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Barclays Tax Haven ISA
Sorry, if this is in the wrong place. This is my first post. My hubby and I opened an ISA with Barclays last April 4th using £3000 each. We sat at the same desk, handed them in together and cashed them in at exactly the same time. We each received the same amount of money. When the statements came through the post, it…
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Barclays Golden ISA feedback
Hi folks, Barclays has just launched its new Golden ISA, paying 3.61% AER with a 1% bonus, and has been added to the Top Cash ISAs article. However, previous incarnations of this in 2007 and 2008 came packaged with nightmarish customer service issues; so much so that we originally intended to warn people against the…
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Mixed messages from Barclays
On a previous thread I said how I took out a Barclays Golden ISA when it still said 3.61 on their website only to find out they dropped the rate later that day. I was then concerned I would lose my taxfree status if I closed it rather than transferred (anywhere else I wanted to go wouldn't take transfers). Meanwhile after…
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nationwide isa
my nationwide one year isa is up in july is it best to fix for six months maybe rates will go up by then the 12 month fix is only 2.5%
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Non tax payer
Can I put money in an ISA as I have just settled here and am not working.
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ISA's which will accept the new £5100 limit for over 50's
Does anybody know of any providers other than Kent Reliance who have 'nailed their colours to the mast' and said they will allow the extra money to be paid in when the allowances change at a rate fixed now? I had decided not to use my allowance until October as I was able to get a 1yr bond at a rate which, after tax, was…
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Stocks and shares ISAs - minimum investment
Hi, I'm considering opening a stocks and shares ISA, most likely using Hargreaves Lansdown. One thing that's not entirely clear to me (and there are many!) is the minimum investment I can make in a given fund. The Hargreaves Lansdown website says the minimum is £1,000 for a new fund and £250 for a fund you've already…
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over 50's ISA limit
I'm thinking of putting this years ISA allowance into a fixed rate ISA for one year with Birmingham Midshires, I'm over 50 this year and wondered if anyone knows if I can top the ISA up to the extended amount in October or if I put 3,600 in now that's my lot - Nationwide only allow £3,600 in their fixed ISA with no more…
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Barclays golden isa drop???
the rate when the barclays golden isa was realised was 3.61% AER now ive just check on the site and it dropped to 2.58% AER (a drop of 30ish %on original rate:eek:) http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?task=homefreegroup&value=16092&target=_self&site=pfs havent seen any reason for it to change, can anyone…
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Halifax Direct Reward ISA
I am going to transfer my current ISA. I have just looked at Halifax Direct Reward ISA paying 3% which is guaranteed for one year.You can make 4 withdrawals a year and transfer to another provider during the one year if you wish and still get 3% interest until the day you transfer.This account gives a guaranteed rate for…
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Transferring From Post Office ISA NS&I
I can't seem to get hold of the address I need to send my ISA transfer form from my new provider to Post Office ISA NS&I. Does anyone know? I have found two addresses relating to this department. One being in Brighton & the other in Scotland. Thanks.
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Cash In my ISA
Guys, Need some advise, made redundant and was out of work for 8 months, now back to work. Ran up £28k debts on credit cards (cash on credit cards!!) to pay mortgage amongst other things. Then didnt pay mortgage for 5 months owing £9.5k. Have 2 car loans at £700 total and fixed 10 year mortgage at £2200 per month. Whats…
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ISA transfer time
I opened an ISA in April and transfered the money from my old isa into it. I am still waiting on the money to arrive in my new isa! Is there a limit on how long it should take?
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Transferring ISA when already part-subscribed to another?
First of all, apologies if this is a commonly asked question but I haven't been able to find an definitive answer online. I thought I had but I still have nagging doubts. My situation is that I have an HSBC ISA (Don't ask!) with £x in, £y of that being from contributions made this year. I now wish to open a Northern Rock…
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NSandI Phishing e-mail
I recently received an e-mail purporting to be from NSandI and just wanted to advise people in a similar position to beware that this is a phishing e-mail.(see below) ____________________________________________________________ Dear NS&I Customer, During our regular scheduled maintenance of online systems, your Individual…
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Newcastle Building soceity
Hi Guys. Just wondered if any of you have had any dealings with Newcastle Building Soceity? I have opened a ISA+ Account with them recetly and transferring my current ING Direct ISA to them. Very early days, but wondered if any comments out there!!! Thanks n:p
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Slightly confused about a section on first direct ISA transfer form
I am filling in the isa transfer form to transfer my isa to first direct and there is this one section that I am confused about. isa manager's address. I assume the manager is the bank/building society I have my current isa with but is the address they want the organisations HQ or the address of the branch where the isa…
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Transfering ISA's
Hi, I currently have an ISA with NS&I which I have had with them for 3 years. Due to their low interest rate I'm thinking of transferring all my current ISA to the Natwest e-ISA in a week or two. Once I have transferred my ISA across if the Natwest e-ISA's interest rate is dropped, say in 4 months time, can I then transfer…
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ISA - Is anyone waiting for better rates?
My halifax 1 year fixed rate ISA of 6.30% Gross p.a. is coming to end in a few weeks. Now halifax offer 1 year fixed rate ISA of about 3.3% . I was wondering should I just just wait month on month and see what changes with the interest rates? I do not follow money matters, so wondering does anyone think this is sensible…
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National Counties Guaranteed ISA
Has anyone managed to get through on the phone to find out if you can still send for this if you have been sent their application form? After hearing it had been closed I've been trying to get through but its continually engaged so I don't want to send off if I've no chance after the mess-up I've had with Barclays.