ISAs with Halifax - we have a JOINT current account with Halifax?
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ISA Question/Fund Ideas
Hi I had a few quick questions about the ISA! I filled up my allowance last yr (first time using an ISA) with ING and iv been told that balance will now transfer into my normal cash savings account earning 1%. And i opened a new account with them for this tax yr paying 3%. I was under the impression that last yrs 5k would…
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lost share certificates
want to sell some shares but can't find the certificates - where can I get copies -Registrars? - and what could be the cost. Only cashing in about £200s worth - did it on line and (foolishly) said I have certificates so shares have been sold but money not forthcoming until I present the certificates. was told I could buy…
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One off share buy
Hi folks im new here. I want to buy £1000. Worth of shares in a company. I want to leave them for about a year. Whats the best way to do that? Thanks
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Quick question about dividends
How long after a dividend date will my ISA provider typically transfer me any paid out income? I have some money newly invested in a high yielding bond fund and the monthly dividend is calculated on the 8th - no sign of any payment yet.
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ISA's - get your crystal balls out!
All my 'older' ISA's were transferred March last year into M&S paying 4% :j My 2010-11 money went to Santander instant access at 3.2% About to open Santander Loyalty Flexible ISA with 2011-12 money.... Question is, should I also move the 2010-11 money into the Santander 2 yr postal ISA to immediately benefit from a rate of…
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£200 k
I am selling my house & not buying another for 6 to 12 months or longer. where is the best place to store this amount of money - i would need easy access in case the right property became available suddenly. Thanks in anticipation!!!
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NS&I Index-Linked Savings Certificates
Each month, normally the day after the RPI announcement, the NS&I's online calculator is updated with the new figures. This month (after a recent makeover of the website) the resulting figure has increased considerably over last month's figure but the calculator still shows the date of 15 Feb, not 22 Mar. There used to be…
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Shares - Newbie
I have just been on the halifax fantasy trader to see how hard/easy it is.. Since i have been out on my lunch break it says from £1000 my solo oil prices have gone up £27? Surely it's not that easy? Is there something im missing?
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Betfair - stocks'n'shares-isa Funds
Hi Is anyone aware of any funds which contain a holding in betfair cheers