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Loan after company went bust
Dear All, I would like some advice we got some windows around 6 years ago from st helens glass on a 10 year term (yes - I know it was stupid). I am still paying for them, as people may known st helens glass went bust around 6 months ago. The finance was with first national arranged through st helens glass, in the contract…
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Secured loan - early repayment
We have a secured load against the property. We now wish to move however the early repayment penalty is preventing us from purchasing the house we want. Is there anything we can do or say to the lender to reduce the amount?
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Applying for loans when between employment
Hello, I am due to begin a new job next week, and would like to take out a loan for £7000 to enable me to buy a car. I have spoken to Northern Rock to see how this would effect an application and they have advised me to apply once I begin the job, and that they may ask to see my last 3 months wageslips at any point. The…
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Loan Help
Hi. I found myself in financial difficulty a few years back and defaulted on a few direct debits. I've now been paying everything on time for over a year. I live at home with my parents and for my age, 23, am on a decent salary - £23,500. I need a loan for a car - no more than £2,000 - but given my poor credit history and…
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Hire Purchase
Hi there We are thinking of 'buying' a car and thought for our circumstances Hire Purchase would be the best bet. We both have excellent credit ratings, but a load of debt which doesn't add up against our income in theory (we bring in over £5000 a month, but some of this is child maintenance, contract work etc). So, if…
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applying for a welcome finance unsecured loan
i have quite a few bills and i am thinking of applying for a welcome finance loan, i know you are all going to tell me im mad but i cant see anybody else lending us the money.. do welcome finance accept everybody for a loan ? ? we have bad credit rating so normal banks etc are no good to us
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Barclays Loan and Lowell Financial
Hello, I am trying to help my son who has been contacted by Lowell Financial about a debt to Barclays Bank for - I think - a personal (or car) Loan. The loan was taken out in around 2004 and he paid continually - then he became unemployed and moved several times. The letter from Lowell Financial received last week demanded…
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Natwest Loan
I applied for a loan with Natwest 2 weeks ago on Thursday. I still haven't received the paper work. When I spoke to them last week, the agent tried to blame it on the postal strike even though it was suspended ages ago. What are peoples experiences with the turnaround from Natwest? Could the application go kaput from here…
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Hsbc Flexi Loan
Hi - I have an overdraft of £1000 and I've been told I can get an HSBC Flexi loan to pay this off at £40 per month for approx the next 3 years. I also have a Nationwide loan which I will finish paying off this Dec (£148 per month) plus am paying off an int.free credit card at about £55 per month. I've just bought a flat so…
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noworriesloans.com
hi all just a quick warning about noworriesloans.com just had them on the phone as applied for a loan but they are only interested if you pay them £49.99 and they just keep trying to take card details.:mad:
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Student University Loans .Danger.
Hey guys, just thought i'd drop a little bit of advice more then anything and inform you on my situation. Im 19 and currently unemployed, i did my GCSE's got 8 GCSE's A-C, and got 3 A Levels. So I thought the next step would obviously be Uni. Big mistake, lets just say the 1st semester was fine, we were doing what the…
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Get loan; start paying it back in eight months! Possible?
Is there a loan out there which you can take out and not start repaying until six months later or more? Eight months ideally! My parents lent me a substantial amount of money to pay off all of my debts a couple of years ago and I pay them back £420.00 per month. I finish paying them off in March 2008, which is now fast…
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Can virgin do this?
hi at the end if of april i took out a virgin loan for 5 grand deferring intial payments for 3months first payment due 5 aug - i called on 4 july for settlement figure to clear balance and told 5 grand as interest not yet added paid this and today have had letter statin settlement figure is £241.03 and to send them a…
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Un-welcome finance and secured loan -help needed.
Hi everyoneI have a secured debt with Welcome (I know This was from a loan I had previously. Everything had been ok with small loans(unsecured) which I paid back sucessfully. I needed to get a loan and turned to them for obvious reasons at the time. The loan was for 5K and I didnt realise it until later that it was a…
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Need a Loan, not a homeowner
Want to get myself out of a rut and need a Loan. I'm not a homeowner and havn't had the best credit history in the past. Can anybody suggest a Loan Company that I can try and get a loan from. Thanks
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help needed with self cert secured loan
hi there, any advice would be much apreciated please. Our circumstances: my partner has been self employed for ages but has recently set up his company, so we are looking for a self certified secured loan so we can finish renovating our house and add a couple of debts into it. we are capable of making the monthly…
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Secured Loan - is ours valid?
Hi My partner & I took out a secured loan with Picture earlier this year. Thing is it's secured in our joint name against the house, whereas the house & mortgage is in his name only... Our recently acquired Financial Advisor has expressed amazement that they have done this, we are now looking at sorting affairs out to lose…
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Confused over interest when burrowing
This is what I thought a bank told me: The interest depends on the number of years I pay back. So if lets say it's 10% for one year, it's 50% if I pay back over 5 years. Is that right?
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Loan Repayment
I am about to repay a loan and have been sent resettlement figures by the loan company. The brakedown is as follows: Balance outstanding £15,373.26 Add interest to settlement date of 11/09/2007 £ 182.52 Add early settlement fee £ 133.65 Add fee for discharge of security £ 200.00 Total amount payable £ 15,889.43 My question…
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advice needed r.e paying off car finance please!
My partner has taken on finance for our car we now wish to pay this money off and sell the car. We are finding it incredibly difficult to get a loan to pay off the finance. We have a bank account that is run well and a credit card and things we would have had to be credit searched for but we just don t seem to be able to…