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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…
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Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…
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Chase App doesn't work on new Samsung phones!!!
Son opened a Chase account in the summer as preparation for travel abroad on MSE recommendation, but has just bought a new Samsung phone before travelling to SA next week as old one was temperamental and finds the Chase App does not work on certain new Samsung and Nokia models due to the hardware!!!! Only discovered this…
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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Co-Op withdrawing Everyday Rewards
Should save me some time each month
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Ulster Bank BEWARE
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO…
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Switching bank problem
Hi i recently switched my coop bank over to santander but forgot to tell my employer my new bank account details anyway my wages were sent to the coop bank on fri but on phoning they are saying they did not receive them and only transferred over the balance what was in my account my wages are also not showing in my new…
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How many bank accounts??
have recently discovered my 20 year old sons gambling addiction and the debts he is now in. So far found he has managed to open 7 different current accounts with Halifax and overdrawn them immediately to the tune of almost £4000. He never paid money into any just opened and withdrew. We know what he has done is wrong but…
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£5 note has disappeared from cash machines
OK it seems £5 notes are becoming extinct so budgeting using cash the minimum seems to be £10 from a cash machines, even post office doesn't seem to have them, also what I have noticed is the amount of £50 notes usage has increased, if you're withdrawing money, will the £5 note become a coin like the pound note. I know…
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Hyperjar Cashback offer in MSE email Dec 2023
Hi, I've signed up to Hyperjar using the link in Martin's email: The articles says: "Up to 2.5% cashback for the first three months (5,000 available)." I have followed the terms of the offer and ordered the free physical card. How do I tell if I am one of the lucky 5000? Don't want to switch spending to this card unless I…
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Debanked by Lloyds
Hi, OH been with Lloyds for the last 1.5 years and a Club Lloyds account and a standard and Club Lloyds regular saver, both matured end of March and interest was credited and withdrawn. Now, yesterday two new regular savers were opened in the app to be funded this month as the other ones came to an end. This morning a text…
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Co Op Switch offer (seen 15th January 2024)
I saw that the Co Op Bank switching/referral offer had disappeared from the main MSE article a few weeks go but I've just been on their site and it seems like it's back, £100 for switching plus £50 for using the attached saving account. Just had a brief look so far (I currently have another switch in motion) but here's…
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Blocked by Santander
I’ve been really let down by my bank of more than 10 years, Santander. I have always banked online with them, and I’ve never lived near a branch. But for the past 22 hours, since 1430 on 6 Nov 2020, my account has been blocked “for security reasons”. Briefly, I had closed my NS&I Income Bond account, because of their…
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Another reason for me to hate CO Operative Bank
Paper statements. Had one today. I thought banks didn't do these unless you opt in/don't register for app etc. Just had to opt out via app.
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Bank joint accounts with savings pots
As per title what are my options Currently looking to move away from virgin as getting fed up with them blocking payments to external savings accounts in my own name Monzo have pots but don't pay interest so no good (only allowed the 1 savings pot) Chase / zopa don't do joint accounts Tsb is a possibility as it allows 5…
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Lloyds Bank Lost Multiple Incoming Payments
Hello, I am new here and in a rather bad way due to the failure of my bank. I have a sterling current account with Lloyds Bank International (based in Jersey) and due to a family health emergency I had to send seven (7) payments of €2000 each, from my Republic of Ireland Euro current account to my Lloyds account - all made…
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New to Switching, apart from buying a house soon, are there others reasons to not switch?
I'm new to switching and I read up on the guide on the main page. It says to not switch if you are buying a house soon but wanted to know if there were other pitfalls because clearly the money isn't just free. What would be the best way for someone to start today with the offers available?
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Lloyds switching offer but only from selected referrers
Just a heads up that there seems to be a new switch offer from Lloyds - but only via referral and only available if the referrer has been sent the offer. So somewhat limited, and, as it's a referral one, outside the rules of this forum to actually get involved within the forum. But worth checking your email if you're an…
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Chip Bank contacta
Hello I'm desperatly trying to get a phone number for Chip Bank that gets me to a person.Can anyone help?I hate the basic conversation by email as I need to resolve an issue extreemly quickly. Thanks in advance Graeme Craig
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Halifax App Screenshot Block on iPhone - is there a workaround?
I understand that most banking apps disable the facility to take screenshots on Android devices "for security reasons" but this has never been possible on Apple devices, and I've been merrily screenshotting away for years. However, Halifax (and presumably Lloyds too) have recently found a way to intercept the screenshot…