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Tell Ed Balls MP your views on consumer banking
[title=http://images2.moneysavingexpert.com/images/dp/wtd_underline.gif] What's this all about?[/title] As part of its banking reform campaign, consumer group Which? would like to hear your views on consumer banking at an event on Thurs 8 September in central London called "A fresh approach to banking: Designing a system…
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Talking and typing at the same time
Rude or an efficient use of time?
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'How many hours do you sleep?' poll discussion
Poll started 21 June 2011, click here to vote How many hours do you sleep? It's one of the most MoneySaving things you can do (unless it's in a five star hotel) and it's meant to aid productivity, yet how many hours' sleep do you typically get (if you work, then on a work day)? Tick the answer that applies to you I’m a man…
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"Which chocolate bar's your favourite?" poll discussion
Poll started 17 May 2011, click here to vote Which chocolate bar's your favourite? Which is the best chocolate bar to spend your hard earned cash on – dark, white, milk, with crunch or without? OK we admit it's just an excuse for a fun poll – but let’s do it anyway. Pick max THREE favourites of these popular bars… Aero…
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'How honest do you think people are?' poll discussion
Poll started 02 August 2011 please vote here before discussing How honest do you think people are? Do you think people are generally honest, do you trust 'the populus' – and do views change with age? Take the following scenario. Ten minutes after leaving a busy train station you realise your purse/wallet fell out on a…
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'Have you had a FREE flight upgrade?' poll discussion
Poll started 26 April 2011: Have you had a FREE flight upgrade in the last year? We're trying to see how common flight upgrades really are. Have you had a FREE flight upgrade during the last twelve months? Yes (please select the reason closest to your situation) I was on my honeymoon/getting married/celebration I am a…
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'Would you eat roadkill?' poll results/discussion
Poll between 20-26 October 2009: Would you eat roadkill? In Martin's ITV1 Thrifty Ways for Modern Days programme last Friday, one extreme MoneySaver showed how he found, prepared and ate roadkill pheasant sausages. Assuming someone had safely made it for you - would you eat roadkill? A. Yes - I've eaten it before. - 8%…
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Real life MMD: Should youngest get more?
Should youngest get more? My eldest child will have borrowed from student loans about £9,000 to pay his uni fees. Assuming youngest child goes to uni, his student loan for just the fees element could be £27,000. So assuming that we could repay 18k, would you give 9k each or 18k to the youngest? Click reply to have your say…
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'Are you less in debt than you used to be?' poll discussion
Poll started 19 July 2011, click here to vote Are you less in debt than you used to be? The credit crunch has now been around for over xx years. Borrowing is harder to get than it used to be, and with many people having been burned, there’s talk the nation is becoming more debt averse. Compared to FIVE YEARS ago which of…
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'What religion are you?' poll discussion
Poll started 20 September 2010: What religion are you? On his visit the Pope declared his worry the UK is becoming a secular society. As we've previously found out who MoneySavers are, where they live, and what papers they read, it'll be interesting to see the religious makeup. Are you a practising member of any faith (or…
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Real Life MMD: Should we keep paying for son's extras?
Should we keep paying for son's extras? My husband's 28-year-old son had a breakdown and is currently in a mental health ward. Daily visits cost £50/week in petrol as the round trip's 40 miles. On request, we get him special treats (eg, CDs, slippers), which he often loses due to his illness, then asks for more. He has…
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Have you received spam texts? Poll discussion
Poll started 14 June 2011, click here to vote Have you received spam texts? Have you had an unsolicited spam text trying to flog you a financial service? If so, have you acted on it? Which of these spam texts have you received in the last six months? Tick all that apply Got them and DIDN'T reply/call: Payment Protection…
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MMD: Would you tell a charity shop that a Chloe bag was under-priced?
Here's this week's hypothetical situation for you to cogitate on: Would you tell a charity shop that a Chloe bag was under-priced? You’re trawling the local charity shop for bargains and spot a swanky Chloe bag, marked up at just £5. The bag is in pristine condition and is only a few seasons old. It would have cost about…
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Real life MMD: Should we pay for the fence?
Should we pay for the fence? Our neighbours want a higher fence between gardens, and want to split costs. We think it's theirs as the posts are in their garden, but the deeds say we're both responsible. We never considered raising the fence and won't gain from it, but they're getting quotes. Should we contribute? Click…
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'Where do you get your holiday cash from?' poll discussion
Poll started 27 June 2011, click here to vote Where do you get your holiday cash from? If you're going on holiday and need cash, where do you usually get it from? Tick the answer that applies to you At the airport Online after comparing Travel agent Post Office From your bank A UK Bureau de Change A cash machine once…
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Real Life MMD: Should I split the repayment?
Money Moral Dilemma: Should I split the repayment? Last year another student and I moved in with a non-student. As students, we were exempt from council tax and the employed girl got a 25% single person discount. I reluctantly agreed to split the bill three ways, although I couldn't afford it. When I finished my course, we…
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The show must go on?
I have just heard that Take That have cancelled the first tour in their history as Robbie had food poisoning on Friday, and was unable to perform last night. A heartfelt apology was issued to disappointed fans in Denmark. Given that there were 4 fully functioning members of the group, who have perfomed w/o The Robster for…
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'Should we split the banks up?' poll discussion
Poll started 18 January 2011: Should we split up the banks? Too big to fail, that's the cry. The independent commission on banking is debating whether we should split banks into their retail (the old fashioned credit cards, mortgages, savings etc) and investment arms (the gambling bit, trading, derivatives markets,…
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'How far would you go to avoid tax? ' poll discussion
Poll started 12 July 2011, click here to vote How far would you go to avoid tax? If the opportunity arose, how far would you go to avoid (legal) or evade (illegal) tax… Please tick the lowest one you would do (or have done) Only official schemes like ISAs or pensions Anything WITHIN the law – including loopholes Working…
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Real life MMD: Should I buy my sons' clothes from Burberry?
Money Moral Dilemma: Should I buy my sons' clothes from Burberry? My sons have got to that age where everything they wear has to be an expensive label like Firetrap or Burberry, which are ridiculously expensive. I can't afford to keep buying them expensive clothes but don't want them to feel left out or be sniggered at at…