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CTF to JISA Transfers
I am currently in the process of transferring three of my kids CTF's with various providers to S&S JISA's with HL, investing in the Vanguard LS Funds (may choose different equity amounts for different kids depending on age - decision still to be made). I have completely ignored their CTF's until now and only just getting a…
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Trying to buy funds
Hi I'm trying to put a little cash in funds and trackers, but the codes in articles I've seen are confusing me...do they change the name each year or something? Has to be part of my ISA allowance I have a trader 212 and Hargreaves account. I already have a bit of cash in vls60 via Charles Stanley ISA. I'm looking to buy…
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Is It A Good Or Bad Idea To Have Savings in One Pension/ISA?
Currently nearly all my savings are in an Aviva pension and ISA. Is that eggs in one basket? Stock market collapse aside, could my savings be lost? Should I have money in other places?
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Have between 5k and 10k where the best place to put it to get the best return
am looking at long term and short term
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Low risk investments
Hi all, I'm just after some advice on basic relatively safe investments. I have money that's just sitting in my bank account, not really gaining any interest. Are there any shares that I could invest it in, in order to gain some sort of reasonable return? I'm thinking ultra safe stocks, are any of the following…
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ExpertInvests offering incredible returns - any thoughts?
Has anyone heard or got any experience of the company ExpertInvests.com? I was invited to join their private FB forum by someone on another FB trading group that I'm in. The reason I ask is that they seems to be offering astonishingly high returns for your investment. With some fairly simple strategies it's perfectly…
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Zacks or Stockopedia
I am trying to research information on some individual shares and wandered whether websites such as Zacks or Stockopedia would be helpful. Has anybody used these sites? Or should I just use The Share Centre as they have Broker views and lots of other company information as well. Any tips on this would be great. Thank you.
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Why are the share close and open different?
Looking at individual stocks why is the days "Open" price different to the previous days "Close" price?
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Vanguard LifeStrategy 60% Equity suitability?
I've done lots of reading and research and decided that VLS 60% seems right and suitable for my situation, but having said that, I don't feel comfortable with a 'one basket' scenario (portfolio size is between 250 - 500K). Perhaps this means that it isn't right for me? I can't see a way to incorporate it into a portfolio,…
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Green Energy Funds
Hi, currently invested in two baillie gifford funds (discovery & American) and looking to add a green energy fund this week. Have been considering the Guinness Sustainable Energy fund but wanted to see if you had any other suggestions before jumping in. Looking to invest medium / long term. Thank you
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TRACING LOST SHARES
Good Afternoon Our extended family and a few relatives hold shares in the
following companies: Equiniti Halifax Halifax Investment Services Santander Scottish Hydro Electric SSE National Grid Equiniti Iberdrola BT Centrica However, due to some personal issues (and leaving things for
someone else to do), a few (if not all)…
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Invest vs Pension
My wife and I are both in our mid 50's and looking at options. My wife has approx £50k earning literally pennies whilst sat in an ISA. She doesn't work due to disability and doesn't have a pension. I am looking to retire in the next 5-10 years and the ISA clearly isn't going to earn us much, so I see 3 options... 1. Move…
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1st April Payments
If you set up direct debits, standing orders or Bank Card Debits for the 1st April for payments into Pensions and ISAs do they always make it into the previous tax year? I was just reading someone talking about the easter bank holiday this year and wondered what everybody thought.
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Investor tools
Is there a tool available to individual investors that will calculate the overall risk rating of a given portfolio?
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Have Absolute Return Funds had their day?
I have one of these in my portfolio (Standard Life/ASI GARS) and it has failed to impress. I've been considering replacing it with a better one, but apparently the sector as a whole has been somewhat of a disappointment. I would appreciate hearing some of your opinions.
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ISA Oversubscription
Any advice on best and easiest way to rectify an ISA oversubscription. I paid £5K into ii back in October which i totally forgot about. I more recently paid £20K into my fidelity ISA - both were immediately invested. I know i have over subscribed. Am i also correct that i can only subscribe to 1 S&S ISA. Are there rules on…
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Questions about Golden Visa, and borrowing large amounts from family...
This may seem like an odd question, and I have very little experience with investing so forgive any idiocy on my part. I am from the UK, and own my house outright. I travel a lot and do freelance work in Europe and the rest of the world. For years I've worked with a Foundation/Rehab in Thailand, and they are starting a…
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Giving gifts
Apologies, but I've no idea which thread this should go in... Would I be correct in this example: "Simon, 40 years old and employed, but doesn't fill out a tax return, can legally receive up to £3,000 from any number of gift-givers every tax year without informing HMRC or having to do a tax return"?
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Transfer limit?
I know this is a silly question but I can’t find an answer online if I want to transfer money from , say , my Halifax current account to my TSB current account - via telephone banking - what is the largest amount? Thanks
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Tax if net worth and income below tax threshold?
Although this can be a general question I am specifically referring to the exchange of coins and tokens of distributed ledger technology projects, more commonly known as cryptocurrencies: If ones net worth and income remains well below the tax threshold what is the situation regarding reporting, for tax purposes to HMRC,…