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Car Loan with Capital preloaded £2000 charge
I've requested a settlement figure with Capital Bank and very shock to find out that they charged me £2000 up front for my loan. I bought a car and the garage finance come to £18,354 to be paid over 5 years. When I asked for a settlement figure from Capital Bank they told me my outstanding balance was £20,754. I've asked…
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Loan for a car - suggestions please
We seriously need to buy another car, of course, after buying a house we don't have cash! :o :rolleyes: Does anyone have suggestions on the best way to do this?
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In a bit of a sticky situation
I'm 20 years old and due to totally poor planning I have got myself into a bit of a difficult situation money-wize. I left my last job a week ago and was paid far less than I had planned. I'm due to start a new job in a weeks time and they should pay me at the end of October. Due to being paid far less than I had expected…
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Honours Student Loans Rate Increase
Has anyone else recevied the Honours letter in the last week informing them of the rate increase from apr 2.4% to apr 4.8%!!!! If so does any one have any comment / info on how they are allowed to double the rate - asfter they were sold off with apparntly the same rates etc etc.:mad:
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Loan Question!
I lost my job a year ago and am now in debt by about £4,000! I am about to start a new job now and want to get an unsecured personal loan to get the worry off my back (As i have missed payments ect on credit cards)! Will companies be willing to give out loans to people who are still techically unemployed?
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Can my daughter get a loan if I have a bad credit record
My daughter who is 21 is scheduled to have an operation for a breast reduction in a few weeks and is looking to borrow the money (£5000.00) to pay for it. She has a good job as a recruitment consultant although she is going to start an online degree course soon and will probably change her job and maybe drop some hours.…
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Changing Loan Repayment Amount
Hi Last year i took out an unsecured personal loan. Payments included at PPI whihc I have used during six months unemployment. When I took the loan out I was on a salary of 18K, and am just about to start employment but at a much lower salary of 11k. Has anyone ever had any luck in lowering the repayments or any idea of…
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〓〓help! the loan company defraud me ?
I rang few loan company yesterday which found their adverse on the newspaper. One company can offer me 3,000 pound unsecured loan after asking few question : income, ccj, tenant status, then made their decision. I received the application form this morning , just a simple piece paper , I only need answered my income , and…
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Loan Misselling
i was just checking my northern rock loan agreement, as i am about to cancel my ppi & noticed that my apr oringinally was 7.6% on £2500, before this loan completed i increased the amount to £4000, unoticed by me at the time was the increased apr to 8.4%. this happened last year. am i due to make any claim for redress for…
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Unsure if Lloyds TSB sold incorrect policy?
Partner had a gold credit card with Lloyds TSB of £3,000, and overdraft facility with same bank of £400. Been repaying the minimum balance on credit card of £65 per month for several years. Been struggling financially for past 4 months so always in overdraft. Branch called him in for financial review and concerned that he…
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Graduate Loan
How early should l apply for a graduate loan after opening a graduate account? I have recently opened a Lloyds TSB graduate account and would need to borrow about £3,000 urgently.
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Welcome Finance car loan - can i cancel the insurance?
Hi all! I got a loan from welcome finance about 1 and a half years ago to buy a £5000 car. Obviously this means I am paying back much more than that. But I recently discovered that I didn't HAVE to take the insurance protection out and that it is pretty much useless to me. :( So I want to know 2 things: 1) At the end of…
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Mackenzie Hall
Dear Board, i'm looking for help. recently Mackenzie Hall caught up with me on an old loan i had. Fair and squarei thought and instead of weaseling about i agreed to pay £150 per month. I have been paying them now for 5 months and i get a settlement letter yesterday which basically says there is no reason for me not to pay…
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Provident Personal Credit
Ok, Im hoping you guys can give me constructive advice on this one. 5.5 years ago, i took out a loan with Provident (£400). I made regular payments. Their doorstop collection rep came regularly. I then moved to a different town, telling provident both by phone and letter my new address. I have moved twice since taking the…
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anyone dealt with paragon ??
i currently have a loan with paragon and my payments seem to be going up each time the interest rate dose. im remortgaging my home to consolidate some debts we have can i claim back the 150 pound arrangement fee from the start ??? do not go with this company by the way.:mad:
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Lowell Portfolio I - I need advice!!
Please can someone help? I am new on here and I was hoping to get some advice about a 'so-called loan' I am supposed to have had. I have had a couple of letters/phone calls from Red Debt Collection Services and McKenzie Hall on behalf of LOWELL PORTFOLIO I.. They say I owed the Abbey National 470.00 from a loan.. 1st of…
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northern rock PPI
ive got a loan with northern rock, which i satarted about 12 months ago and has still got 3 years to go, i also have PPI on this, does anyone know if i can cancel the PPI and how i would do this and could i recliam any of it back that ive already paid? thanks
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To loan or not to loan
Mmm where do i start. Was doing really well had paid off all my credit cards and overdraft and just had a loan. Then my boyfriend and i brought a house togeather in August, once we got in there we realised it need more work than we originally fault - new ceilings, flooring, windows, bathroom, kitchen, plumbing etc etc we…
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Car Finance - Please read this! Any advice???
I took about a loan from Funding Corporation (FC) for a car via Approved Car Finance. The APR is 39.9%!!! And I was told insurance worth £4000!! Due to 30 days being over, I can not cancel the insurance anymore. Another thing is, on the contact is says that the contract is NON cancellable. Meaning I can not return the car,…
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Ppi Reclaim
Hi Not sure if this should be on this board or the "Other" issues? I have tried reclaiming the personal protection insurance I had on an investment mortgage taken out in 1998. Paragon Finance have claimed that it was a condition of the mortgage that I had the cover or cover of a like / better kind in place?/ loan? Is this…