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who to make the cheque payable to?
I am going to send off my Stage 1 letter today with a cheque for £10. Who do I make it payable to? My bank is HSBC Wolverhampton.
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help please
I have tried reclaiming my charges from HSBC , went down my local branch a few months ago and ordered all my statements - they came and a wrote my first letter with a total to be reclaimed HSBC - wrote back within a few days asking me to write out every charge with a date and the reason they charged me . so I wrote it all…
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Help! Letter Not Received
This may seem like stupid question but I don't know the best thing to do. I sent letter one to my bank on Tuesday 20th February by recorded delivery. To date the letter is still showing as not being delivered. First of all could this be a new tatic by the banks and returning some letters back to Royal Mail??? And secondly…
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Looking for cases of reclaiming charges in Kent!
Kent on Sunday newspaper is looking for people from Kent who have successfully reclaimed bank charges. We want to interview local people about their experiences of trying to reclaim bank charges - how did they hear about it, what problems or opposition they encountered, and how much they got back, etc. If you can help and…
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Should I or Shouldn't I
Hi everyone new user on board searching for some advice. I wish to claim back my bank charges which is so far £761.00 from 2006, but i'm in arrears on a suspended court order for my house and need to know if i try and reclaim the charges would the Halifax try and re-start the court order to evict me and my kids.…
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Card Recovery Fee
Hi all, I got into some debt with HSBC in 2003 with my student account and they charged me £1000 worth of charges THEN Charged me a card recovery fee of £176 and then closed my account, can i claim back this card recovery fee or leave it off my list of charges i'm claiming for, also i have included card misuse charges some…
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Being chased by DRC
I have just sent my initial request letter to Morgan Stanley but I am getting telephone calls from Newman & Co (their representatives) chasing a full and final settlement on the debt. I told them I was challenging the amount of the debt but they are pushing me to settle and to also make an interim payment this month. Can…
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bank of scotland address
Hi, I am just filling in my online claim on the money claim online website, but have hit a problem. When you get to the bit that asks for the defendants address (head office is in edinburgh) - It states that an address in england or wales is needed, or you can't continue! Anybody know of an address for BOS in England?…
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Halifax charges
Hi I have written my second letter to the Halifax threatening court proceedings because they didn't reply to the first one which I sent in January. They have replied saying that they are allowed 8 weeks to investigate. Do I need to wait now for 8 weeks or shall I just go ahead with the court Proceedings within 7 days. Also…
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received first letter from Barclays
Hi, I've challenged Barclays bank over unfair charges and asked for £130 back. The bank received my letter on 17th February in which I gave them 2 weeks to respond and refund my money. Today I have received a letter from Barclays saying they are sorry I had to contact them about the level of service I have received from…
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Reclaiming your £10 fee?
Hiya, when I first looked into reclaiming my charges I'm sure I read that you could reclaim the £10 you have to pay for your statements. I'm now putting my claim letter together and now can't find any mention of this anywhere. Am I imagining this, or can I really reclaim my £10 along with my charges? Cheers!
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International Bank Charges
Hi! I'm a self-employed writer who makes a meagre living writing fiction for magazines. Most of the publications I contribute to are based in the US, so I get paid in cheques made out in US dollars. Each time I pay a cheque into my Alliance & Leicester account, I get charged £10. (I believe all other UK banks charge the…
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Response to Bank letter
Hello, Please forgive me if someone has already asked these questions. I am just starting my claim and have received my charges list, sent the initial letter of intent and received a negative reply. I then sent the letter from the home page giving 7 days to repay my charges. The reply came back today, 27th February,…
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Reclaim Credit Card Balance Transfer Fees? What do you think?
Hi, My first post so please be gentle! I have searched for related questions and have drawn a blank, so here goes…. Has anyone attempted to reclaim balance transfer fees from a credit card company? Would there not be precedent? Consumers have had success reclaiming bank charges (including myself, Thanks Martin!) There is…
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Next Step?
Hello Thanks So Much For Setting Up the Process in Easy Steps. I have sent my letter to the bank on 16th January 2007 requesting refund of charges applied to my account, along with a list of the charges. On 25th January 2007 I received a letter from my bank stating that "we are currently considering your claim and will…
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confused about natwest address?
hey guys thanks for your replies. however now i am confused... for natwest which address is better? or the correct address? BISHOPSGATE BOREHAMWOOD OR MR ALEX LYONS EDINBURGH ????? cant send to all 3 as i have to enclose my £10 cheque - this is my first letter?? help?
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Reclaim with no Agreed overdraft?
I have been charged over the last 6 years. However I have never had an agreed overdraft. Am I still able to reclaim the charges, most of which were during university? If so yes, does anyone know if the barclays statments show charges on them. Or do I have to ask for another type of document. Thanks
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when do I send follow up letter?
Hi, I wrote my first letters to Barcleys and Natwest about two weeks ago. Barcleys have sent 6 years statement within a few days together with the £10 check, so they did it for free. I have heard nothing from Natwest, when should I send a follow up letter? as they have 40 days to send the list of charges. Please help.…
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Help me please
Hi, Have just logged a claim with Bank of Ireland for just over £1000. They have responded with offer of £250. The details of my claim basically fall into 3 areas: Referral fees for going overdrawn (range from £9 to £19) Notified fees i.e. the quarterly charges for each item for being overdrawn in first place and interest…
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Im in debt with Lloyds but can I still claim back charges
Hi No doubt like so many others, I am jumping on the bandwaggon, and I am about to send my first letter in my case to Lloyds Tsb and obtain my statements. About a year ago I went to a debt agency to get help as I had run into difficulties. As a result all my creditors are on payment plans and things are much better. I am…