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Has anyone got Abbey CC to reduce APR?
Hi everyone I was wondering if anyone had had any joy in getting Abbey to reduce the APR on their CC account? I'm about to have mine increase from 15.9% to 19.9% and don't relly want to pay that. I've just spoken to somone in india who told me that all the banks increase APRs as a matter of normal practice, just like the…
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RBS credit cards
I'm an RBS customer, had current account for 9 years. I've got the RBS Student Visa CC (from the good ole' days) I was wondering if anyone knew if I could apply for their Classic (or gold or platinum) Mastercard CC, it's a much better card.
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Bt
Hi all.I am a newbie to this money saving since I got my head out of the sand at Christmas I hope i have posted my question in the correct place.I have started to try and get my debt down by transferring my credit card debts, £9500 approx.I think I may be trying at the wrong time with the credit crunch in progress as I…
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Vprewards
VPREWARDS also know as VISTAPRINT are running a scam where by they put you on there reward scheme without you knowing.and are taken £11.95 out of your account each month,this has happened to my wife twice.we now have our bank looking into it for us.I will let you know what comes of it as soon as i get it.colin:money:
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Requesting statements
Can you request statements for a closed credit card ? I need to get old statements from a credit card to check through and highlight some payments made on it. I read on one of the bank charges threads (although this is nothing to do with claiming charges so just a list of charges is no good to me) that statements do not…
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Section 75 - quick question
Hello, Just a quick question. My parents don't own a credit card and are away to book a holiday - if I put the payment through my own credit card, even though I am not going on the holiday, will the Section 75 protection still apply? Thanks!
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Capital One Problems
I have read the discussions on here for a while. I have attempted to re-work my debts to help me. I want to transfer a history debt onto another credit card (tesco to cap one). However i snipped up and destroyed the cap one card. They want the security code off the back in order to transfer the debt - i dont know it! So…
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Spending on a BT card
I know it's one of Martin's cardinal sins - to make purchases on a card intended to attract people on the basis of interest-free balance transfers. However, the card has a three-month interest-free purchases period and I am able to repay the FULL amount in May after I get the withdrawal from my savings account. Am I…
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What's cheapest way of using credit card for foreign currency?
I've got a MINT card and need to use it for spending money (about £300) in New York. Is it best to do a cash advance in the UK and then convert it to dollars in Marks and Spencers or is it cheaper just to use the credit card to buy the dollars? I take it using it abroad in an ATM will be extremely expensive. Thanks
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Orange staff discounts?
Hi, I've worked for orange for a few months now and no-one in my store seems to know where and if we get discount anywhere? If anyone knows please let me know, thankyou :D
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Credit crunch starting to bite or just the same old story
Hi I have recently been turned down for 2 credit cards (Amex platinum cashback and Barlcaycard Platinum). I am a home-owner, excellent salary, pay off my cards, normally in full but have at times incurred the odd bit of interest here and there (not for a while though). Currently I have 3 cards. A Halifax 0% card, close to…
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RBS Group card
Hi, I have an Natwest Credit Card, can I still able to apply for a Tesco or Mint Credit Card? It's an immediate decision on there website, will they able to check my Natwest account history straight away. Thanks M
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Sex
No, not an advert for favours, a serious question, who is what gender on this forum site, I sit and type sometimes and wonder is this a lad or a lass, try to guess from the handle but you cant be too sure, so just for the record if you don’t mind telling everybody what you are (not what you like :D ) MALE or FEMALE or…
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Quick Amex qu - when does my cashback period start?
I have been accepted for the 5% introductory rate and have the card but haven't yet used it. I was told by Amex that the 3 month 'clock' would start ticking down from the first time I use my card. Do other people agree with this or should I ought to start spending on it right away?? Thanks
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Egg Money Questions
Whats a Revolving Balance and how does one get offered a Promotional rate [for Purchases /Balance Transfers] do they offer customers it every now and then ?
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Getting Rid Of Card and Loan Debt . . Can I Negotiate?
Ok Im new to this so please be gentle . .and if this is the wrong thread category please point me in the right direction. Back in 2001 I took out several loans and credit cards . . .around 2 years after i became unemployed and shortly after that I entered full time education for a further 3 years followed by unemployment…
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Skycard just reduced my limit
Hi people! Just received a letter today from Sky who've just reduced my card limit from £4000 down to £800. A massive reduction if you ask me. I have nearly maxed out my card before on a few occasions but I will have to jump ship soon because of this new low limit.
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BMI Free Air Miles - Please Read this
Hi, I recently received my BMI card and used it a couple of times to be able to receive my free 20000 Air Miles. As I have an Amex Blue, I stopped using the BMI card. I received a call from BMI yesterday, asking me if everything was alright. I asked them about the free air miles and they said "Well, you have to spend at…
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Another company offering same as Cahoot's Webcard
Hi all I am looking for suggestions for another company that offer a same service as Cahoot's Webcard (where you can generate a unique credit card no for each transaction) and one where this type of service is available as both a credit and debit card. Many thanks for any suggestions Cheers Paul
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online credit card application intercepted?
I applied for a barclaycard online two weeks ago and got a message as I sent the application along the lines of: the recipient address is different, it's possible though unlikely that your mail may be intercpted do you still want to send. Stupidly, with hindsight I sent the application. I have heard nothing from…