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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Cash gift offer to vacate rented property early
Hello MoneySavers A couple of weeks ago I received my Section 21 notice as the property I rent has been sold, with an assurance that if I were to find a place to go beforehand the landlords would be fine with less than a month's notice. I said ok much appreciated, but haven't looked for anywhere else yet, and have now been…
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Oak Tree on Purchase Property. NIGHTMARE!
Good afternoon. I was after some advice, general validation and a place to just vent! We're close to exchange on a property we're buying. The property in question was part exchanged by the original occupier to a property developer as they decided to buy a new build. We're buying the property from the developer. About 3…
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Why would someone accept an offer when another viewing was booked?
I got a call today from an estate agent I was due to view a house through on Monday. They called to cancel the viewing because the vendor had accepted an offer. I’m a first time buyer who doesn’t need a mortgage and the estate agent knew that. So my question is, why would the vendor accept the offer on the table and cancel…
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Do mortgage companies insist on buildings insurance with subsidence cover?
We has a prior movement in the property which was monitored from 2018 and addressed and a certificate of structural adequacy issued in 2021. No further signs of movement on the original area. Insurance company has continued to cover the property but has excluded subsidence. I am now selling. Will my buyers mortgage company…
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Another "what to offer" thread (sorry)
We have
been looking for quite a while to buy somewhere and haven’t found anywhere we
really like. We viewed somewhere recently that we know we could make great for
us. The problem is it’s been advertised as “high spec”/”needs nothing doing”
etc. Looking at the pictures from the listing it looks amazing but we went to
view…
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Shared ownership single applicant but married
Hi all, I have had a mortgage/decision in principle sent forward to a housing association for a shared ownership property with a 10% deposit and I applied the first day the applications opened. My wife is pregnant and will not be working and being a stay at home mum, so I will have two dependants on my salary which has…
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Where can I park on these title deeds?? Please help
I live in a small cul-de-sac maintained by a management company. The area shown on my deeds is my property boundary. The area in yellow is a shared access area. I have been parking a vehicle in the yellow area against the fence but within my boundary (shown in other picture) only on odd occasions when parking has been…
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neighbors lean to building guttering in our garden
I had an elderly neighbour who sadly she passed away recently leaving property to children who are in the process of selling it. When I brought the property (we did not notice this when we brought it) we discovered later that the guttering to neighbours lean to extension (our fence side) is in our garden and the rain water…
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Gas Boiler Annual Servicing with social landlord - threat to cap supply
I am a social tenant. I rent from Orbit Housing and the annual gas boiler servicing is done by Robert Heath. Every year I have my boiler serviced as per the legislation. Every year I have trouble getting people out to do the job because the contractors never turn up as agreed. Last year when I had trouble I rang my…
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Measuring up?
Is it normal for a buyer to want to measure up after offering on a property?
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Leasehold reform and buying freehold now
I'm having some issues with my freeholder as we've uncovered some changes to the floorplan of our flat made by the previous owner may not have been given permission when we came to sell the flat (its a long story but basically the lease plan in the lease we received when buying wasn't clear so we didn't know the plan had…
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Completing on Friday before Bank Holiday Monday?
Guess I’m looking for reassurance! I think I am over-worrying about things all going wrong at the very end. situation: 4 parties in the chain, we are number 2. Our buyers are cash buyers with the money in the bank. I’ve always preferred to complete on a day that isn’t Friday, just in case anything goes wrong and then…
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Selling - Open market or modern method of auction(MMoA)
Have researched on the internet so I understand the mechanics, but would like to hear from people who have experienced the MMoA. Inherited property, detached bungalow, circa £300K aged mother in-laws house so quite 'tired' needing work at some stage. My worry is the estate agents are pushing hard on MMoA, which they would…
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Fuse box for house is in the garage.
Looking to buy a bungalow hiuse fine but we noticed the fuse box for the bungalow is in the garage and a wire goes across to the bungalow. The garage is detached from the bungalow with a possible asbestos roof. Have put an offer in and going to have a survey Anyone seen similar before. We will get the seller to test for…
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Renegotiating price after survey pros and cons
Could somebody shed a little light for me? Buying a 3 bed semi circa 1936 survey has come back today to say the whole property needs repointing, in some Places has significantly failed and already causing damp in a few places in the home and the chimney brickwork is a mess. Estimated cost for repair £4.5-5k. Surveyor has…
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Prospective buyer only gave partial information on a survey
Buyer had their survey done before putting in an offer. Survey pulled up lots of silly little things on some of the newer work, with only one slightly valid point, typical stuff for surveys I guess. However no comments on areas where I was definitely expecting a lot more feedback compared to the newer bits. There is still…
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Landlord being difficult about returning deposit
Hi, I handed back the keys from a flat I rented for just over 11 years on 25th March. I’ve been chasing my landlord to return the deposit since and he’s been putting it off and putting it off. He finally said to me last week that he was going to instruct the letting agent to release the deposit (it’s held by them under TDS…
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LANDLORD DEDUCTIONMS AT CHECK OUT
I rent out a house. I installed a new loo seat £35 2yrs ago at start of tenancy. On check out, theres a small chip from the loo seat. Can I seek to deduct £35 from the deposit? Going by TDS, it isnt "betterment" as was new at start of tenancy. And isn't wear & tear. But it doesn't deem it unuseable.
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Reducing offer- effect on our Loan to Value?
Hi, My partner and I bought our house in lockdown for £328,000 with a £290,000 mortgage. Two years on, we are selling it for £310k. We had an offer accepted on a property for £295k. We have a year left on our mortgage, and they have allowed us to port this over. However, we've now viewed again and want to reduce our offer…