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Trading 212
I’m currently with HL.co.uk but looking at trading212 and their zero fees is very appealing. My question is how safe are they compared to the rest?
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Selling shares with a certificate
Hi Everyone Firstly I'd like to apologise as I am sure this will have been covered already, but I am not very good when it comes to things like this so I thought I'd ask anyway :) I have some shares on a certificate that I would like to sell. These are shares that I bought through a share save scheme at work. When I was…
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USD savings account with full FSCS protection
An unusual offering for the UK market - easy-access USD Savings Vaults, interest rates 0.4% to 0.65% AER. https://www.finextra.com/pressarticle/85774/revolut-rolls-out-usd-savings-vault-for-uk-customers
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Aston Darby insolvency
I invested in Aston Darby in 2017, I filled all the required papers and send them back to the company. Since then they had returned papers back to me twice for corrections. Until now, and after I had completed all papers and submitted to them again, they did not send me any update about registration in land registry. They…
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USA Shares managed by USA Investment company
I have had some USA shares for decades and they have always been managed by the same share-dealing company in USA that arranged the original purchase (through a company share-scheme). I have for a couple of years, had my dividends from my USA shares paid in to my US$ account with Transferwise, and alongside completing my…
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Tackling Wonky Drawdown Portfolio
I'm just about ready to start trying to put my drawdown portfolio right after it went pretty disastrously off the rails for reasons which I won't go into. It was set up 5 years ago by my trusted IFA. I was happy with the original risk level and make up of the portfolio, which was allocated across the sectors as follows:-…
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Post office instant saver
My son currently has 2 jobs his wages go into his Barclays current account but he also has a instant savings account at the post office can anyone tell me how much savings can he have in his post office account before he pays tax on his savings many thanks
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Any experiences of Yodelar?
Title says it all, ongoing of 0.75% worth it?
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Where to put my money
I am about to get a sum of £15000 inheritance and do not know the best place to put it. It will eventually be used as a deposit on a house but until then I am looking for advice on the best saving solution! Thanks
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L&G Global Small Cap
Hey guys, I was trying to find the L&G Global Small Cap fund on an investing platform. I searched all variations I could think of, including the isin of (IE00BG0VVG79) iweb, II and Fidelity don't seem to carry it. As some big name platforms that seems a bit odd no?! Am I doing something really pebkac here?!
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Capital gain on 20 year old shares, how on earth can I calculate it correctly?
Hi all. I debated between posting here and the "Cutting Tax" board, but thought this would be better as it is investment related. Mods, feel free to move if appropriate. I was wondering if anyone more experienced could help me work how on earth I would go about working out the capital gain on this mess? I know the numbers…
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Forex Trading
Hi all a friend of mine has been putting money into Forex Trading. He has been using the Sangus Group who use Go Markets in Australia. He's been saying that he gets excellent returns of 1% per day which he compounds the interest. He also reckons that it can't lose. I can't find any information on there website except there…
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Investment advice for high earning teenager
My teenaged son has just signed a professional sport contract which means he will earn a six figure sum each year for at least the next few years. I'm reasonably clued up on finance and investments for regular folk in salaried roles (pensions, stocks & shares ISAs, JISAs, LISAs and so on) but this is totally new territory…
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Capital gains tax and dividends employer share scheme
Hi, I was hoping that somebody could help me with a few questions about an employer share scheme. 1) I buy shares through an unapproved employee share scheme through monthly payroll. My employer tops-up the amount I invest in the shares so in effect I get some free shares each month. I pay income tax and NI on both my…
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Monevator... And others
Hey guys, I'm an avid reader of Monevator, reading new content as soon as it comes up and slowly trawling my way through years of articles. Love it! I've sort of happened upon a few other blogs and YouTube channels, so far none of which I rate as much as Monevator, but some interesting content none the less. What blogs or…
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Vanguard question
Hello all, Looking for advice from more seasoned investors. I am late 30's and have just started investing for the future. Last few years I have saved extra into the pension and looking to add stocks and shares ISA into my overall savings. I currently have a 10k spread in vanguard 80 & 100% life strategy funds. I am…
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Is My IFA Trying To 'Sell' Me To True Potential?
My IFA wants me to move my SIPP from Aviva (bought through IFA) to True Potential. It's apparent that TP will take over management of the SIPP and my IFA will be paid an introducers fee - apparently this a one year arrangement - for the duration he won't be paid by me. After 12 months, I can either keep using TPWM or…
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Best way to invest
Years ago I used to pay into endowments as a way to save but they no longer exist so what’s the best way to save for the future considering ISAs are really low at the moment
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Fundsmith ISA wrapper ...
Hi. I'm not sure if this is the right place to ask this. I have several hundred thousand invested in a Fundsmith ISA. I invested a couple of years' ISA allowance directly with Fundsmith more-or-less from the start, and have more than quadrupled my money, so it's been great for me. I do think it might be time to take some…
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Going up or down with bond risk.
With all the talk of bonds overheating , not doing their balancing job, boiling over, about to crash etc , if I had been going to invest in the low end risk level of a global multi asset fund , sacrificing growth for preservation ( theoretically) since Im in my earlyish 70's --then should I be thinking about going up a…