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Winnie wants out of the Pooh!
Hi Everyone! My name is Winnie, I'm 29, live with wonderful DH, DS who is 10 and we've just found out I have a 4 week old bean in my belly and whilst we are over the moon :D we have also gone into meltdown with worry! The first hurdle for us is completely out of our control - 4 weeks is very early - so we're praying for a…
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Bankruptcy query
Message posted in wrong thread. Could a mod delete, please? Thanks^^;
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Suzanne's journey
Hi all, Decided i'm gonna write a diary in here, to meet some friends, and also just to vent my thoughts! I find writing thoughts etc down to help and it's easier to do it online so here goes. Im Suzanne, 24, just moved into my first house with my fiance (got engaged nye :D ) Started a new job 5th January which I love,…
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At Wits End
wrong place
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RE: Debt free diary..... the beginning!
Hi - I think to do a diary will keep me motivated to stick to our budget to clear our £15k of debt by the end of 2011. Have started by spending my day off pulling together a budget spreadsheet & going through Jan to see how much money we actually spent - we managed to spend £500 on food shopping!!! So step 1 is for us to…
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CC Queens New Diary 2011
Hi everybody (assuming somebody reads this!) lol Well i have been on the board for a long time and seem to make really slow progress so have decided to do my own diary and hopefully clear a lot of my debt this year. Tried this last year and had 6 months unemployed so the numbers went in the wrong direction. :mad: First…
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Pay off debts and start saving for travelling
Hi all, been lurking for a while and now time to post! After living with my head in the sand for several years and paying off minimum amounts I'm now determined to be debt free by the end of May 2011 and to be able to start saving for a travelling adventure and then for a deposit for a house :) I actually made a start in…
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Diary 2011: Getting where I wanna be!
Hello all I’ve seen a few people keep a diary online and just thought I would try the same thing, since I’m desperately trying to keep on top of my finances and get saving at the minute for a new house. Don’t worry about commenting or replying – just doing it for myself really :) Oh but if you do spot anything that is…
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Eek. Slightly confused but raring to go. What's a paddle? I think I need one.. :o(
Hi everyone! I think I need some help before I end up in a pickle. I'm not sure if here is the right place. I usually am on the Old Style thread but haven't been on MSE for ages. I am now officially giving facebook a rest and doing something positive instead, like sorting out our debts. I'm a stay at home Mum. We have 2…
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Mama's getting her groove back...
:D Hi, everyone! I'm Jodes, I'm 31 and live with my husband, my two kids (DS is 8 and DD is 4), my mum, and our 4 dogs :eek:. The past year has been tough, my dad had a horrible illness and during his 4 months in hospital, I struggled to cope with juggling everything, so signed up to a DMP with Gregory Pennington. My dad…
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equita...please help :(
Hi am new to site stumbled across it whilst searching out info on Equita, have read have spent half the day reading through but still cant make head or tail of it :( Council tax debt. First letter from Equita is dated 21/10/2010 states- On 24/8/2010 the borough obtained a liability order for recovery of outstanding Council…
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Lurking too long...
Debt Free Dreamer x
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A Spendaholic in need of continuos shopping and a naughty debt!
Well hello there everyone, firstly thank you for looking at my thread. This has all come about from my realisation at the weekend that yes I am a spendaholic! This thread has come about from my over thinking during the weekend of why do i have the need to shop continuosly? I have always liked nice things, like we all do!…
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Clawing my way out of debt!
Hi, seems like lots of people I've been a lurker on these boards for a while, and maybe even made a posting or two. This is my diary to get me out of debt by the time I am 39 ( Sept next year). I know the amount I owe isn't that large compared to a lot but I want to get rid of it and then consider buying a house ( and then…
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Rainy day
Evening, . What a miserable rainy day it has been, i have spent afternoon curled up with a nice book. The DC have caught up with the homework & watched a DVD with popcorn (2 for £2 from Tesco), had to buy veg for lunch so spent £8.28 in total, not so bad. Had beef in freezer as i buy a big joint when it on offer so get a…
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Time to get myself out of debt, my wee diary
Hi all. I've made a few threads around getting advice about my debt. Learnt a lot from this website and I'm now wiser for it. I've spent all day calculating everything. I've been rejected from credit companies/banks for balance transfer cards so I'm going to have to bite the bullet and accept its going to cost more to…
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Troythecat's Diary...hopes for a fresh start.
well hello everyone, I have been having a wee read through some of the diaries and decided to take the plunge and do my own! I have been told it would be good for me as well. I have also been inspired already by some of you kind enough to post kindness to me. I will try to cut my "story" as short as I can! Married 25 years…
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the diary of a girl who got herself in a bit of a bother
Hi I'm rather new to the forum (although have lurked for some time). My first post is in the credit card forum so if any of you can help it would really put my mind at ease. I've got myself in a bit of a bother and hope that keeping this diary will help me remain positive and keep pushing to become debt free! I started off…
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Echos of the past. Do lenders save credit file searches?
So, I apply to MegaBank for a credit product, and they look at my credit file and say no, as there is a large unserviced debt on there. Roll on 6 years, and the debt has fallen off my credit file. I apply again to them - are they entitled to/do they remember that they looked at my file 6 years ago, and that 8 years ago…
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Hold on tight . . .we are in for a bumpy ride!!
Hello all, Thought this would be a really good idea for me and i need to share my little "accomplishments" as i have no where to express my joy! I wont bore everyone with the ins and outs of how we are in the horrible mess we are in. The short version is my partner owes around £70,000 which has been mounted up to due…