-
Iqor hassling me - don't owe anything
I posted this originally on the Debt area but someone suggested it would be better to post it here, so this is a copy. Sorry if this is long, but I have a bit of a problem. I am receiving repeated unwanted calls about my Paypal account. When I got the first call, I put it down to a scam and then checked with Paypal to see…
-
3rd party debt
My ex partner has cleared off - I dont know a forwarding address. Ive found since he has gone that he has loads of debt that he obviously has no intention of paying. We have no joint bank accounts etc - and none of the debt is in my name - but i am worried that i will be landed with it. Can anyone offer any…
-
Bailiffs
Hello Where do I start. Ok. 2006 Anglian water secured a CCj against me for £700 . But as always there is a story attached to this. Prior to the debt I had a water meter here when I moved in. There was an issue with the meter as it was not recording properly. So Essex And Suffolk changed the meter and recalibrated the…
-
mental health and debt
Morning My partner had a breakdown a couple of years ago. He has a careworker, and sees a Psychiatrist every couple of months. He secludes his self in the bedroom, permanently...doesnt deal with finances letters doesnt go on the phone etc etc. we are getting a number of debt letters from various agencies, a defaulted…
-
debt worries
hi im looking for some advice and im not sure where to begin looking, i have a full time job and my wife works around 17 hours a week (used to be more but had to cut hours to look after new born) we are really behind in alot of payments and we find our selves with around £95 a month for food. the only benefit i am entitled…
-
Please help - fiance's mother ran up £1400 debt in his name
Hi, My fiance just received a letter from a debt collection agency saying that an old credit card (that he had paid off years ago) had £1400 unpaid debt and that it had been passed on to the debt collection agency by the creditors. This debt has been run up by his mother (I know, I can't quite believe it) without his…
-
Brian carter solicitors water bill
hi Ive recieved a letter from brian carter solicitors and fredrickson international about a water bill dept, for £3163.50. the bill itself has attached a £2480.17 arrears. I had the same bill in 2008 from brian carter and set up a direct debit to clear the arrears, i have bank statements to prove that they have had nearly…
-
Help With Debt
Please help I own my property outright and I am currently unemployed. I have several debts that at the moment that I am up to date with but my savings are about to run out. I would just like some advice on whether my home can be taken off me? I have 2 loans both are unsecured these total £12,000 plus I owe around £7000 on…
-
Council Tax Closing Bill - Arrears from 4 years ago???
Hi I have recently moved house and just received my Council Tax Closing Bill. It states that my balance is over £900 which prompted me to call them to notify that they had made a mistake as I pay my council tax every month by direct debit without fail. They told me that the arrears were from 2008 (!!) - 4 years ago. This…
-
Advice re family member with debt and mental health issues
I am seeking advice regarding a family member who is currently in hospital after suffering problems due to his mental health issues. He has long term had problems and has in the past got into debt which was being sorted out. He was recently coming off of medication and has it seems taken out some form of credit, A debt…
-
Social fund debt
hi i am currently in about 4000 worth of debt and about to apply for a debt relief order i have mental health issues which has contributed greatly to my debt.i have been told that a social fund debt can not go on a d.r.o i currently owe the dwp 1300 pound which they take 13.50 a week off me is there any way i can apply or…
-
Debt belonging to previous owner
We bought our house last septmeber. But in the last week we have received a letter for the newphew of the previous owers. It was from a pawnbrokers letting them know they have 4 weeks to settle there interest payment on a loan or the items they pawned in will be sold on. Should i be worried about anything. Debt…
-
In debt because of mail theft
My partner has previously hid mail from me to hide debts, it's nearly lost us our home. A year ago the bank told me I was 6months in arrears on the mortgage, debts from the council had been transferred to our mortgage, I manged to scrape the money together to pay it off. Yesterday I found a letter from the bailiffs on the…
-
Bailffs
I have never been in debt that has required a bailiff before . One came to my house to retrieve a council tax debt that was under liability order. I let him in as I have a toddler and did not want to leave her alone. He got me to sign a "payment plan" which I later realised was a walking posession order (after reasearch on…
-
debt collection agency looking for me and I don't know why
Hi, and cheers in advance. I received a phonecall from a relative in Edinburgh tonight after she'd received a phone call from someone looking for me. The caller refused to say what it was regarding or who they were, but asked for my contact details (which were refused), but left a phone number for me to contact them. I…
-
In debt because of my brother
about five year ago I was desperate to get on the mortgage ladder so I teamed up with my brother and we bought a two bed flat, we both moved in and all was good. about two year ago I moved out the flat and moved in with my girlfriend. I am still paying my half of the mortgage and have always done so , I have recently found…
-
Deceased mother in laws credit card
Last year my mother in law passed away, everything was dealt with through the solicitors as she left no will. We were told by the solicitors that all outstanding debts would be paid from her estate then once that was all done any surplus funds would be split between my partner and his brother. That was all done last year…
-
Removing charges and interest on Catalogue
Hi, I,m looking for some advice regarding a debt which I have through Shop Direct Financial Services (Very catalogue). I received a letter dated 28/05/2012 from a company called capQuest Debt Recovery stating the have "bought" the debt from Shop Direct Financial Services which they currently have as £1,041.06. I hold my…
-
Next directory say I owe £800 +
Hi I have been sent a bill by Next Directory for over £800! Needless to say I know nothing about it. I rang them and they said they would lock the account and somebody from their security would ring me on Monday (they didn't). I have sent them a letter saying I have no knowledge of any such debt and asking them to refrain…
-
Disgraced & ashamed of myself!
Firstly I would like to say that I find this so hard explaining considering, I’m ashamed of myself for getting in this mess in the first place. Around a year ago, I started showing signs of depression, To me, I was “normal” It was others around me that noticed that there was a huge change in my behaviour and that I was…