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Debt Free!
Unsure where to post this. Want to post it in every topic on every forum known to man! I am Finally Debt free from my loans and Credit cards! :j Just waiting for the letter of comfirmation I have asked for (don't want them coming back in 5 years saying - "oh you still owe this much") Still need to pay my family some money,…
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Psychopathbabbles Pyscho Babbling!
Thought it was about time I started a diary to try and help keep me focussed and on track. :o I'm 24, started with nearly 13k of debt just due to overspending and a couple of hiccups along the way such as scrapping a 2k car and having to get another one. I had my flickering lbm in November and am hoping to be under 10k by…
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Diary of a Debt-Shifting Shopaholic aged 40+
I enjoy so many people's diaries here and found them so inspirational, that I decided to scrape my old diary and start a new one. I have been a member of MSE for over 4 years, but it's only been since January this year, that I've been active on the forum - and what a adventure. :cool: I feel so supportive and I'm sure it's…
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Roll on Christmas 2011
Starting my Debt-Free Diary today, as a way of keeping myself on track...hope it works! :D October 2010: Total debt: £6292.70 (Loan from friend = £4560, HP for car =£1732.70) January 2011 total debt: £4576.65 (£3765/£901.65) March 2011 total debt: £4054.75 (£3326.34/ £728.38) Finally 'nasty' debts have gone! Three 'payday…
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Miss Optimistic's Diary to stay focused & stay organised!
Hi Everyone I thought I would jump on the bandwagon and start an online diary to keep me on track with getting rid of my debt and staying organised. I am generally quite an organised person, but with a husband, 3 kids and a business to run, sometimes its easy to lose track of things. First up - a bit about me - well,…
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in a crisis - create a spreadsheet!
I got a bit down yesterday :( as I can almost see the end of my debts and was fed up yesterday of being "bothered" about them, so i posted on the DFW thread and some great moneysavers came to my rescue with some much needed encouragement, which curbed my need to splurge! :T One suggested to start a diary to keep me on the…
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Pippi’s pulling up her stripey-socks for the final sprint towards the Good-Life……………
Hello!! Here goes - this is our peedie diary mark III thanks for reading!!! We're really into trying to live our lives to the max on as little money as we possibly can............. we have a reasonable lifestyle – on a now very threadbare budget....which I'm detailing here - join me on my omg I've no money adventure!…
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Help, finally admitting cant do this on my own!!
Hi All This is the first time I have posted on here. So here goes! I earn £50k a year, I have a modest property, £600 per month mortgage, but cannot seem to get myself out of debt, manage my money effectively and NEVER have any. Example, got paid on Tuesday last week, have £20 left in my account today... I am the first to…
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My Diary For Getting Organised and Debt Free
After reading a number of diaries on here I thought I would start my own on here. I am hoping that my doing a diary I will be able to keep track of what I am doing, as my written diary is full of things that are scored out. The last couple of months have been rather busy, as we have moved house, DH has started a new job…
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Freedom (I won't let you down)
Hello I am a silly girl - hence my username. I'm 26 and since the age of about 18 I have been a credit card & overdraft abuser AND today, that is going to STOP. I'm around £8k in debt and really I have little to show for it. For some reason I've always been awful with money. I came to the realisation that not everyone is…
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Muffin's never ending story....
Hi all :wave: I joined the site yesterday although I am not an official newbie as I have been a member before, however haven't visited for sometime (naughty naughty!) So I thought I would get a new name, ready for the new year and my new start :D I calculated my debts yesterday to roughly £16,000 however this needs to be…
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Needing advice please
My son and his wife have just split up leaving him with no income as she was the wage earner and he was the stay home dad doing childcare. He has told me he has 10k debt on a credit card, mostly from his wife buying clothes and toys but some stuff he bought too. He does not want to go bankrupt as he is sure it means he…
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Cash, My New Best Friend :)
Hi My name's Thrifty. You may remember me from such diaries as 'New Year, New Me, and 'New Year, New Me, the Journey continues'. I'm starting this diary, which I guess is more of a blog type thing, because as the title suggests, and as I near my Debt Free Wannabe Journey, I want to become better acquainted with my friend…
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Debnmatildas Diary to stop this hell
Hi all, I have been stupid once several years ago and ended up with the big B. I have been slightly stupid a second time and sorted myself out. I havent been stupid but things have got slightly out of hand now and I will end this now once and for all. Im not in silly debt anymore but I have started working for my self and…
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Raising kids and erasing debt!
Welcome one and all. For those of you who saw the little of my previous diary - this is a follow on. So my girlfriend has recently given birth to my son - her second, so Im being a very proud dad for the first time. Part of fatherhood wakes you up and made me realise that its no good trying to get by I have to provide my…
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Sort it out, Mowgli!!
I am 24 years old, living just outside of London, and I have been in debt since I was 18 years old. By 19 I was £10k in debt, and by 21 I had ballifs knocking on my door. It took me until 2 years ago to really get a grip on the fact that I was slowly drowning in all this debt and I took out a debt management plan with…
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Morganarla and The Menagerie's Money Matters!
Hey all! :D Finally biting the bullet and posting my sorry looking SOA on here, and starting a diary to try and enjoy being as poor as a church mouse as well as hopefully get some !!!-kicking in the debt side of things! :p Bit of background - I'm unemployed after moving back to the area I grew up in, but am lucky enough to…
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Ecoelles journey to a debt free future
Hi all, I have been on here for a few years now and seem to be a worse situation now than ever befor in my life. Just don't seem to be able to get my head around where the money goes and when the day will come where we will be able to just say 'yeah, ok we'll see you at the pub later' or 'yeah we are taking a little city…
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Problem Faced - Clear £30k Debt - Time for Action
All details of the situation I am in can be found at: http://forums.moneysavingexpert.com/showthread.php?t=2571307 http://forums.moneysavingexpert.com/showthread.php?t=1090463&page=40 Basically situation is: Around £30k owed High APR's to get rid of Issue with gambling Relationship now at risk due to my lies Previous…
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life at the happy farm.....
Hi folks, decided it was time for some mad ramblings to help me on my way to debt free meeeeee! I suppose I better start with telling folk a little about me, the debts and the happyfarm! Current Happyfarm residents. Me :) - (she who must be obeyed) , early forties, works full time CEO of Housing Org powersuited, groomed…