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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Insured or Not?
Hello, I’ve read a few threads on here and many people seem to be correct when giving advice. My question to everyone is the following: Had an accident 16 months ago. I called to report the accident straight after it happened and said I was coming home from work. Surprise, that wasn’t included in my policy and I am deemed…
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Have you already bought the car?
Why do insurers/comparison sites ask if you have already bought the car? Is it better to get quotes before buying or after?
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High rise in home insurance cost
Ive received my renewal quote from my home insurer and it has gone up by 43% in just 1 year. How can they justify such huge increases when the risk hasnt changed? Can anyone suggest an insurance company that charges reasonable costs? Sadly when I used a comparison website the quotes were either roughly the same or even…
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MORE THAN to stop providing insurance
Apologies if the post is a duplicate, I did search but the phrase "more than" provided way too many results to be useful. Anyways, they're to stop providing insurance products ... https://www.morethan.com/information-about-more-than/#:~:text=Why are MORE THAN no,MORE THAN brand during 2024.
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Buildings insurance - property in trust
In 2013, Mum and Dad put their property into a family protection trust (50% in each person's trust). Dad passed away 8 years ago but his FPT continues. For the last couple of years, buildings insurance has been arranged through a brokers - most insurance firms wouldn't provide cover as the property was not owned by an…
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Insurance returned car in undrivable state and refuses to help further
Apologies if this isn't the right place to post, I'm new to the site and desperate for some advice. In summary: My SO had her parked car hit by another driver over 5 months ago. There had been minimal communication from the garage and insurance despite her having to chase up on where her car was being held (it was left…
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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Changing Main Driver
Last year my wife bought a car and the V5C and owner is her. This year I would be the main driver, do we need to change the V5C? Or just put my name as main driver when we renew car insurance? We don't mind to lost 1 year NCD.
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What sports are covered under permanent income protection
Hello, I wonder how the insurance market works in UK regarding permanent income protection. I'm evaluating a few and none seem to mention exclusions for sports, but then I ask myself why sports insurances exist... Is it relative to the way the pay? Permanent income vs lump sum? I just want to do some sport for fun where…
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Car insurance.
Excellent link to find new car insurance but, it does not mention saving money if you have either a dash cam or black box fitted. Does anyone know of a company who does? Aviva don't.
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House insurance - 12 week holiday
Anyone have any good options for insuring house for a 12 week holiday period? Luckily my current policy runs out around 2 weeks into the holiday so it will cover me for that (think up to 6 weeks). Ideally after that I'd find an insurer who allows long periods of un-occupation to cover the remaining 10 weeks. Alternatively…
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Selling my Term Life Insurance
Im looking to sell my Term Life Insurance but its a mine field and most of the search engines are from the US. Ive been looking for hours now without any joy. Can someone please advise. P.S. I have no dependents, Policy is for 22 years and started 2011. Any advise or direction would be appreciated.
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Car insurance finance company requesting payment on policy that has been cancelled.
Hi all. I received my car insurance renewal around a month ago, and to my dismay saw that there was a significant price increase, from £78 to £113 a month no less, so after temporarily forgetting and subsequently remembering about it nearer the date i checked the email, which stated I must opt out / cancel no later than…
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Third party car insurance threatening legal action against my father 4 years later
My dad was involved in an accident in 2020 which went to court due to disputed liability, my dad was made liable for the incident and his insurance was meant to pay for the third party costs at the time, the third party insurance was direct line. Anyway 4 years later we now receive a letter from direct line car insurance…
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Bleak news for Home Insurance pricing
https://www.abi.org.uk/news/news-articles/2024/4/weather-damage-insurance-claims-worst-on-record/ Worst weather on record resulting in £13m per day being payed out in claims Compared to 2022 * Weather related claims up 36% * Theft claims value up 15% * Non-weather-related water damage value (e.g. water leaks) up 20% *…
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Car insurance
Yesterday during high winds we went to our local garden centre. I parked next to another car and when my husband opened the passenger door a gust of wind caught the door and it struck the drivers door of the car next to us. We checked both doors to ensure there wasn't any damage to either vehicle and there didn't appear to…
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Car insurance claim
I am getting conflicting advice from friends
about this issue. I hoping somebody can end my confusion. A couple of weeks ago I took my Mum out
for her birthday. Another driver scratched the front passenger side near the
bumper of my car as it was parked up. There are no dents just quite severe paint
work damage. He scraped…
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Car Insurance Claim
Last year someone hit me and so I put a claim in with my insurance, the company were terrible so I asked the claim to be closed as I was cancelling the insurance with them anyway. Nothing came out of the claim as it was closed. When looking for a renewal quote now, do I have to declare this as a claim or as it was closed…
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Equity & Law Multiplan Lifecare critical illness claim - AVIVA LOST FILES HENCE REFUSING CLAIM
AVIVA REFUSING CRITICAL ILLNESS CLAIM DUE TO AVIVA DISCARDING OLD AXA SUN LIFE EQUITY & LAW POLICY RECORDS IN THEIR ROMFORD OFFICE ! PLEASE HELP I Desperately need help please with an old AXA Equity & Law MULTIPLAN LIFECARE critical insurance policy please effected in 1990. I would be much obliged if you have retained old…
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Home Insurance (POA Question)
I am POA for an elderly relative currently living alone in his own home. His buildings and contents cover is due to renew and (as seems to be par for the course) the increase is exorbitant and I need to seek a new provider. This isn't something I've had to do before, so question: If I use search engines for quotes using…