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Tesco savings - Clubcard offer
Hi all. I've got a Tesco clubcard credit card, and received a leaflet in the post a while ago saying that I could get bonus clubcard points if I opened a savings account. I have lost the leaflet, can't find any details on the web, and dread trying to get anything useful out of their call centre. Anybody else get this…
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isa transfers
Hi everybody out there I am a forum virgin so please bear with me I am presently in the process of moving a cash isa from nationwide to legal and general I have since reconsidered and would like to transfer elsewhere anybody out there who can help
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A bit of a quandry
I have two investments I'm unsure what to do with. Both held for ten years so lots of ups and downs. Both recommended and held for me by a major IFA Barclays Sterling Bond has gained about 20% gross. F&C Managed Growth has lost about 30% No Capital gains if I sell off both now. But I can't make up my mind what to invest…
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What is the best 2 year fixed rate bond?
I'm looking to put away £5200 for approx. 2 years. The best rate I can find is with AA 25 month bond @ 4.35%. Is this the best I can do? Any ideas would be great. Thanks.
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Bond
Barnsley Building Society 5 year fixed rate bond 5.40 % other options available. :T:T Check it out.:j:j Interest rates are increasing :dance::dance:
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How to invest my hard-earned pittance!
Hi guys I was just wondering if anyone could give me some advice. After struggling for many, many years with debt (I'm on various debt-management plans etc) I have managed to save £3k in my bank account that is just sitting there in a basic interest Alliance and Leicester current account. I'm anxious to make the most of…
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Sell shares or keep and get interest?
I have roughly £9350 of shares to sell and wondered whats better do do at present? They're in a nominee account so every 3 months (I think, correct me if im wrong) I get a cheque through for about £140... Am i better off keeping them like this and getting the cheque sent through every quarter, or selling them, putting…
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Scottish Widows Flexible Option Bond-good for 2%!
Thank god for this site! probably saved me thousands. 4 years ago I was persuaded by a Lloyds rep to invest £100k in this bond. My initial question was, I've got £100k, what monthly income could I get with low risk. Oh, say's he, you can get (this was in Jan '04) £375 per month and any other growth will add to capital.…
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P85 form, tax refund on leaving the UK
Hi there, I am in the middle of filling out the P85 form, tax refund on leaving the UK, as I am leaving the UK around August 09 time. Now I am finishing work in July, so no problems submitting my P45 with the P85 form. I have to questions though? 1) Half of my income to date this tax year 09 to 2010 is from savings…
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Halifax Regular Saver 5% rejected?!
Hi, I have just applied for Halifax Regular Saver 5% and been rejected..It said that it I am not eligible beacause I don't fulfill the age requirements (which I am sure I do) or because I hold maximum amount of regular savings accounts:confused: I only have one regular saver with Halifax and I am a trustee only anyway as…
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why do they do ths........halifax reg saver rate hike....but not for existing acnts..
Having read this morning of the rate hike to 5%, I understand that if you already had an acnt, the rate increase does not apply! Well, I intend to close mine, and open this new one. Mines been only running for 2 months so I reckon I will not lose out. But it is so annoying.
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Loyalty Account
Just had a flyer from Dunfermline Building Society offering me (as a loyal customer) the chance to invest up to the maximum of a million pounds in their Loyalty Savings Account at 0.10%!!
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Saving for a Child... How to, How Tax Works etc
Hi. I've got two questions i'd like help with. I have read the MSE child trust fund article, and am still a bit confused. 1) My brother & wife has recently had a baby, and i want to donate money ( 10er a month) towards their future. I understand a Child Trust fund has been set up, but it appears that parents can give a…
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Help with Technical Indicators settings
Could any of you traders here please help me out with the settings for Tech Indicators on my charts. At the moment I am using a Line chart with moving averages on a 2 minute timeframe but it looks very messy. I sometimes change from Line to Candlesticks on this chart. Below that I have MACD chart and below that Smoothed…
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Sterling Investment Bond question
My mother has invested £52k in a Sterling Investment Bond, a few years ago. She's just received an update to say that it is now only worth £38k, so a loss of £14k in about 3 years! Shocking! It's a lifetime bond - what's the general opinion, should she keep her money in this bond, or move the money elsewhere, bearing in…
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Ellis capital investments
Had a phone call this am from a "gent" who claimed I had a conversation with them earlier in the year re investment opportunities;He was just returning my call!! I denied all knowledge and hung up on him.Anyone heard of them in connection with scams??Or are they legit??
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Savings help / advice pls...
Hi everyone, Was hoping someone could give me advice or help point me in the right direction, i will admit i dont have much knowledge when it comes to savings and different types of accounts.... I have £1000 in savings that is just sitting in my normal bank account so decided it would be better put in a different type of…
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Saga 18 month fixed rate account & 5 year bond (Over 50's only for the bond)
Saga will launch a fixed rate savings account and a new 5 year bond on 24 July: 18 MONTH FIXED RATE SAVINGS ACCOUNT: a post and telephone operated 18 month fixed term account with a minimum investment of £1 paying 3.65% yearly (3.59% monthly). Earlier access and further additions not permitted. 5 YEAR FIXED RATE SAVINGS…
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Trading the markets in Scotland or Northern England?
WorldSpreads(a UK financial spread betting provider) have launched a new offer for Scotland/N England based customers. If you deposit £500, they will credit your trading account with £100 (to trade with, cannot be withdrawn) and also offer you up to £250 cashback on losses which allows you quite a number of risk free…
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New to savings
Hi, I'm new here. Great site with some great tips. I'm in my first full time job now and looking to start saving properly. I've only ever had a current account. I have a £2k lump sum I can start saving with straight away. I can put away £600 each month. I've read about ISA, cash ISA, regular savings etc but I'm still…