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May NSD Challenge 2018
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all have a great start to the new year. To join, just post your personal target and you are on your way. Tips for the…
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May Bring Your Lunch to Work
Welcome to May's bring your lunch to work, hopefully it will feel more like summer than the spring or winter we've had recently. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 21 working days up for grabs. Let me…
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April's Bring Your Lunch to Work
Spring time April is upon us :D Welcome to a new shiny month and a new even shinier challenge. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you want to join in and I'll…
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April NSD Challenge 2018
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all have a great start to the new year. To join, just post your personal target and you are on your way. Tips for the…
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*Make upto £10 a day April 2018*
Hello and welcome everybody :hello: This is the 128th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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NST April 2018: April Fool's Challenge
Welcome to NST April 2018, the April Fool's challenge. Aim for at least 15 NSDs. Usual exceptions apply, you won't lose a NSD for ys items, petrol or medical expenses. Pay to your debt or savings first and live off the rest. Report in every day. The daily support from this thread will keep you on track :) Interests - is…
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Being chased for debt which starts 9 years ago
Any advice or help would be appreciated thank you my husband and I bought and moved into my home is 2008. Some of the houses and land around us are owned by a housing association and there is a grass verge which is owned by the housing association. In 2008 we asked for permission to put a driveway across this land to get…
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Hitting rock bottom
I'm stupid, desperate and at a loss at what to do. I'm married , working two jobs and in a load of debt, I haven't got the exact figures yet- I'm scared to count it all up , but on credit cards I have about £9000 of debt, £25000 of debt over three loans, plus a small mortgage , I owe my daughter ( this hurts the most)…
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Amazon Addicts Unite!
I love Amazon. Like a boyfriend I will never get because essentially thanks to Amazon I don't have to leave the house apart from going to work........ So I don't know if there is anyone else who is permanently logged into Amazon, no longer shops in the real world and when they need to make a purchase don't really look…
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£180,000 debt - done!
MoneySavingExpert Insert: Hi folks, I'm sure Lozzam won't mind up updating her post with a link to her news story ''I cleared £180,000 of debt in 12 years'' Back to her original post... ---- Yes. £180k was a ridiculous amount of debt, and nothing much to show for it. Only one of us working and living the lifestyle of our…
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1 debt vs 100 days chapter 28
Hello everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 28. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 10 January 2018 and finishes on 20 April 2018. If you want to take a part, write your name and amount you're aiming to…
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NST March: Marching to a different beat
NST March: Marching to a different beat Join the NinjaSavingTurtles, named after our leader and inspiration NinjaSavingKat, and march to a different beat. Your own beat. No more following the crowd. No more keeping up with the Joneses. No more paying the banks extra money for the privilege of having borrowed from them.…
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March's Bring Your Lunch to Work
Happy March and welcome to a new shiny month and a new even shinier challenge. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 22 working days up for grabs. Let me know if you want to join in and I'll add you to the…
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Capquest - Should I engage?
Hi, After a little info regarding CapQuest. They have recently started harassing me via text and phone calls, I haven't answered any of them though and have been blocking the numbers. As I haven't spoken to them I'm not sure what the debt is for, I have a few what I believe to be 'statute barred' debts as they are older…
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#Make Upto £10 a Day March 2018 #
Hello and welcome everybody :hello: This is the 127th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
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Marvellous March NSD Challenge
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all have a great start to the new year. To join, just post your personal target and you are on your way. Tips for the…
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Zeroing your money
I came across an interesting concept on YouTube this weekend called zeroing your money. You do it every day for each type of spending account. Basically it is ending any money with a zero. e.g. £673 becomes £670 So if you have £232 in cash you zero it to £230. You do this by putting the £2 aside. If you have £558 in your…
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Bagged change policy - ususal
So I had £72 worth of coppers in a self counting coin jar. I need to clear £600 of credit card debt so decided to cash it into the bank and transfer it to my credit card account. I sorted them into bags and put the same coins in the same bags for as much as I could. There was 1 bag with a mix of 5p and 10p coin, totally…
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Can I eat well by earning from surveys?
:hello: To begin with I have to save every spare penny I have as my friend who I live with has asked me to move out in June. (He wants his house back.) So I have done a budget to try and see how much I can save by then. However, its less then I need. Since the 2nd of March I have earned £45 doing surveys :T So the aims…
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February's Bring Your Lunch to Work
Happy February and welcome to a new shiny month and a new even shinier challenge. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you want to join in and I'll add you to…