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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Buying Garden Land from a neighbour
Hi, our garden is a quite irregular shape, as is our neighbours. There is a long relatively narrow area, at a guess 3-4 metres wide by about 6 metres that is adjacent to our garden. This shape narrows our garden and offers little useful space for our neighbour (in relation to the rest of his garden and proximity to his…
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Survey problems - How to negotiate?
I'm buying a second-hand flat and I had a level-2 survey done. The survey reported the following red flags that need urgent attention: * Electricity - requires an NICEIC electrician * Heating - requires a Gas Safe engineer * Water heating - requires a Gas Safe engineer * Gas - requires a Gas Safe Engineer or Registered…
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Non compliant septic tank indeminty for house buyer
Hi all... would value some conveyancing advice Purchasing a repossessed property. Full survey done and offer accepted. Purchase is dependent on a mortgage. Property is in Northern Ireland. Sale is being held up by septic tank compliance. A consent to discharge has been applied for very recently (upon repossession) but we…
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Restriction on title delaying sale
Hoping someone might have been in a similar situation and has some advice please. I am in the process of buying a house and completion is being delayed due to a restriction on the title - this is related to a historic loan the sellers have fully repaid but have no paper work showing it's been paid off in full. Seller's…
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Selling without an estate agent
New username to preserve privacy, but long time lurker! My mum died recently and Dad has had to go into a home. We need to sell his house as he is self funding, but has enough in savings for a couple of years, so no huge rush! We've already been approached by two parties who live in the village who are interested in buying…
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Developer insisting we use their mortgage brokers?
Me and my partner are looking to buy a new-build property using the deposit unlock scheme. My credit isn't the best and we don't have a big deposit at the moment so thought we wouldn't have any options but a friend put me in contact with a mortgage broker they used before and he was fantastic. He explained everything to us…
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Freeing up cash
Apologies if this has been covered before, newbie here. my wife and I want to buy a new build house, and are wondering how best to fund it. in a nutshell, we own our current property (on the market) 325k, no debt we own a rental, currently yields 875pcm, valued at 330k, no debt i own 1/2 a rental with another family…
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Can I book a survey?
First time buyer, sorry for all the daft questions. Solicitor has been sent the sales memorandum and Contract Pack by the estate agents. Mortgage application is in process and the lender had a valuation done last week. I have received quotes from local RICs surveyors and have made my choice. Do I go ahead and book or do I…
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Property Selling market advice query
Hello, What is the quickest liquid way to sell a property closest to current market prices at the cheapest fees/expenses? I know there's home cash buyers out there who post leaflets through letterboxes offering to buy houses quickly but they offer stupid offers like they offer 50% half price of the market value. Stemming…
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Solicitor paid mess way less than expected after house sale
Hello guys, my solicitor paid me way less than expected after my house sale. today I completed on the sale of my shared ownership property and my solicitor sent my pay it straight away and it’s WAY less than it should be. I was supposed to receive around 10k and I received around 2k. This is absolutely crazy and I’m…
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Is seller being fishy / stringing me along?
First time buyer with no chain, saved for ages, searched for ages, found a decent flat, finally had offer accepted on it… mortgage offer, survey, searches, queries … all fine and done speedily, got right up to the point where we were nearly at exchange and then seller demands an additional 7k… when I ask why via agent he…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Reduce price?
We had our flat for sale for now about 2 months with a few viewings but no offer. It’s 2 bed, renovated with a private garden. Other similar properties in the area (London) priced for about the same. EA is asking if we would like to reduce price. I’m hesitant. Should we reduce or take it off the market and wait for…
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Instructed Solicitor, but after reading the T&C's and prices, I want to change
Hi Sorry for the newbie question: I had my offer on my first house accepted and the estate agents recommended a solicitor. Without really thinking, I instructed them but as I started the process of completing the initial paperwork, I looked through their T&C's and realised the estate agents get a kick back for the referral…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Alleyway query
I live in a terraced house on the land registry there is a red outline that starts from the beginning of my property to the end of my garage my question is the alleyway in the middle is included within the red line can I extend my garden out
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Transfer of Equity
Hi, we are currently in process of buying out partners ex wife from their property. We have arranged mortgage and have a solicitor etc and ex wife is keen to sort asap and keep her costs to a minimum, so she doesnt want to have her own solicitor and is happy to sign some form of waiver. Our mortgage advisor confirmed that…
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Single skin wall where most of the kitchen is
Hi all, I received a mortgage offer for a good condition 2-bed house in January. In February, I pulled out because timings didn't work with the vendor (I had to find a buyer for my own shared ownership leasehold flat and seller wanted to complete end March - I've just started selling to my buyer in the past week (end…
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Stamp duty query
My partner has just sold her house and is buying another one. I own mine outright and have no mortgage. It is in my name solely and will be left to my children. She has been told that because I have a home that she has to pay stamp duty on her new one. Is that correct. Thankyou
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Question for landlords: lodgers and cleaning
I am looking to understand whether the lodgers are expected to contribute to cleaning of the common areas of the house and how much. I seem to be struggling to live up to the landlords expectations on this respect. Briefly, the situation is as follows. I am renting a room in the house, full time. But I am away a lot and…