-
Checking any Debt on house
Hi How can I check if any loans/debt etc are registered at my house ? Thanks
-
Capital One reduced charges!!!!
Well it seems that capital one is taking note of all of us nerds!!! They are reducing their charges down to £12 which seems to be the standard charge!!! If only the other banks would follow suit!!!! :beer:
-
Offer Rejection!! Need Your Help Urgently
I had a letter from Gateshead Court asking for my offer of payment regarding a payment of a debt. I fully acknowledged i owed the full amount and made an offer i could afford. The hearing was held with none of us present and they rejected my offer and are now demanding the full amount - I obviously can't afford this or…
-
Capital One- make u laugh!!!
Well i have just had a call off Capital One and thought that it had to be posted on here!!! The man starts by saying you are £100 over on your visa and havnt made a payment i said yes, he then says you have also sent in a letter re charges to which i said yes. He says well we have refunded £40 and your not happy with that,…
-
IVA and Bank Charges
I have recently claimed back £3200 from the Halifax in bank charges - I am currently in year 2 of an IVA. I have already commenced action with the Woolwich for £2200 and HSBC for £184 - the thing is HSBC and Woolwich are both of my creditors in the IVA. I have read conflicting stories both on her and on consumer website…
-
first plus loan - any ideas or help!!
We took out a £39,000 loan with first plus and have made 50 month's worth of payments at £500 a month. We have never missed a payment and wish to start overpaying so that we can clear it (it was taken out over 15 years). I phoned to get a balance and the loan still stands at £35,000 after £25,000 of payments. Every time we…
-
arrears on elec bill
I posted in the utilites section and not had much response . i dont know if anyone can suggest anything but i thought it be worth asking ..with have arrears on our elec bill and i know it my fault but i think they are to blame too?! heres how it stands. apparently we missed a dd in april last year which was reset up, then…
-
MY SOA as duly requested!!!!!!!!!!!!!
ok, not totally sure i'm doing this right but i'll try my best. family = 2 VERY young toddlers +OH income = £900 monthly oh= £450 monthly rent £250 council tax £88 store card= £650:29.9% £23 store card=£120 29.9% £8.12 credit card=£1000 not sure of apr £20 credit card= £1300 5.4% £35-arrangement credit card =£400 12% £35…
-
Forum newbie seeks debt free status
Hello forum :beer: I'm looking to change bank account, as well as reduce my credit card and loan debt. I think that by doing it all at once (or at least, a structured timeframe), I can optimise my finances and waste less money on frivilous spending. I saw a recommendation for Nationwide as a bank account, and as well as…
-
Ok I am sorry (and a thankyou)
The apology From the 28th of August for one week I will be saying balls to budgets and money saving :beer: :j we're off to Blackpool for a week family holiday (ok so I am taking my deal vouchers and money off coupons and other vouchers for money off things, oh and my freebie toiletries and stuff :rotfl: ) The thank you…
-
How can I make more money?
Hi Guys, I'm feeling a bit stuck at the moment. I'm doing SO MUCH to make every penny count and pay off debt, but it just isn't going fast enough for me. I'm in ehallet's "Head to Head 1K challenge", and it seems like the day I signed up, all my incomings slowed down! So what I'm after is some tips on how to get more money…
-
If you got on here thru gambling, check this out
thats how i got here but at least i smelt the coffee - unlike this poor fella mentioned on the racing post...... Book-keeper blows £1m in online gambling spree by Bruce Jackson LADBROKES on Tuesday claimed they saw no reason to change procedures after a £16,000-a-year book-keeper blew more than £1m in an online gambling…
-
Goals for week - 13 August
It's that time of the week again. Here's last week's thread. Another mixed week for me: spending more or less on target, lunch to work and no-alcohol days still severely lacking. * Carry on with spending diary. This week's maximum is £90 for everything. -- Done (kind of). Kept spending diary, spent £91.42. * * Take lunch…
-
Thank you NTL!!!
Hey guys, just made huge saving! Was paying £11 line rental, £17.99 Broadband with NTL, rang them a wile back with no sucess then got told on the phones board about which number to use. Rang up, told them I was thinking of going to Talk talk, which would give me £19.99 for calls, NTL have offered me £21 for unlimited UK…
-
How Much Have You Spent Today? Sunday 13th August 2006
Boo hoo!!!! I had two no spend days in a row (Friday & Saturday) and today I have only spent £33 on the weekly main shop. I was feeling so proud of myself....then....on the way home the car battery light came on and has stayed on. Waiting for the RAC to come out & diagnose now.....hell!! Is it going to be something simple…
-
Earning Extra Dosh
I'd like to sign up for mystery shopping. Can anyone tell me which of the mystery shopping companies sort out tax for you? I remembered reading it somewhere a while ago but cannot find it now! Thanks
-
How can I be Debt-free!?!?
Hi, I've been at uni for a year, got my student loan, but I want to start paying it off now I'm working full time. Anyone know how to pay this off? It's not coming automatically out of my bank account like I thought it would. Thanks, Nick.
-
re: food ideas
Can anyone tell me where I can get info on meal planning and recipe ideas, please? I need to cut my monthly food bill from £385 to about £250
-
Debtfree Direct...
Hi Guys, My friend is about to satrt an IVS with Debtfree direct, I heard of CCCS & Payplan through the site, but not these? Has anyone got any info I can pass onto her? (I'm not even sure if these are one of those companies that charge for the privilage?:confused: ) Your help is much appreciated. PS. I told her to visit…
-
My first post here
Here is my incomings/outgoings etc(all monthly) Income from benefits £1816.12 Outgoings Rent £750 Council Tax-0 water £61.30 home insurance £12 Gas £35 Electricity £33 TV licence £11 travelling(petrol,car insurance,road tax) £131 phone and internet £46(year contract) mobile phone £20 (also in contract) violin lessons for…