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Bailiffs Powers - Courts and Enforcement Bill
Following on from the BBC whistleblower programme and my other “Bailiffs up to their old tricks” thread from yesterday I think the important thing to take away from this is that if you thing the Bailiffs are running amok now just wait 5-6 years and then see what they are doing! There are currently fundamental changes being…
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Be Gentle... First Timer
Where do I start? well, I had a bad RTA 3 years ago and ended up losing my job and my so called husband (who left me for someone whilst i was in hospital) He also left me with all the debts and the mortgage an a child. I applied for Csa (long story) he turned up all the time threatening to kill me, had cctv evidence,…
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back again
Hi all I am not new to this site but i have not been on it for ages either. I have a dilema and i know you guys and girls will be able to advise me or at least make me think carefully before i do anything Basically i have an appt with my bank to discuss what they may be able to do with my loan to make it cheaper. So do i…
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I'm debt free - my story
My forfeit, as requested. Just to say to start that I got my credit card bill today and I am not debt free as I thought. I owe MBNA £1.27. I will pay this online as soon as I write this. So what were my debts? A couple of credit cards that added up to telephone numbers. Put it this way, they were so bad that I actually…
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hit my september debt payment target!
In the last week of August I set myself a target to pay £460 off my credit card bill! Today I made the final September payment and I've smashed my target by £45:T I also paid £140 off our electric bill which had been in debit for 3 years, so total debts paid equals £645 for September :D We go on holiday tomorrow (which I'm…
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Advertisment on your car
Hi All, Hope you might be able to help. I thought I read a thread a couple of days ago that mentioned getting paid for having some car stickers on your car. I can't find it now :confused: and wondered if anyone out there has done this or has information about it. Cheers A
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How much have/will you spend today Wed 27/9?
Good morning DFWs :hello: Feeling glum like the weather today. Weigh in was OK, lost another pound and I stayed within budget yesterday so I have no reason to feel down at all really but I do. I'll put it down to hormones and carry on... Today will be a spending day as the friend I was going to be meeting last week and…
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02 debt written off?
Hi everyone I owed O2 £174.92 from about 3 years back (when my phone bill was set up on a Student account which reached it's limit, I didn't notice and they cut me off for non payment). I contacted them back in January to say 'I owe you money, can I pay it monthly" and they replied in March saying "phone us, we'll sort…
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Internal job transfer problem
Hi, I guess this isnt really a debt free wannabe problem, but i didnt know where else to put this. It is kind of a debt free wannabe as i applied for a new job that i thought would be more money. As things have turned out i would acutally be worse off each month but that is only part of the problem. About 7 weeks ago i…
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Clarky Lou Blog & Challenges
Hello, After the £1024 in 11 weeks thread, I have started up a debt free blog at http://www.savetheweegie.blogspot.com I'm going to update it weekly and detail any money earned, saved, debt reduced, challenges etc.... It should help me to keep on the right track! :D
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I'm Bigger Than Average
Apparently the average debt for a UK person is now over £3,000! So that means I'm nearly 10 times bigger than average! :cool: :p http://news.sky.com/skynews/article/0,,30100-13544448,00.html
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Bah, pesky direct debits/my brain!
Hmph. On Sunday I was looking at my spreadsheet and realised that if all my direct debits and other payments went out on Monday, I would go over the limit on my Smile account. I panicked a bit and called Egg who said that they couldn't cancel the £227 debit card payment I had made, but suggested I cancel the direct debit…
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Anyone heard of Accuma??
Hi, Has anyone heard of a company called Accuma?? My friends using them, i think for an IVA, and i wanted to make sure they were okay! Cheers :beer:
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The Tax Refund Company
Awful! Just got my payslip through for the month (with £100 OT, nice!) and included in the envelope was an advert from "The Tax Refund Company" Basically, they are offering a service to check whether you're owed tax from the revenue for business mileage, professional subscriptions, work uniform, working from home etc etc.…
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Just a quickie really -
Well I have cleared off all credit cards today - (£400 - Barclaycard, £300 Capital one) and will be sending a couple of letters in a weeks time to get these both cancelled. The only thing I really have left is an Egg Loan, I called them today and got the PPI removed as this was mis-sold in the first place. This has taken…
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Changing Bank accounts
Hi all, Okay so i finally managed to sort myself out and got a joint loan with my mum for my debt and although her name is on it, i'm making the payments!! its worked out really well and hopefully its quite 2-3 years off my debt free date according to the snowball calculator - woohoooo!:T :rotfl: :T :A So, i want to say…
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does every one have pmt?
nearly every post i've looked on lately people are arguing with each others advice,:eek: this is supposed to be a supportive sight, When i first visited everyone was wonderfull (you still are):A but it's depressing to see everyone getting each others backs up-if i was new i wouldn't stay long! could everyone start being…
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Default Notice & CCJ summons - help my mum!
Hi My mum has been in debt as long as I can remember. She's sought the advice of CCCS and for the last few years has been paying her creditors at the rate of £1 per month, obviously this is subject to an annual review. This year, one of the creditors called her up for an update. Normally a man rings her. This time, it was…
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Paypal - How safe is it?
I've just sold an item on ebay for a reasonable amount of money (about £100). I specified that I would only post to the UK unless I was contacted before the auction ended to establish extra shipping costs. Anyway it was won by a guy from America. The other thing that is a bit unusual is he emailed me directly and didn’t…
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fell off the wagon...
kick me back on please :D i have no debt but i am supposed to be saving but i have been spending again (see sat spending thread) and now i can only make the 'bog standard' direct debit (budgeted) into my savings... why? well i have £90 to last me till the 15th of october and i have just lent my mum £20 till the 13th of…