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Fidelity - fees and rebate tax
I have an investment account with Fidelity, with funds invested in Fidelity Index World Fund P-Inc. I'm trying to make sense of the transaction reports, and it seems I have a regular credit called "rebate" and debit called "rebate tax". This is separate to the dividends and interest, which I can see listed separately. I…
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S&P 500
Which platform should I use to start my investment journey? Are all platforms pretty much the same? Should I split funds into another index?
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Childrens savings
Any suggestions on where children's presents in terms of cash can be put to keep them safe for when child reaches 18. Regular saver not really appropriate as ad hoc times and amounts Not enough for a fixed rate savings account at least at start. Many years ago we used the Harpenden Building society account for under 18s…
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Latest date to sell shares for this years CGT allowance?
Hi, I'm considering selling £70K in my GIA and rebuying different shares in 24/25 tax year. I have around £6k since investing in Jan. (I'll be bed and isa'ing in future but my 24/25 ISA is already accounted for). Depending on what the market does and how long it takes to sell and rebuy I'm not sure it's the most effective…
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Confirmation of Payee - Santander refusing to send ISA sub to Virgin Money
Help! Santander said - "I have looked and it appears that the account you are attempting to send the payment to is not registered with confirmation of Payee so we were unable to verify that the payment was going into an account in your name. It appears this is the reason the transaction failed." It now looks as if I am…
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adding to a SIPP
After lots of research here I finally managed to get 15k into a SIPP with ii.- hsbc global strategy balanced. im considering either another lump sum in the new tax year or investing a regular amount. Question is should i keep adding to the same fund or look at other investments. I did think about investing into the hsbc…
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Help with investing £100k
Hi, I have a large sum of money that I need to invest, I'm risk adverse but would obviously like to make as much interest as possible. I went into my bank and spoke with a member of staff but came out more confused than I went in. I struggle to process financial information so am finding it difficult to decide where to…
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yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
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MBNA 1 year fixed rate savings account
So, just opened myself one of these at 5.27% for one year and was a bit surprised to see the account can only be managed by phone. No way of seeing your balance online and for some reason I'm reluctant to use it now. Seems irrational as the balance won't change until the interest is added after the 12 months but there is…
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£85,000 FCS Protection & Compounding....
Hey, I have a really silly question that I've hunted around and just can't find the answer on. We a few ISAs between me and my partner. Amounts in each vary between £20k to £75k and are funded by inheritance that we're slowly shifting from savings accounts into ISAs. As I've started to get to grips with the magic of…
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Fisher Investments UK - opinions?
Does anybody have any comments, experiences, reviews, thoughts, or advice and opinions, regarding the company Fisher Investments UK based in Canary Wharf London? I would be very grateful for any information.
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SSP for SIPP salary cap?
A quickie, I think. When calculating salary cap for SIPP contributions, does statutory sick pay count as salary income?
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Seemingly great savings rates - but watch the "Issue" trick
I first saw Al Rayan playing this game 2 years ago and we had to keep moving to a new account.....- a bank offers a great savings rate but then it either reduces or doesn't keep pace with the best and they close that "issue" and bring out a new "issue" with a great savings rate ..... repeat... repeat. Well now it seems…
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Gatehouse Bank Savings Question
So I opened the 7% Regular Savings Account before they stopped it, now the app is saying: Your Nominated Account must be authenticated before it can be used for withdrawals. Few things: 1) How do I do this?, can't see an option in app.🤔 2) Do I need to do this?, the account is for a year anyway 🤔 Gatehouse Bank is new to…
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Buy/Sell prices T212
Is it possible to see buy and sell prices on T212?I can only see buy prices. Most other platforms show both
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Transfers FROM Vanguard, what's the deal please?
I'm contemplating transferring an ISA from Vanguard to IWeb. I've read some absolute horror stories about transfers from Vanguard taking an unacceptable long time and simply stalling in many cases. The ISA is a couple of hundred grand so there's an argument that whatever it costs me in fees at least it's not "stuck" in an…
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Crypto question
Ive done alright on some crypto investments, if i draw them out could i put some tax free into my sipp?.
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Share save options
Hoping someone can shed some light on this for me,I’ve done a bit of digging/searching but can’t find much to match the exact query so: Ive just had a sharesave scheme come to an end and the options I was offered was Transfer the shares to global nominee-what is this? Transfer to S&S isa with scheme provider Receive shares…
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All savings in money market funds
I currently have a large chunk of my savings in a money market fund tracking the BoE rate. To not worry anymore about banks' generosity on interest rates, I'm considering to move all my savings in that fund. The reason I've been reluctant so far is the bank account has FSCS protection, whilst the fund doesn't. However, the…
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Sanctuary Bond from Equfund (IPS) Ltd.
I purchased this bond in 2020 and it was due to mature October 23. I received the first two year's interest payments on time but not the final year's interest or capital, despite many phone messages, emails & letters. The organisation purports to provide affordable housing and are still issuing application forms for…