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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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House insurance - 12 week holiday
Anyone have any good options for insuring house for a 12 week holiday period? Luckily my current policy runs out around 2 weeks into the holiday so it will cover me for that (think up to 6 weeks). Ideally after that I'd find an insurer who allows long periods of un-occupation to cover the remaining 10 weeks. Alternatively…
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Buildings insurance - property in trust
In 2013, Mum and Dad put their property into a family protection trust (50% in each person's trust). Dad passed away 8 years ago but his FPT continues. For the last couple of years, buildings insurance has been arranged through a brokers - most insurance firms wouldn't provide cover as the property was not owned by an…
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Car insurance.
Excellent link to find new car insurance but, it does not mention saving money if you have either a dash cam or black box fitted. Does anyone know of a company who does? Aviva don't.
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Selling my Term Life Insurance
Im looking to sell my Term Life Insurance but its a mine field and most of the search engines are from the US. Ive been looking for hours now without any joy. Can someone please advise. P.S. I have no dependents, Policy is for 22 years and started 2011. Any advise or direction would be appreciated.
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Car insurance finance company requesting payment on policy that has been cancelled.
Hi all. I received my car insurance renewal around a month ago, and to my dismay saw that there was a significant price increase, from £78 to £113 a month no less, so after temporarily forgetting and subsequently remembering about it nearer the date i checked the email, which stated I must opt out / cancel no later than…
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Third party car insurance threatening legal action against my father 4 years later
My dad was involved in an accident in 2020 which went to court due to disputed liability, my dad was made liable for the incident and his insurance was meant to pay for the third party costs at the time, the third party insurance was direct line. Anyway 4 years later we now receive a letter from direct line car insurance…
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Bleak news for Home Insurance pricing
https://www.abi.org.uk/news/news-articles/2024/4/weather-damage-insurance-claims-worst-on-record/ Worst weather on record resulting in £13m per day being payed out in claims Compared to 2022 * Weather related claims up 36% * Theft claims value up 15% * Non-weather-related water damage value (e.g. water leaks) up 20% *…
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Car insurance
Yesterday during high winds we went to our local garden centre. I parked next to another car and when my husband opened the passenger door a gust of wind caught the door and it struck the drivers door of the car next to us. We checked both doors to ensure there wasn't any damage to either vehicle and there didn't appear to…
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Car insurance claim
I am getting conflicting advice from friends
about this issue. I hoping somebody can end my confusion. A couple of weeks ago I took my Mum out
for her birthday. Another driver scratched the front passenger side near the
bumper of my car as it was parked up. There are no dents just quite severe paint
work damage. He scraped…
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Car Insurance Claim
Last year someone hit me and so I put a claim in with my insurance, the company were terrible so I asked the claim to be closed as I was cancelling the insurance with them anyway. Nothing came out of the claim as it was closed. When looking for a renewal quote now, do I have to declare this as a claim or as it was closed…
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Equity & Law Multiplan Lifecare critical illness claim - AVIVA LOST FILES HENCE REFUSING CLAIM
AVIVA REFUSING CRITICAL ILLNESS CLAIM DUE TO AVIVA DISCARDING OLD AXA SUN LIFE EQUITY & LAW POLICY RECORDS IN THEIR ROMFORD OFFICE ! PLEASE HELP I Desperately need help please with an old AXA Equity & Law MULTIPLAN LIFECARE critical insurance policy please effected in 1990. I would be much obliged if you have retained old…
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What sports are covered under permanent income protection
Hello, I wonder how the insurance market works in UK regarding permanent income protection.I'm evaluating a few and none seem to mention exclusions for sports, but then I ask myself why sports insurances exist...Is it relative to the way the pay? Permanent income vs lump sum? I just want to do some sport for fun where…
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Home Insurance (POA Question)
I am POA for an elderly relative currently living alone in his own home. His buildings and contents cover is due to renew and (as seems to be par for the course) the increase is exorbitant and I need to seek a new provider. This isn't something I've had to do before, so question: If I use search engines for quotes using…
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Car insurance when owner is diagnosed with dementia
Mother-in-law is a car owner, but hasn't driven for nearly a year. She has increasing difficulties with dementia, and her car insurance is coming up. Car still kept so that daughter can drive her places, with the walker/trolly fitting in the back of the car (daughter cannot fit it into her own car). Daughter is named…
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Car insurance - renewal cheaper than comparison sites
Hi, I would be interested to know if other people are getting renewal quotes from existing car insurers that are cheaper than using the big comparison sites? I renewed two car insurance policies today and the quotes worked out like this: Car 1 - Go Compare = £370.19, Confused = £390.84, Tesco renewal = £354.15 Car 2 -…
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Car Insurance for EU Visitor
Does anyone have any recent experience of putting a visitor from the EU onto their own car insurance for a temporary period? My father in law from Germany is visiting in April, and we wanted to insure him on the car for a week, but the insurer won't insure temporary visitors, and everywhere I've looked including temporary…
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Home Emergency Cover
What's everyone's experience of "Home Emergency" Cover ... One of the things often tacked on to a Home Insurance Policy to cover things like blocked drains, leaking pipes etc. Is it a rip off ? What's the forum's experience of actually using it ? I live in a semi-rural location and my oil fired central heating boiler…
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AXA - Pre Existing Condition query (URGENT)
Sorry to put urgent in tag line but I’m currently on holiday and my wife is getting due to get emergency surgery (2nd of 2 procedures) we’ve been in the hospital for 4 days already (so there’s a day rate for the applied). So the query here is around pre existing condition. Now as I understand it insurance companies can…
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Auto-Renewal Direct Line
Just signed up Buildings & Contents insurance with Direct Line after several years with LV. I always received a postal pack with renewal prices, documents including any changes such as excesses. This was maybe 3 weeks or a month before renewal date, and would automatically renew unless they heard from me. In recent years I…
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Animal Friends Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Animal Friends Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you,…