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Finding a good home for £30k.
Dear All I'm 55, with just over 4 years to go until retirement, with a reasonably good pension (lump sum and monthy income) to look forward to. My only debt is a 9k mortgage with Britannia BS (now part of the Co-op). I am a basic rate tax payer. I have £30k to save at the moment. What should I do with? (Nothing high risk,…
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10K wasting in current account
Hi, I have this money in my RBS account and want to make more of it over say the next year, it would be good to have instant access though in case of emergency. I want to max out an ISA, get some kind of savings account but not sure how much to put in? and probably change my current account if this will give much benefit?…
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No Interest?
I have a bank of scotland instant access savings account, Now its not my main savings account but still does have about £100 in it. But noticed today on my online banking its not been getting any interest since about Sep-Oct. Any ideas? I have made a few small deposits in to it over the last few months just to keep it…
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Savings Accounts - Is this right?
I'm looking at savings accounts to sweep some money into that I have saved. I am only currently interested in Instant Access as we already have money tied up in longer term investments and this is my emergency fund, however, I can't really see any reason to touch it in the next 12 months. Just looking at the Barclays ones…
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Barclays E-Saver
Okay, so I applied for an e-saver account for barclays and receivred my welcome letter through yesterday morning It gave me my sort code and account number, but NO information on how to view my account online or anything? Can anyone help?
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What to do with a windfall?
If you just won £100,000 on a game show, how would you put that money away with as little risk as possible. ISA's? Bonds? Tell me what you would do to maximise interest and minimise risk. :beer:
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US persons having to close accounts in UK
OK - it's now public. Pershing UK, a British registered company, has declared that all US persons, which includes people born in the UK and who have lived here all their life, but who may have a US passport due to one parent being a US citizen , will have to close their accounts by Sept 2010. It doesn't matter if you also…
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More Shares ISA Questions
I have an existing Shares ISA and this tax year I have already paid in £1,500. Can I now open a new Shares ISA with a different provider and pay in the remaining £3,600 of my £5,100 allowance. Axel
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HSBC Interest
I have a HSBC current bank account. I have suddenly realised that I have not been getting any interest for the past few months and have no idea why. There is enough cash there to earn at least a few pounds a month. Could anybody advise me why this might be happening and what, if anything, I should do to correct the…
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Old Fashioned Passbook Saving
Im looking for a passbook account for non internet banking. I know the Dunfermline Building Socieity has one. Does anyone know of any others that are available?
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Tesco Clubcard Christmas Saver
Came across it on the Tesco website. My question is - does it offer a good deal? It states that you can top up your savings - so if I pay in £5 per week - does that mean the cash I paid in will when converted to Vouchers be worth 4 times their value in Clubcard deals at the end of the year? And can they be used for…
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ing direct savings account - withdrawals quick question
are all withdrawals penalty free? i.e. you don't lose a months interest etc thanks in advance.
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Ltd Co looking to invest in shares-h-l or other alternative?
Hi All Myself and my wife run a Ltd Company that has cash reserves. We currently take less income than the company produces. As interest rates are absymal for company saving accounts we were looking to move some cash (c10k) to shares with reasonable dividends. So far, I can only find Hargreaves & Landsdown that offer share…
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Principality building society e- saver (issue two)
Today I just opened a Principality Building Society E-Saver (2nd Issue). Interest rate 2.85% Gross for a limited period. I am a non taxpayer. I am already stashing some of my money(there is currently over £400 in there) into the Alliance and Leicester Online Saver (Issue Five). I do not believe in stashing my eggs in one…
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Shares and Dividends
I have bought few shares recently. But when researching the companies that I might invest in, I am having trouble finding out what their past dividends and future dividend projections might be. Is there some link that I could look at that would enlighten me
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Help for a new invester! TD Waterhouse
Hi I have been researching over the past few months the various Self Select ISA's and found that TD Waterhouse seems to be the best one around. Does anyone have any reviews on TD Waterhouse or any advice on Self Select ISA's? Any help really would be gratefully received. Thanks pepsi662400
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NS&I Cheque
I recently cashed in some savings with NS&I and recieved a cheque through the post. However, when I went to cash this at my bank Barclays, they refused. They said it needed a MICR code on the bottom and the imprinted one that is on the cheque wasn't acceptable. Is this common with NS&I cheques or is there a…
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NS&I investment date looming.. what happens?
Hi After reading advice on this forum nearly 3 years ago (lol), I invested into some index linked savings certificates. I think I got just over £3000 in them and pretty sure they mature this year. I'm just wondering what happens? Do they write to me to see if I want to reinvest or do I just receive a cheque or straight…
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Barclays Monthly Saver maturing - how to withdraw
My Barclays Monthly Saver matures in two weeks time and I believe will turn into a MoreforMore instant access savings account. I also have a Barclays Esavings Reward account - can I transfer from the MoreforMore account straight into the Esavings Reward account online? I have gotten an Authentication Card for the Esavings…
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Savings account that I dont want any access to
I want to set up an account in my name for my daughter. The money will be for either uni, wedding or her first car. I want to put away £5-£10 every month into an account which is safe & that I don't want any access to until she is 18 years old. I don't mind doing something fixed for 5 years....& then moving the money…