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Lovinglife- On the Cheap! A Diary.
Hello all! :wave: I'm Lovinglife. Well, thats my username anyway, and I chose it for a very good reason! Lately, with times being what they are, and money being how it is for so many of us, I've not been Loving Life so much! But it's time for a change. Just because I'm skint, do I have to be miserable too? I say no! Life…
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Bigloser climbs her mountain(s)......
On Saturday 5th March 2011 I had my lightbulb moment – and well overdue it was too. Anyway, better late than never, and having finally accepted that I have problems (mainly, but not exclusively, financial) I now need to find my way out of this mess. To list my problems in what is, I think, the current order of severity: 1)…
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2011 is about time Mrs jj and I grew up....
Hi everyone. I'm a long term lurker who needs to get a grip with money - as in being able to earn it and then not give it to various credit cards/banks for ever and ever. Mrs jj and I have had the LBM and it wasn't a pleasant experience but it was a GOOD thing to have. We both earn decent money. Far more than alot of our…
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Bubbly is on the Uppy!
Hello allI have been a long time user of MSE and have been given so much wonderful advice and help and also support it has helped me over a low period of my life.I am now out of that part of my life so I thought a new name and profile and start a new diary and share my thoughts hopes and dreams for myself and my family…
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My tiny corner :)
Isn't it frustrating when you type out a big spiel of text, and something random happens, and you have to type it all over again? :) Anyhoo, so I've joined mse to give me the kick up the bum that I obviously need to end the cycle of accruing, consolidating and paying off debt, and to start thinking about the future. My…
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Spend or splurge
Hi guys I've got £150 and that's all, no job 3 credit cards and a loan and a mortgage, it's not gonna make a dent in any of my debt so what do I do with it, Any suggestions Thanks x
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Glittery's travel to debt freedom
A big part of me regrets ever leaving the UK for the Caribbean 2 years ago but a huge part of me is thankful for the journey I have had. I left the UK with debt and its debt that I am going back to, but life will be much better for me and my small family than being stuck half way across the world from my family and…
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From ill health to better wealth
Ok I suppose I better start at the beginning. 2010 has been to worst year of my whole life and as I sit here thinking about it I feel sick and keep crying. I lost my home two jobs and my whole life I have walked away with one suitcase of clothes for me and my dd. I have started again thanks to kind donations and even…
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Glittermonsters quest to make all things sparkle
So I started a blog yesterday and I'm not allowed to post a link so I thought Id do a diary! I will make it more money saving! Promise!
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Mr & Mrs P's savings diary...
Hi all, We are now (finally) debt free and are hoping to save towards a house. (Apart from Hubby's student loan!) We have a little in savings but not much left after having our son nearly 2 years ago and a massive wedding last year. :) We have very good jobs but we curently rent, our son's nursery care is on the 'most…
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credit file
how do i get a card company to amend my file when they say nothing they can do. says special arrangement but i was made an offer of parcial settlement and paid up in 2009, now when starting to get sorted i find they have updated in 02/11 and looks like ive only just settled??
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Diary of a Day Dreamer
This will be my little place to keep a track on my debt, I have it written down on in my 'debt pad' but I thought having an electronic copy in the form of a blog/diary may also be of some benefit. So, at the start these are the figures (Jan 2011): Credit Card - £3,098.71 Overdraft - £700 Money owed to old flat mate for…
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All new 100 day challenge - it's 31 or less!
Marvellous March How Many Days Can You Pledge Not to Buy What You Know You Shouldn't? Whatever your temption is join up... the next version of the 100 day challenge Calling all 100 dayers! Calling all 100 dayers! If you found 100 days too long to stick to we have a new version of the challenge ready and waiting. Try 31…
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Desperate times....Motivation needed!
Hi, ok so ive been on and off the forum for years but now its time to take action two children later im not getting in more debt but its not going down either!!! Anyhow soon we are moving to my parents so we should be able to finally start paying it off! SO our total debt hubby and me is £41,176.60:eek: so here is my…
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Soooooo had enough of this debt...bored now :D
Ay up my fellow DFW peeps, Donna here again. After several months of giving up on my diary and lurking about on everyone elses, I have decided to give it another shot and see how I fair at trying an awful lot harder to become a DF peep myself. A little about me...31 year old single mum of one amazingly cool 14 year old DD,…
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Guns Debt Diary
I have lacked focus in trying to overcome my debt and find myself in a deep hole as I get married this weekend. So my plan is to speak out and update this diary on a regular basis trying to keep focus and hoping for a little support along the way to keep me going. I have tried silly schemes like consolidation loans and…
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Trying for a fresh start
So I've been in this situation for a while, up to my ears in debt, but recently it's been playing on my mind. So instead of let it get me down, I'm going to talk it head on. I spoke to my OH months ago, but she's finally got on board and agreed to help pay her share towards our accrued debt. Things are looking up already.…
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The longest journey - one step at a time
Been a reader of the forum for a number of years now, never wanting to admit that we had a problem. We thought we could keep control of it all but how wrong we were. So here we are - over £88,000 in debt but ready to start sorting out the problem. Our joint LBM came a few weeks ago when things just got too much for me. OH…
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I'd be 'indebted' to you.
Hello all, I am a theatre director and I am the artistic director of Small Fry Community Theatre in Knowsley, Merseyside. We are currently in production of our community play which deals with the issue of debt within our society and it's effects on our lives, relationships, wellbeing and (feel free to insert here).... I am…
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Getting organised for once
OK. I'm a disorganised disaster, which has left me with a tax bill of over £2,450 -including a ridiculous number of £100 penalties. I felt sick totting them up. Anyway, I also have a £2,000 loan of which £895 is left and a credit card bill of about £2,000. I managed to pay £720 off the tax bill today which leaves me with a…