-
A little irony.....
for anyone who didn't see the sneaky thread posted last week, check out Martin's blog..... and get voting! http://blog.moneysavingexpert.com/2007/11/19/delicious-irony-getting-a-%e2%80%98great-briton-award%e2%80%99-from-a-bank/ Sarah x
-
help and advice needed
My partner has decided to face his debt demonds and get on top of them he has a bad credit rating and we have defaulted on our mortgage twice in the past 12 months due to redundancy and various issues. He owes about £20k so we have both decided to try and get a secured loan on our property however because there is not…
-
Here goes!!!!!
Ok then, here goes.... Firsty hello to all and thanks for any help that anyone can give me....... I have just had my light bulb moment after burying my head in the sand for 4 years, maybe more actually.... I have amassed about £22000 (i think) and don't know where to start. I can not even make a list of the debts as i have…
-
Not sure right thread - injury at work
Hi, please could someone point me in the right direction - right thread for loads of advice please as to where I go from here. I had an accident almost a year and half ago and whilst still technically on the 'books, I have to attend a meeting in the New Year to discuss options. I am not being paid by work and have a Union…
-
How do you cancel Credit Expert Membership?
Hi, I joined Credit Expert a few months ago to try and understand my credit rating, but they keep taking a monthly fee, and I can;t for the life of me figure out how to cancel it. Any thoughts/experience greatfully recieved.
-
Advice Needed - Lloyds Tsb Credit Card Debt
hiya just want your advice please we are in the process of snowballing my boyfriends credit card debt he has 4 cards ,mint, royal bank of scotland,nat west and lloyds tsb. we have asked the lenders to lower the interest for while which they have all done and were most helpful apart from lloyds ! when we rang they said…
-
ex refusing to acknowledge joint debts
Hi split from ex hubby in summer and everything was very amicable after a rocky start. We both have new partners but he's not happy about it. We had a debt plan with ccs which he has been helping towards and now I'm about to be reassessed, hubby refusing to acknowledge any of this even the ones in his or joint names and…
-
Hands up, who's not ashamed of being in debt?
Because I'm not, not any more. I used to be really ashamed and would over compensate for not being able to afford stuff by getting myself deeper into debt.:rolleyes: Now because in some area's (not all, give me chance I've only been trying to sort things out for over a year :D ) I have made some really and significant…
-
MBNA - Write off 2K?????
Hi all, I have a loan with MBNA, for 3K. I am in a DMP with them (only for the past 3 months) I have received a letter from them, stating that they are prepared to write up about 2K of the debt if i make a payment of about 900 in 3 installments??, has anyone else had this?, seems a bit too good to be true!!! :beer: Eyepunky
-
Growing Up Skint - BBC 3 - Wed 19 December 9.00pm
http://www.bbc.co.uk/bbcthree/programmes/born_survivors/skint.shtml Might make interesting watching.
-
problem with car
Could anybody give me some advice, we have a car that we got on hp with blackhorse through carcraft 3years ago, we are having difficulty paying the agreed monthly amount, the car was 7000 but through hp rose to 16000, so we owe 4000 on it. What happens if we cannot pay any more payments, will they take the car back or can…
-
Court Judgement served, now what?
Hi, today my partner and I have received seperate Judgment for Claimant (in default) letters from Croydon Court. The claim is for £10478.51 to be paid by 17th Dec 07? We had a car on finance in joint names which was repossessed and this is the outstanding balance after re-sale, we have not disputed it. There is no way we…
-
Training OH's
Cmon guys and gals, how do we get those pesky OH's to conform and stop wasting all our hard earned wad? My tips would include: Repetition - constantly going on about money and repeating i cant afford it or what a waste of money eventually wears them down to the point of giving up :) Rewording - a Cheap night in or whatever…
-
No wonder people are in debt
My bank, the Alliance and Leicester is run and staffed by liars and incompetent people. I set up a standard account, with no overdraft facilty under the strict instructions that there be no overdraft and no way to go overdrawn, lady on the phone says that wont be a problem. Last friday, my account went overdrawn by 5…
-
Reached A Dead End. Advice Needed
Hiya Guys & Gals! I'm a 24 year old Brighton man and in need of any advice you fine people may have to offer, as with the current Chrismas madness - I been forced to take a good look at my finances and face reality - and it is'nt good. I'm an ambitious, energetic young man - but feel all this debt pressure is completely…
-
DFW Advent Calendar 2007/Daily Chat Thread - 19th Dec
-
Let me get my mess sorted
over the years my husband and i have had loads of debts we sought help from CAB which are fantastic and got reduced payments on all our debts then the creditors started to ring and send nasty letters so then we went to Gregory Pennington at least we thought they could deal with the threats and paying £25 a month for the…
-
advice plz mortgage arrears
hi, my main debt problem currently is mortgage arrears. i have the RBS one account, which has never worked out for us, they temporarily increased our facility in august by £1850. its due to decrease on 1st january 08 (happy new year)to original amount of facility. i have never been able to get enough money into my account…
-
Can banks take us to court over charges
Hi, I am in the situation as many other peolpe waiting for the test case to be finished and for us to beat the banks! My story is; i wrote to abbey 7 months ago to refund my bank charges etc (Aprox £155) after 10 weeks i got a reply saying "Re test case cant answer etc.." now over the last 4 months i have had letters from…
-
what have/will you spend tuesday 18th december?
morning all :j hope we are all well and looking forward to friday :rolleyes:. Hope you all have a great day, stay warm and safe... remember if you spend try and 'keep it low' :D see you soon, i am off to do some overtime at work :cool: i shall update my spends later bye