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Claiming back using section 75
Not sure if this is the right forum, but any help would be appreciated. Back in Feb 2010 I paid £1500 on a credit card to Kerobo claims who said that they could wipe of another large credit card debt and claim back ppi insurance that was invalid. To cut a long story short they have done nothing and now the ministry of…
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Late complaints to FOS after 6 month deadline
The normal FOS deadline is six months after the consumer receives the firm's final response. In May this year, the FSA temporarily extended this limit for complainants who received a final response between 28th November 2009 and 28th April 2010. That extension ends on 27th October. The regulator says it will make its final…
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HSBC Loan - how do I know?
Hi all, apologies if I've missed something obvious in the FAQs, but I've read through my loan agreement and haven't been able to spot anything obvious about PPI. Is it safe to presume that I haven't been mis-sold PPI on this loan? It's a HSBC loan taken out in 2006 and now only has 3 payments left (woohoo!!). Also, I…
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everyday loans
Can anyone tell me the answer to this question...... I currently have a loan with everyday loans, i've had it 18 months and still have 18 to go, when i took the loan out they said i needed to take out the protection insurance as i couldn't prove i had any insurance that would cover me if i couldn't make the repayments, so…
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Citi Financial - Success!
Hi all I wrote to Citi Financial about 3 loans I had PPI on and got a reply saying they would investigate, 4 days later I received 3 letters stating that they would repay my PPI charges within 14 days of receipt of signed document. Also had letter back from Black Horse saying they would investigate and I'm waiting on a…
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Nat West CC PPI
I started my complaint to recover mis sold PPI on a nat west CC on 28th March 2010. I used the template letter available on this site and have now received a reply from RBS asking for a further 4 weeks to investigate the details of my complaint (They have already had 4 weeks). The additional 4 weeks will expire on the 28th…
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Tsb Card Protection reclaim
Good Morning, Just looking for some advice really to do with reclaiming card protection/PPI from lloyds Tsb on my credit card and general time scales at the moment. I originally wrote to Loyds in early November 2009 requesting a full refund of all payments for ppi made on the account going back to 2002. I received there…
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lloyds
just an update on huuby claim on a cancelled ppi on his credit card.LLoyds have been with helding the original agreement have recieved a letter from the fos stating that it is still waiting consideration by the ombudsman does this mean that the adjuicater upheld it and lloyds have rejected it as we have had no letter…
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nat west and ppi reclaim
ok, took out a natwest loan, was told i had to have the ppi in order to have the loan, being forces there was no chance i was going to suddenly loose my job or not have funds to pay it but they said it was part of their policy that ppi be included. paid the loan off in full early aswell so what would be the best course of…
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interest on missold ppi
Hi Folks just wondering, if ppi missold, should we also be able to claim interest on any premium paid (and if so at what rate)? I had a policy missold on a 5-year personal loan just expired this month. Cheers
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lloyds agreed to uphold ppi refund, but when???
lloyds have agreed to uphold my ppi claim (thankyou mr lewis ) of approx 1300. they sent me letters stating this plus they were giving me the additional 8 %, i returned those back confirming i accepted this, then received a tx from lloyds stating they received the acceptance, then i heard martin saying lloyds are stoping…
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Ppi on an endowment policy
Can anyone inform me whether you can claim back mis-sold ppi on an endowment policy or is it just loans & credit cards?
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Welcome Finance - PPI Claim - Im Confused!
Hi All, Looking for some advice re: claiming back mis-sold PPI from Welcome Finance – completely confused! Bought a car through WF in 2008 – car cost £9500. However, the quite forceful salesperson did not inform me that PPI was optional or could be cancelled within 30 days. So left showroom with car and the following…
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I have just embarked on a PPI re-claim
With Bank Of Scotland/Halifax, I posted it yesterday along wth the FOS questionnairedetailing why I felt I was miss sold the loan, because I was told I needed to take their insurance to get the actual loan and wasn't given any indication that i could get insurance for myself, I was consolidating debt from another loan and…
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Go Martin Lewis....
Martin giving it some http://www.parliamentlive.tv/Main/Player.aspx?meetingId=6713 (approx 9.52 on the player!!) (cheers to EXC for this on LB)
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PPI claim
Hi I wonder if you could give me advice, I want to claim back my PPI but don't have any documents relating to the loan. Can I claim it back without the account number? Many thanks
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Santander
Hi I took a loan out wtih Alliance & Leicester in 2004. I'm trying to get my agreement number from Santander as they have taken over A&L. I first wrote to them in May 2010, written 4 times in all and the lastest was on 7th October 2010 and they haven't responded once. Can anyone advise me on how I can get this information…
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unsure of who to claim from
Having bought some windows from St Helens Glass we we sold a loan and ppi from GE Money throught St Helens Glass we were never asked if we required ppi we have wrote to Ge Money and they have said its not their responsibility we should contact St helens glass but they are no longer trading so can anyone tell me who to…
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help
hi im new here. in process of claiming ppi from black horse. first agreement they sayin not getting anythin as loan taken out on 6th july 06 then cleared loan off at end of july so not entitled to anythin?? as no payment made? second agreement taken end of july settled early in the nov. can anyone tell me how much ppi i…
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ppi refund??
can anyone advise me if you have a welcome loan x 3 and 2 of them are repaid in full and the 3rd loan is current and has arrears is the lender entitled to refund the ppi on the fully repaid loans and off set it to the arrears on the current loan? is it worth taking the complaint to the FOS? thanks