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MSE News: Base rate held at 0.5%
This is the discussion thread for the following MSE News Story: "The Bank of England today announced it is holding the base rate at its 0.5% historic low for the 26th consecutive month ..." Read the full story: Base rate held at 0.5% This thread is not in the 'discuss house prices and economy board' as that is only open to…
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Stock Market newie, any advice?
Thread Stats Views: 0 WW Factor Coming Soon... Share This Thread: I have briefly looked into the stock Market before but don't know how to get started. I won't start until I am confident I know what I am doing, but I want to start as soon as possible. How do I buy and sell the shares, through a stock exchange? If so, what…
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looking for info re: joint saving bank accounts ...
..... for my partner and his friends to save for a stag do in Vegas next year (approx. 13 months from now). There is likely to be 12 of them and to make it as easy as possible for them all to save enough for flights etc and keep track of who has saved what I was hoping someone here would know of any accounts that are…
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Savings for 16 year old
Hi - can anyone recommend a bank account for a 16 year old.? He has about £12,000 and it will not be needed for at least two years. Many banks don't offer accounts to 16-17 year olds so I am at a loss about what he should do. Many thanks, Siobhan
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best option for saving
Hi i am looking to save a regular amount of money for a long period of time and have no idea what is the best way to do this that will give me the best return. I am looking to save around £200-£300 per month for around 3 -5 years and do not want the ability to withdraw it until the end of of the above period. i am not…
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Offshore Banking - AIB- Safe ??
Hi there, i have an offshore bank account with the Anglo Irish Bank in the IOM and was under the impression that funds under 50-k are protected ,however i have just read this on another website and i am now not sure what to think can anyone shed some more light please as i am not totally up to speed with all of this :-…
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Lloyd Share Price
Hi I understand that Lloyd Banking Group plc is now in the black for the first time since 2009. I was expecting to see the share price improve but it went down from 68 or 66p to 62p. I could not understand why this happened at the moment. Will the share price will improve this year?
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Bank of England Base Rate vs LIBOR
Can someone explain to me what the relevance of the Bank of England Base Rate is? I used to understand that it was the rate at which the Bank of England would lend to banks. But if LIBOR (the interbank rate) is now significantly higher than the Base Rate, why do any banks borrow from other banks? Why don't they just borrow…
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Money in France, should I bring it here??
Hello, Sadly my French mother died in April and I have just found out that she had taken out an "Assurance de vie" in my name (french life insurance with 7% interest) I now have a fairly considerable amount of money in a French bank and I don't know what to do with it. If I bring it over here, am I liable to some kind of…
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Grandparents saving for children
Under the latest rules is there a particular method of investing by grandparents on behalf of grandchildren which stands out as being obviously the best for tax efficient and interest rate reasons?
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confused about bonds
confused about bonds
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Share ISA help
I need some advice, basically i have bought some shares via Share Centre and TD Waterhouse and I have been adviced that I should have a shares ISA so i don't get CGT. Is it possible to get a Share ISA after buying the shares if so How do I go about it and does it matter who I buy the shares via? Hope all that makes sense
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Best advice on how / where to invest
I recently won a 4 year long medical negligence case (3 counts of neglect by my GP which left me with a disabled leg) and im after some advice on where's the best place to invest safely.. A financial advisor who I spoke to briefly recommended that I invested £150k and spread the rest over a couple of savings accounts, But…
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New Saver needs help!
Before I post I have to confess I have read through a lot of the savings threads and am STILL confused about savings :( I am a bit of a numpty I know so please be gentle with me lol! I am the fortunate position of having £1,000 a month spare money - this is basically my salary - that I can afford to save. At the moment I…
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oop -may have paid into 2 cash ISA in 1 year
if I did manage to do this - what doI do about it? Tell tax people or just tell 1 of the companies and take the money before interest added? Help!
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Merv finally comes clean!
As if we needed telling that the MPC have changed their remit from inflation fighting to debt management. They wont put rates up because everyones in debt too much and thats the bottom line! Well done merv its only taken you a few years to admit…
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Good Books on Share Buying?
Next year I'm coming into a little bit of money. I'm thinking about investing in shares (in an ISA tax wrapper). Can anybody recommend a good book(s) about investing in shares? Thanks
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Timber Investment
I was wondering if anyone knows the best Timber investment companies to invest with. There are companies like Timber Investor who boast a return of 93k from a 18K investment over 10 years. Are these accurate and how safe are these investments?
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Which savings account?
Hi everyone Can anyone tell me what saving accounts are best. I was looking at the post office but I see this isnt FSA protected. I was hoping not to go with a bank directly as in natwest lloyds etc. I was looking at the Capital Credit Union but I have never saved before so I have no idea. Would be looking to put a 3…
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better return on investment???
I have two small houses together worth approx £180,000, yet after a varied of expenses I only return about £9,000 in rent a year, before tax. Anyone suggest a better return for this kind of money?