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Tesco dental insurance
After a visit to the dentist today, I was reading the policy documents for the Tesco Dental Insurance on their website and was surprised to see only 50% of the cost of private dental treatment was covered - I had thought it was 80%. When I read my policy documents at home, it was 80%, and it seems over the last few months…
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Zurich New Build Insurance Excess
Hi, I have made a cliam on the new build insurance for my flat which Zurich have agreed to with an excess of £1000. I have a lease on the flat but own a share(1/6) of the company that owns the freehold. Since the repairs are to windows seals and the damp and plaster damage casued by the leaking I am trying to access the…
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Temp car insurance
Can anyone advise me of a cheap way to insure our car for just 7-10 days? Our annual insurance runs out at midnight on Thursday but we are due to sell the car some time next week so am loathe to take out a renewal policy for the sake of a few days. ave spoken to our current insurers, explained the situation, and the best…
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home insurance - who only asks for 3 years history?
I'm looking for insurers who only ask about claims in the last 3 years for home insuracnee if anyone knows any? Reason is that we had a rather bad run of luck between our 2 flats and got flooded by the people upstairs 4 times in a relatively short period which has left us with some real problems getting good quotes for…
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Protected No Claims Problem
Hi everyone, I have received the following from my insurerer When the policy started you had 4 years no claims bonus. As a claim was made during the policy, we were unable to offer you a further years no claims bonus. By protecting your no claims bonus, we did not reduce the number of years no claims bonus, you had already…
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Insurance on 2 cars same NCB
I have a car which my son is a named driver and im the main driver i use my 5 years No claims bonus on this car. i also have another car which im the main driver but i cant use my no claims bonus on this as i cant use it on multiple cars with tesco. so my premium for this is sky high do any insurance companies use them on…
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Life Insurance Online
I was interested in the discussion about life insurance online and that Money Saving Expert was recommending a few companies that give up all their commissions in lieu of a set fee as best buys. As a full commission broker, I was curious about this, so did my own tests. Rather oddly, the quotes I was able to obtain were…
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MPPI or Mortgage Break
Hi my husband has been informed by his work that there may be redundancies in the near future, we currently only have mppi for sickness not for redundancy, I have always resisted paying for this kind of insurance as if required we can take a mortage break for a year, however my SIL thinks that we should have the payment…
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Permanent injury after accident, Payout Amount?
Had a car accident couple years ago after which my mother had to have key hold surgery for slip disc and on top of which she has had to attend various pain clinics and another epidural. The independent Doctor stated a) this is now a permanent injury, b) it would have happened anyway in three years. Mum’s GP disagrees as…
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Nationwide home insurance & quidco
I bought home insurance from quidco and it has not tracked .I got this from quidco."This merchant may take at least 90 day(s) to report transactions. Please wait until 15 Dec 2008 before submitting an enquiry". This seems a long time to me. Thanks
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Travel Insurance for over 80's
Hello...my mum ..81 in February... is planning a trip to Australia for my cousin's wedding in April.The problem is that the travel insurance is going to cost almost as much as her flight!!!!:mad: Has anyone got any suggestions as to a company that will insure the over 80's for a reasonable price...She also wants to stay…
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AA membership
Good morning. This isn't an insurance question as such but the problem has risen due to my renewing my car insurance and managing to get free breakdown cover. Consequently I am trying to cancel my AA membership. I have been with them a few years and they write to me at the end of the year and if I don't respond they just…
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A question for brokers...
...if someone enquires about dental cover, where should I go? I am aware of a Healthsure cash plan, Denplan and WPA (pricey) but are there any others who can do this?? Many thanks in advance.
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Paid off mortgage with cancer in remission?
I heard a story recently about someone intheir thirties who had cancer in one place. The cancer was treated successfully and they told my friend that they'd completely paid off their mortgage with the compensation despite it being in remission with no more treatment. I'm ashamed to say that I know very little about life…
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Water Leak from Flat Above
We are the owner-occupiers of a ground floor flat. Last year the tenants in the rented flat above flooded their bathroom, which leaked through the ceiling to ours. It didn't cause any visible damage (apart from a few water streaks on the wall), but I logged the incident with the insurance company. The buildings insurance…
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Ideas of cost of increase for car insurance
Hi Was wondering if anyone had any ideas of how much it would cost to add me to my partners car insurance when i have passed my test. background. hes 24, had the car for a year, full year no claims, car kept on drive at night and he pays £750 a year fully comp including legal fees. its a 2006 toyota avensis 2 litre…
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Premium increase by how much after no fault car accident? (NCD protected)
Hi All, Before we ring our insurance company, I wondered if anyone could give us some advice please? Last night my partner had an accident in the car. A fox ran out into the road in front of him on a motorway slip road, as he was gathering speed. Poor little thing stood no chance - my partner said it all happened too quick…
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ins company deliberately overcharging for tin of beans
for those interested in the debate on deliberate over-charging by insurance companies http://forums.moneysavingexpert.com/showthread.html?t=1436885 what do people think of this issue? all we get as customers is "you must not do this", "you must not do that", "a charge for this", " a charge for that" - my message to the…
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Return to Invoice Insurance! Help Please
Me and my partner bought a car a year ago! Was sold Return to Invoice Insurance which wasnt described the best. He said how much do you think your insurcance company will pay you if you write the car off! He then said they wont pay no were near the price of your car. Then gave me an example if my insurance company pay me a…
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Electricity charges due to fault
Hello everyone, I've got a bit of a problem with electricity charges and am wondering if there is a way to claim back some money through insurance. I've had problems with boiler thermostats overheating in the past, which i've had fixed but might still be a problem by the looks of things. i'm a student, am fairly energy…