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Help with my refund please
Received a cheque this morning from bos cc for missold ppi.Nothing was included just a letter stating fither to our telephone conversation pease find our cheque in settlement.Never had any phone call so hey ho.The letter before this stated that they were going to put me back into a position i would have been in had i not…
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PPI on loan
hello again, still trawling through my parents' finances, trying to help them budget. I've been getting a list of all their debts and interest rates and have discovered that they have PPI on a loan with MBNA. When the advisor at MBNA told me that they were paying PPI, I asked how much the monthly premium was and she said…
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how do the refunds work???
I'm awaiting a decision from HSBC regarding a ppi claim. The loan in question is still running - got 4K (just over a year) left to go. From my calculations i should be due around £2200 back for the PPI i was missold. Will I actually get a refund - i.e. money in my account, or will they use this to offset against the…
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Loan, PPI and redundancy
HISTORY, claimed in person on ppi after being made redundant, it was of course a NO, I went home got their paperwork at read it for 4 hours and went through it point by point in a 3 page complaint letter which they agreed it was "miss-sold", this is my problem: the loan was sold to my wife based on my income and she was…
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7 Marketing - Swansea
I have been approached by 7 Marketing offering to claim back my PPI Payments from Capital One. Against my better judgement I paid them 199.00 which I thought was the total fee for them to handle my claim. they have now contacted me advising that I do have a valid claim but are asking for more money to pay 'solicitors' to…
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PPI Question
Apologies if this is a stupid question but I am realtively new to the forum and the PPI Reclaiming process: I have seen a large number of success rates from people who have successfully reclaimed PPI from EGG whether it be Credit Cards or Loans etc. I have held my Car Insurance with EGG for the last 5 years and as I pay…
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PPI Offer from Tesco .....Pls advice
Hi Forum Member's I used the template from this site to reclaim a PPI sold to me when I took out a loan with Tesco in 2007. They have now written to me stating that all the correct procedure's were followed and I was not mis-sold the PPI... however ''as a gesture of good will they have offered to pay me back all what i…
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Couple of questions re Citi PPI
Hi, as stated in a previous thread, I have been trying to claim back mis-sold CRP / PPI from Citi. They have been a nightmare! Anyhow, they say the complaint is now closed. They mention in the same letter that I may refer my case to the FLA ? In all my time on this forum, I have never heard this FLA mentioned. Any idea…
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anyone help
hi folks, took out a sainsbury visa card in 2003 there was a credit care option added, it did not amount to much about 3-5 pound a month. in 2005 did a large balance transfer shot up to 50-70 pound a month asked why this was on here told i ve asked for it i said i did not after 3 months of arguments got it cancelled…
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PPI offer from nationwide lease help
ok i took out my new loan w in 2006 i had a previous loan before that but consolidated my loans in to one now ive asked for the ppi to be recovered from the new loan from 2006 there reply is off a figure from feb 04 too feb 06 and not what i wanted from this 5year loan that is still running till may next year.. they…
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my ppi claim with welcome finance
i sent off my first letter 1St may and they replied on the 17th of may asking for more time i had not heard from them since and called the complaints team which wasn't easy lol to be told they are upholding my complaint and sent a letter dated the 27th of may which i didnt get but the very very helpful guy the other end of…
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FAO NHS employees
My mum brought this website to my attention the other day. Now I'm not for one moment recommending anyone to use them to make your claims, because as far as I'm concerned the FOS is probably the better way to go, however it's well worth a read because it adds weight to the position that any NHS employee who has PPI was…
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Natwest PPI loan claim back help pls
[FONT="]I recently asked for a copy of a five year loan agreement which settle on Dec 2007. During that period I paid about 3000 GBP for payment protection insurance which NatWest mis-sold me and after two months of taking loan when I tried to cancelled it the bank said I can’t do it now.[/FONT] [FONT="]The bank…
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Capital 1
Hi all, i sent a letter re mis-sold PPI to cap1 and they replied that although i did not tivk the box for PPI on my application they state that i did contact them at a later date to activate PPI. I kn ow this did not happen and sent them a letter saying so. This second letter was sent 10 weeks ago and i have not heard…
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PPI questions
Apoloies for posting this question again only it was a while ago and cannot remember what the answer was. Is it possible to claim back PPI from policies that are now closed and were originally taken out over 6 years ago?? basically what i am after is can i try and reclaim PPI from a loan i took out in 2000 but paid off in…
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Full and Final Settlement - Please help.
Hi Guys, Thanks to this website I have successfully reclaimed PPI paid on a couple of loans and mortgage protection, I got the letter today. They however did not look at Life insurance also missold at the same time which I thought was my life insurance but turns out it's mortgage insurance, only found this out recently…
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Two claims with the same bank??
Hi - Can anyone please advise if it is possible to try and re-claim PPI charges on more than one policy with the same bank?? Thanks
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Chase Up Welcome claim?
Hi, I sent my forms away to Welcome on the 4th June still haven't had any word from them yet. I know I said 8 weeks on it but would it hurt to call them and see whats happening? Also should I call the local branch I sent it to to or a head office number? Thanks!
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Equipment Protection Insurance illegally charged?
Hi I'm new here - what a great place. I'm having a bit of local difficulty with GE Finance trading as Apple Finance. Two years ago I took out a lease for some computer equipment regulated under the Consumer Credit Act. The payment terms were clearly laid out and I was happy with them. I took out a another lease for some…
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PPI added without consent could this make the loan invalid.
Dear All First time on the site and would appreciate any feedback. I have just started a dispute with Endeavour Finance .They wrote to us in November telling us that they were changing the insurance company on the PPI which was on a loan taken out 10 years ago. This came as a massive shock to us as we never signed any…